大咖福利影院

robsamui wrote:

I've searched through the forums, and all the posts seem to be from teachers (etc) asking about their income and how to bank it - or people looking to invest in a business. There's nothing about retirees that I can find.

I'm out in the sticks in Hoi An - been here about 3 weeks now. I've got a little money banked in the UK and also in Thailand, where I've been working for the last 15 years. I've also got a聽 pension income in the UK which totals around 拢1,200 ($1,500) each month. I'm annoyed at the bad exchange rates and fees using an ATM to withdraw cash. So my thought is to use Transferwise direct into a Viet bank account.

I've tried three banks here in Hoi An and the response has been the same - I can only use cash to open an account, and it must have been declared at customs, at the airport when I arrived.聽 I've tried reason and logic, but no. As in "but I only have to declare money if I bring it into the country - yes? So if I go out to your ATM and withdraw money, can I open an account?" No again.聽 None of the three managers seemed to know what 'retired' meant and kept referring to 'my employer', in our conversations. (I think they've been given a script to work from and are lost if there's any deviation.)

I keep reading here and on other forums how easy it is to open a bank account - you only need your passport and an address etc and so on. Do I really have to go to a big city and get an AirBnb for a couple of days and taxi around all the banks until I find one which says yes?

All I want is a savings (?) account with an ATM card - no cheque book, no overdraft, no international VISA card - but with also online banking. Is that not possible?

Not sure what words you were using to search. I went under the Vietnam for him and used the word Bank and I found this:

/forum/viewtopic.php?id=832955

Ciambella wrote:

I鈥檓 a retiree without pension.聽 I opened an account with Sacombank at a branch in Saigon with $250 cash, my passport, and a VEC.聽 Nothing else.聽 I didn鈥檛 declare money at the airport; no one asked to see the proof of my money.

In fairness, it might be worth noting that you speak fluent Vietnamese... 馃榿

OceanBeach92107 wrote:

In fairness, it might be worth noting that you speak fluent Vietnamese... 馃榿

Now that you mention it...!

robsamui wrote:

I'm convinced that the name of the bank itself doesn't matter - it's all up to the individual manager.聽 It's meaningless to talk but how easy it was at ACB or Sacombank, as it's the individual who's running the bank who has the first, last聽 and only say in the matter, and this varies from bank to bank and from branch to branch.

The consensus is that the smaller and more provincial the branch is, the harder it is to open an account (as a walk-in).聽 It's all totally hit and miss, but the cosmopolitan nature of large cities means that there are proportionately more sympathetic managers per square kilometre than there are out in the sticks.

Trust me, not all banks are the same here. Try dealing with Agribank or Vietcombank, it will make you have a seizure. I bank with a private bank for this very reason.

colinoscapee wrote:

robsamui wrote:

I'm convinced that the name of the bank itself doesn't matter - it's all up to the individual manager.聽 It's meaningless to talk but how easy it was at ACB or Sacombank, as it's the individual who's running the bank who has the first, last聽 and only say in the matter, and this varies from bank to bank and from branch to branch.

The consensus is that the smaller and more provincial the branch is, the harder it is to open an account (as a walk-in).聽 It's all totally hit and miss, but the cosmopolitan nature of large cities means that there are proportionately more sympathetic managers per square kilometre than there are out in the sticks.

Trust me, not all banks are the same here. Try dealing with Agribank or Vietcombank, it will make you have a seizure. I bank with a private bank for this very reason.

I've come to this after 21 years of living in Thailand, so I'm aware of the way things can be. All I need is a place to wire my pension each month - but there is a great deal of self-importance in an Asian bank manager - particularly when it comes to puffing-up in front of a foreigner.

robsamui wrote:

colinoscapee wrote:

robsamui wrote:

I'm convinced that the name of the bank itself doesn't matter - it's all up to the individual manager.聽 It's meaningless to talk but how easy it was at ACB or Sacombank, as it's the individual who's running the bank who has the first, last聽 and only say in the matter, and this varies from bank to bank and from branch to branch.

The consensus is that the smaller and more provincial the branch is, the harder it is to open an account (as a walk-in).聽 It's all totally hit and miss, but the cosmopolitan nature of large cities means that there are proportionately more sympathetic managers per square kilometre than there are out in the sticks.

Trust me, not all banks are the same here. Try dealing with Agribank or Vietcombank, it will make you have a seizure. I bank with a private bank for this very reason.

I've come to this after 21 years of living in Thailand, so I'm aware of the way things can be. All I need is a place to wire my pension each month - but there is a great deal of self-importance in an Asian bank manager - particularly when it comes to puffing-up in front of a foreigner.

If you know how things can be from 21 years in Thailand, why couldn't you figure it out. 馃お

colinoscapee wrote:

If you know how things can be from 21 years in Thailand, why couldn't you figure it out. 馃お

Probably because I'm English, not American!

robsamui wrote:

colinoscapee wrote:

If you know how things can be from 21 years in Thailand, why couldn't you figure it out. 馃お

Probably because I'm English, not American!

Must be some type of secret code.馃く

Anybody understand his answer....I'm completely lost.

colinoscapee wrote:

robsamui wrote:

colinoscapee wrote:

If you know how things can be from 21 years in Thailand, why couldn't you figure it out. 馃お

Probably because I'm English, not American!

Must be some type of secret code.馃く

Anybody understand his answer....I'm completely lost.

Self-deprecation?