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Health Insurance

Hi everyone,

My husband and I are relocating to Puerto Rico in just a few weeks, and we’re excited to begin this new chapter! We've recently learned that our current health insurance from the mainland U.S. won’t cover us while we’re living on the island.

We're currently exploring health insurance options that offer comprehensive coverage in both Puerto Rico and the continental U.S.. We'll be spending about half the time on the island and the other half traveling back and forth to the States, so we’re looking for something flexible. We’re open to premium plans if needed.

We’d really appreciate any recommendations, thanks in advance for your help!

See also

Hello Zara LC,


Welcome to ´ó¿§¸£ÀûÓ°Ôº 😀


Thank you for asking your question here.


You can request a free quote from one of our health insurance partners by visiting this link: /en/insurance/cent … erto-rico/


All the best,


Cheryl

´ó¿§¸£ÀûÓ°Ôº team

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Hi Cheryl, thanks so much for the recommendations!

Please correct me if I'm wrong, but we looked at some of these options already and most of them won’t cover US citizens living in Puerto Rico unless you take out a worldwide policy!

I think Cigna Global even explicitly excludes US territories, and Allianz Care is not licensed to offer its expat health plans in Puerto Rico.

April International, ACS Expat, and Mondassur do allow Puerto Rico coverage, but only if you purchase their full worldwide plan which seems unnecessary since we are not planning to go anywhere . We’d love to hear if anyone has successfully found a standalone US/PR-only plan?


Thanks again!