Some thoughts on moving to Puerto Rico, or anywhere.
You might approach it in regards to risk/benefit. Just like in the stock-market, greater risk has the potential of reaping greater rewards. The rewards are that you improve yourself, as a person, more or less. The risks are that you will be miserable.
Now, "calculated risk" is a more subtle thought process. The main ideas are to do your homework, and don't burn any bridges.
In doing your homework, I suggest spending many hours contemplating what you would like to experience in PR. Become VERY versed in Puerto Rican geography. Become VERY versed in what you need to do regarding housing, healthcare, education, shopping, and security.
Regarding not burning bridges, perhaps talk to your present employer and enquire whether there might still be a position for you in, say, six months if your experience in Puerto Rico is not what you hoped it would be. Also, have a return ticket in hand. Of course, I have not yet made the leap, so this is purely conjecture. Any additional thoughts, especially regarding how to minimize risk? Lastly, my experience, so far, is that English is not as widely spoken as I was led to believe.
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I'm not in the normal expat situation (my wife is active duty military and we are stationed here) but thought I might share some of my observations:
-If you can arrange a pre-move visit, definitely do it - at least a couple of weeks.聽 Stay away from the touristy areas, experience the driving, go to the supermarket, try to get a haircut, visit the pharmacy, etc, to get a feel for day-to-day living.聽 We visited PR six times before moving here and living here is about 180-degrees different than visiting here.
-Try to learn as much Spanish as possible.聽 You can read through one of my earlier posts to see some of the challenges I've experienced with my elementary Spanish.聽 If/when you come here, having a friend to help out would be invaluable.
-Utilities are not as reliable (or as inexpensive) as they are in the US.聽 If you need to work from home and need a reliable internet connection, it'll be best to ask around about different providers/home setups.
Anyway, hope this helps and best of luck with your research!
I agree with all of your points on things to consider before moving permanently.聽 We hope to do long term rental going back and forth to the states until we know for sure.聽 We still have a 19 and almost 21yr. that are not quite self sufficient yet, haha.聽 I've not tried to contact anyone online for rentals but have just browsed different websites.聽 I think word of mouth also will help out once you get there and check out different options.
"You might approach it in regards to risk/benefit. Just like in the stock-market, greater risk has the potential of reaping greater rewards."
A lot of people get clobbered in the stock market for various reasons. Sound advice is not to invest money you can't afford to lose.
So what can you afford to lose in your hypothetical move to Puerto Rico?
Planning and research is a good idea with any endeavor. But once the battle begins plans tend to unravel.
We don't know your situation. If you are young and can start over if moving to Puerto Rico doesn't work then you've got low risk - you can start over someplace else.
This happened to a couple I know. They moved to Puerto Rico because they love it here (in Rincon), The husband found that he still operate his business here with most of his clients in the US. They'd lost a lot of money in poor investments and had a limited amount of money and wanted to buy a house here. They bought and went into debt restoring it. Everything was hunky-dory until the husband went surfing, had a heart attack and died. Unfortunately they canceled his life insurance a month before. Now, even if they did a risk/benefit analysis before all this happened I doubt they would have included the possibility that the husband, age 51, would die of a heart attack (although a thorough analysis would include worse case scenarios).
Get a piece of paper, draw a line down the center, label the left "Positives", the right "Negatives", and fill in the rest. I guess the problem is, as a secretary of defense once said, do you have a list of the unknown聽 unknowns?
As far as language is concerned, I can read and write well, but I need to listen and speak "muy lentamente" Talking to various people via telephone taxes the patience of the people I have contacted in PR as they wait five minutes for me to decode what they said and formulate a response.
Also, I have been talking to an English speaking non-Hispanic person in the states about renting an apartment in Bayamon who, while talking with him, seemed to gloss over any negatives about PR, and mentioned sending a deposit via PayPal. This doesn't sound like a scam, does it? Now, I know that PayPal is refundable, but I cannot afford to have funds tied up.
I would really like to fly down there, get a place, and start living. I have a friend in my home town who said if things don't work out, I could come back and live with him. So, if I get down there, and things don't seem right, I will just call it a vacation then fly back (I have not burned any bridges).
Besides, once I get to M茅xico, I know that it is just a short drive over the border into Puerto Rico. I've already purchased a sombrero and have been practicing eating jalape帽os! I can't wait to purchase a burro and marry a sexy mujer para besar cada d铆a y tener muchos hijos y hijas.
(The last paragraph was a joke).
Gregory L. Schultz wrote:Also, I have been talking to an English speaking non-Hispanic person in the states about renting an apartment in Bayamon who, while talking with him, seemed to gloss over any negatives about PR, and mentioned sending a deposit via PayPal. This doesn't sound like a scam, does it? Now, I know that PayPal is refundable, but I cannot afford to have funds tied up
PayPal refundable? You can ask the seller to issue a refund.
If he doesn't do that you can go to the resolution center. PayPal writes about that:
PayPal wrote:In the Resolution Center, you can communicate directly with the seller and try to resolve the problem. If you aren鈥檛 able to work it out, we may be able to help you get a refund.
If this landlord is trying to scam you you will lose your deposit. I would never pay a deposit without seeing the place and without the keys in my hands.
Normal practice here is that you pay one month as a deposit and they promise to refund it when you leave the place and everything is in a good shape. Almost always they'll try to find something that's damaged or they simply don't have the money to refund you. One way or another, the deposit is most likely gone..
I was hedging my bets, and moving to Puerto was dependent on nothing going wrong: something that is unlikely. Thanks to everybody on this forum for the advise. I hope you all are extremely succesful in your endeavors. It takes a lot of guts to make a move like that.聽
Sincerely,
Gregory L. Schultz
Good luck in your new place, Gregory!
I just figured out how I can have my cake and eat it too. After a couple of months of settling in to my new home here in the states, and getting my income well ahead of my outgo, I will fly to Puerto Rico, and spend two or three days walking around Viejo San Juan. That way, I can scratch that itch.
You'll almost certainly never make enough money in PR to break even with your expenses (which still counts as a loss when time and opportunity costs are included in the calculation), let alone make a profit. That doesn't mean you shouldn't do it. But is it the best use of your time and resources? The answer to that is only one that each individual can judge for themselves.
NomadLawyer wrote:You'll almost certainly never make enough money in PR to break even with your expenses (which still counts as a loss when time and opportunity costs are included in the calculation), let alone make a profit. That doesn't mean you shouldn't do it. But is it the best use of your time and resources? The answer to that is only one that each individual can judge for themselves.
You're right there. I make only about 10% from what I used to make back in Europe so economically my move here is a disaster. Good thing that I didn't do it for the money. 
I like your website by the way. The Netherlands is a special place. I ran into EU Commission President Barroso at the van Gogh museum in Amsterdam about 8 years ago. The only two people in the entire place who seemed to recognize him were me and another American. (Although I hold other citizenships, I grew up in the States.) He was very engaging (as you would expect a successful politician to be) and had lived in my home state of Maryland for some time. The places I enjoyed the most in your country of birth where in the countryside though, such as Enkhuizen. A lovely place.
I got more or less what I expected and I'm still happy I moved here. It looks like I'm here to stay.

Thanks for looking at and liking my Holland website. It's been a while since I did something to it, it's on my (too long) to-do list.
Enkhuizen is beautiful, I agree. I also like the countryside in the east.
The language is certainly a problem for me, I wish I knew Spanish.
Good luck.
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