Seeking help with mobile home insurance France

Member since 16 July 2025

TruroBeckyMember16 July 2025 20:26:09

Evening,

We come over to France frequently to buy and return to UK to sell - we have found a mobile home on a site that we are buying next week.

The mobile will be lived in by us only and not rented out.

I'm struggling to find insurance - does anyone have any recommendations?

Many thanks

Becky

HAPPY GUIDE FRANCE Member

Member since 15 July 2025

HAPPY GUIDE FRANCEMember17 July 2025 05:51:13

@TruroBecky

Hi Becky,

Looking into your query, here are some trusted options:

Groupama offers tailored mobile鈥慼ome insurance covering structure, outdoor furniture, annexes (terrace, awning) and protection against weather, theft, fire鈥�

MAIF insures mobile鈥慼omes under its standard home policy, including RC and newer models (<鈥�4鈥痽ears) replaced at new鈥慺or鈥憃ld value, plus annex coverage

AXA similarly provides a minimum RC cover, with optional add鈥憃ns for fire, theft, water damage, natural disasters

You can also explore GMF/MAAF/MMA via group Cov茅a, which often include mobile鈥慼ome in their caravan or home packages

馃搶 Key tips:

鈥� Insurance is required, even for personal use.

鈥� Don鈥檛 settle for just RC鈥攐pt for a multirisk policy with full coverage (vol, temp锚te, d茅g芒ts des eaux鈥�).

鈥� You鈥檙e living there regularly, so no need for temporary 鈥渧ill茅giature鈥� cover.

Good luck !