How does the healthcare system work in Macedonia?
On paper, Macedonia is a welfare state. By law, every employer pays health insurance for their employees. The employee receives a number of blue paper coupons each month. The coupons are used to "pay" for a doctors appointment or prescription drugs.
In real life, the social insurance law is not implemented everywhere. In a country with almost 40 % unemployment, most jobseekers will accept uninsured work without reporting it, and many employers are happy to exploit their situation.
However, every insured citizen has their "personal" general practitioner who coordinates treatment and transfers them to specialists or public hospitals, if needed. Free choice is not intended in the system. If a patient sees another specialist than his general practitioner recommended, or turns to a private practice or hopsital, insurance will not cover for it.
But even in public institutions, a blue coupon grants the patient free treatment only in theory. Doctors will frequently require bribes before treating or admitting a patient to a hospital, coupon or not. Even after admittance to a hospital, families cont铆nue to bribe the staff so the patient will actually receive treatment. This was confirmed in last year麓s of the Western Balkans, where doctors and nurses are found to be by far the most corrupt professions.
Comments on healthcare麓s efficiency cannot be made since there are no statistics. No public hospital has a quality management system implemented. My impression is transparency is not intended for good reasons. In Macedonia, there麓s no family that hasn麓t lost a loved one to obvious and horrifying malpractice.
What are the main differences between public and private sectors?
As in any low income country, private healthcare institutions offer better basic hygiene, food and overall service quality. The more ambitious healthcare professionals tend to seek employment in the more progressive and dynamic private sector.
In Macedonia, the public and private sector are strictly separated. The private sector is excluded from the state麓s healthcare system. If a patient seeks treatment in a private practice or hospital, he has to pay for himself even if he has health insurance. The legitimacy of this has been publicly disputed many times because it condemnes the poor who depend on healthcare insurance to the miserable and corrupt public healthcare, while the wealthy have access to decent private treatment. The system also protects the dysfunctional public sector from competition with the quite functional private sector, so there麓s no pressure for progress.
There麓s one exception to the above: cardiosurgery. Since no public hospital has a functioning cardiosurgery department, the two private hospitals Filip Vtori and Sistina have contracts with the healthcare fund providing free operations for the patients and reimbursement for the hospitals.
For you as a foreigner, public healthcare institutions are an absolute no-go. Even though your embassy probably lists the state hospital on Vodnjanska on their website as a recommendation - seriously, don麓t.
But even though there are decent private hospitals in Skopje, for a more complex or rare pathology you should still seek treatment in a Western country.
Here麓s why: Keep in mind that there麓s a learning curve in medicine. The higher the case numbers of a certain pathology, the better the quality of treatment. Macedonia麓s poplulation is small - it equals cities like Hamburg or Vienna - and academic exchange with developed countries is limited. Even if Macedonian healthcare professionals were trained at the best medical faculty in the world - which they麓re not - for certain diseases they simply don麓t have enough patients to ever climb up the learning curve. You麓ll probably be fine to have your appendix or your gall bladder removed at Remedika, but to treat, say, a phaeochromocytoma, Macedonia is the wrong place.
Is it recommended to purchase private health insurance in Macedonia?
Unfortunately, there is no such thing as private health insurance in Macedonia.
Get a good private expat insurance and make sure Medivac麓s included as well as coverage for medical care in your home country. This is even more important than coverage in Macedonia, where medical care is overall incredibly inexpensive. As a fact, certain diseases or injuries CANNOT BE TREATED in Macedonia (there is no brain surgery, no spinal surgery, no traumatologist who麓s fit to operate on complex fractures in the country, to name a few).
What should you do?
My law-abiding employer provided me with health insurance and the monthly blue coupons which I never used. Given how inexpensive private practice is, it never seemed worth the hassle to see a general practitioner first each time I wanted to see my, say, dermatologist. You can always ask for a bill in English, your expat health insurance will cover private practice. But mostly my fees were less than 10 聙, so I didn麓t even bother. The most expensive procedure I had in Skopje was an MRI of my knee which cost merely 150 聙. Just to give you an idea of the price range.
Good physicians and dentists can be found reliably by word of mouth in the expat community which is tightly knit in Skopje. Macedonians are sometimes reluctant to give recommendations, you麓re the foreigner and they麓re insecure their recommendation will meet your expectations.