Unpaid loan and credit card in termination
Thst is the first step you should take.
Corporate debt defaults are covered by bankruptcy protection laws in most countries.聽 聽And so are individuals in some countries e.g. you can file for chapter 11 in the US as an individual and can buy time against creditors.
However, when it comes to Saudi and indeed the whole of GCC, there is NO bankruptcy protection for individuals.聽 聽And even for corporate clients, they have just started debating on new laws in countries like Bahrain.
Here if you don't pay, your life is pretty much over with bans, jail times etc etc.
normally...you will received text from MOI and MOJ if there鈥檚 some issue for you.
I had an unpaid loan in Saudi from 2 years back amount of approx 90k.
My sponsor cheated me and also I had good amount of pending salaries.
In these 2 years I was barely making ends meet somehow so couldn鈥檛 pay back the bank.
However, recently I got an offer to work in Saudi. Unfortunately few days ago I got mail from banks collection agency that if not settled in 10days they will file complain.
I am sure once in Saudi I can surely pay them back monthly.
Just want your advice if I can still travel to KSA without any legal issues at the airport?
Should I communicate with the bank to not file complaint? Pls advice
However, just so that you know I have a new passport and also I鈥檓 travelling using business visit visa.
As per email from banks third party collection company if I don鈥檛 respond until 26th they will file the case.
Owing to lockdown I鈥檒l start my travel coming week but due to quarantine in Bahrain I doubt I鈥檒l be able to reach KSA before 26th.
What should be my course of action?
zahmad111 wrote:I have Mobily 3000 bill unpaid can I go exit re entry vis to India I check my Absher generalization report there is no report against me
Everything is linked in saudi with your iqama and biometrics, your credit report is shared as soon as company starts to recover its debts. Normally it is done with accounts closing.
With E/R visa you can travel freely but,
If your intention not to pay and not to come back聽 it will be problem in future.
Big companies appoints recovery agents they will hound you every where on internet and social media.
Surat Survey wrote:If someone gets a good paying job after 4 years of exit. Can he settle with bank in installments? Or he can't enter Saudi?
need to check with bank before arrival, if bank has already filed a case against you cant enter in kingdom , any how once banks agrees with you then you can come and do the paper formaliy with them but yes you do need to provide them evidence of your job and job offer letter and etc and you might need to get a introduction letter from your company to bank name in which they will mention you passport number and new job assignment and salary details and that they will deposit your salary in thier bank
Ken6509 wrote:Anyone just leave the country with unpaid loan??
Loads have done it, but then we see threads asking if they will be arrested when they return for a new job.
Not paying loans (also called theft) is quite common judging by threads here.
Ken6509 wrote:Anyone just leave the country with unpaid loan??
one of my friend did this , they catch him in home country after 3 years.
Brother they are running a bank , do you think like this they will let their defaulter run away ?
if its that easy everyone will apply loan over loan here and run away.
I had unpaid SAAB credit card and left the country 5 years ago, I paid the credit card with agreed settlement 3 years ago and I received "Negotiated Settlement Certificate ". I can I go back to saudi arabia? Will i be labeled black list.
Please help with your replay
@yeet-boo4life How many days your travel ban has lifted after you clear your payment with the Bank?
@yeet-boo4life how many days it took to remove your case in Moj and remove the travel ban after you paid?
What is the process to paid my unpaid load since it was file on jeddah court?
I left on Saudi Arabia last November 2016 without paid my balance loan to the lending company. THEN May 2017 Im coming back to Riyadh to my new job. After 2 years I'm going for vacation last 2019 but I was hold on immigration airport in Riyadh due to unpaid loans.
Please help me to answer my question.
@Mark Molina you have the same case with my friend, 100% same situation..what he did is he came to the company (lending company) and talk to legal representative, he was given 2 option to settle. He will pay the whole remaining amount to the company and the company will submit settlement report to the court within 48 hrs, or he will pay to the court directly with full amount from his current bank account the he will go to debt collector department to settle the amount.
Hope it will help.
Hello
I 've same issue, can anyone please guide me for the process you went through for settlement as execution court to withdraw the case.
I'm also having Travel Ban & need to travel ASAP.
In Short, I went for vacation in 2017 & wasn't able to come back, I had a car with ANB Bank with more than 40k of 65k paid already, They recovered car by calling me in Pakistan but also put me on Travel Ban without informing. I arrived back in KSA in 2022 on new visa & came to knew about this case in Execution Court.
P.S: I'm willing to pay to bank for settlement but don't know the process & how to finish it.
Went to bank several times but they were not able to answer me and asked to call their ANB Collection Division, where upon calling one Saudi Guy replied very rudely & misbehaving to pay a 3 times higher amount than actual balance or go to court.
@TheLegendLeads,, Dear Molim app under Simah will show you have 0 unpaid Loan,, but at the airport during immigration they will take your biometric finger print and your finger print linked to both old and new iqama.. That time your old unpaid Loan your old iqama everything will appear... Better check with the Bank's unpaid Loan recovery section... Otherwise you will suffer at the Airport.
@wwaqas,,, Brother if there is a case registred in the court.. What will in that situation.
@Ans please,,,, Sure Biometric finger print link to everything old iqama, new iqama bank loan.. etc.. Better pay all the unpaid amounts.
@Qwerty19 yes you can renew your iqama even if your bank account is freezed. i renewed my iqama recently and my bank account was freezed.
Hi any updates to this issue?
Hi everyone.聽 i just want to ask. We have already salary, but i cannot withdraw my salary? what can i do, MOJ maybe they freeze my account bcoz i have unpaid loan in quara. how can i withdraw my salary ? do you have an idea?
Hello,
I got a loan from SAB Bank and I could not pay it back, fully ipad 60% this was聽 my company terminated me by force and they sent us back my home now I'm live in US. and still I'm searching job here recently I received email from BILKISH he said you have to pay remaining amount otherwise he put in jail me actually I'm from India but now I'm here in US so my question is can he take action in US because if he go my home he not catch me so maybe he took any other family members
Dear all good day
can anyone update on my situation i was force to resign from company. First thing can i make complain because in my case i support to my colleague as he variance in inventory. So company told me that either resign or they will terminate me. I received my end of service but unfortunately i have credit card payment balance to bank hold the money and also i have car under my name which i took on loan 4 months ago how can i apply for final exit because i am unable to find anyone willing to take car.
Make your relocation easier with the Saudi Arabia expat guide

Opening a bank account in Saudi Arabia
One of the first and most important tasks for expats in Saudi Arabia is to get their bank accounts open and ...

Banking in KSA
My personal experience recommends that the foreign banks are far better and easier to deal with in terms of ...

Accommodation in Dammam
Dammam is the capital city of the Eastern Province, which is made up of smaller cities that, together, form the ...

Accommodation in Yanbu
Overlooking the Red Sea, Yanbu is deemed to be Saudi Arabia's second industrial city after Jubail, which is ...

Dating in Saudi Arabia
If there was one adjective that could describe dating in Saudi Arabia, it would be the word 'discreet'. ...

Accommodation in Jubail
Jubail is Saudi Arabia's industrial hub; in fact, it's the largest industrial city in the Middle East. ...

Everything you need to know as an expat woman in Saudi Arabia
Saudi Arabia can be a challenging destination for women. As a strict Islamic country, Saudi Arabia imposes a lot ...

Accommodation in Jeddah
Jeddah is often dubbed the 'New York' of Saudi Arabia. It is heavily populated, hosting the most diverse ...
Forum topics on banking in Saudi Arabia
大咖福利影院 for your expat journey



