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Cost of living in the USA in 2026

Cheryl

Hello everyone,

Every year, we invite you to share your experiences with the cost of living in the USA, especially in the region or city you live in. Your insights will greatly help members planning their move to the USA or already living there.

Here are some points to guide you; the idea is to provide average prices for each category:

What is the cost of renting or buying an apartment or house in the USA?

What are the typical fares for public transportation such as buses, subways, trains, trams, or taxis?

Could you share the average monthly cost of your grocery shopping?

How much does health insurance cost? What is the price of a medical consultation in the USA?

What are the tuition fees for children?

What are the average monthly costs for utilities, such as electricity, gas, water, internet, and phone plans?

How much do you spend monthly on leisure activities?

If there are other expenses you find relevant, please feel free to share them!

Thank you for your contribution.

Cheryl
´ó¿§¸£ÀûÓ°Ôº Team

See also

Living in the USA: the expat guideCost of living in the USCost of living in the USA – 2015Cost of living in the USA - 2017Cost of living 2018 in the USACost of living 2019 in the USACost of Living in the USA in 2020
ecazorla

Hi,

Here are some numbers, based on my current experience, living 2h drive North from NYC, family of 5, in a rental family house.


What is the cost of renting or buying an apartment or house in the USA? Individual house,  4 bedrooms, 0.5 acre backyard, monthly rent $3,000


What are the typical fares for public transportation such as buses, subways, trains, trams, or taxis? I do not use public transportation


Could you share the average monthly cost of your grocery shopping? Family of 5, in the $1,500 range per month for grocery.


How much does health insurance cost? What is the price of a medical consultation in the USA? base consultation for primary care provider is around $200. My part of Health insurance for the whole family is around $600/month, including health and dental, with a $3,300 family deductible for health.


What are the tuition fees for children? University grad school for my daughter is around $40,000/year, without housing.


What are the average monthly costs for utilities, such as electricity, gas, water, internet, and phone plans? Heating is natural gas, and including AC, average cost of gas/electricity is around $350/month.

Internet house plan (1GB/Fiber internet only, no cable TV) is $89.99/month (FIOS/Verizon)

Cell phone plan for the family is around $150/month.

Bhavna

@ecazorla


Thank you for sharing such a detailed breakdown of your current living costs. This kind of firsthand information is very helpful for members trying to understand the realities of family life and expenses in the USA.


All the best

Bhavna