New members of the Colombia forum, introduce yourselves here - 2019
Newbie on the Colombia forum? Don't know how to start?
This thread is for you
We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country,
or to tell us more on your expat projects in Colombia if you are planning to move there.
It will enable us to help you better but above all to wish you a warm welcome.
Welcome on board!
- The Working Holiday Visa for Colombia - Guide
- New members of the Colombia forum, introduce yourselves here - 2026 - 0 Reply
- Black expats - 9 Replies
- Anyone around Manizales? - 15 Replies
- Business Ideas for Colombia - 3 Replies
- French in cartagena - 2 Replies
- Expat communities Eje Cafetero - 6 Replies
My name is Jonathan. I am hoping to move to Colombia from Canad but many obstacles, like not knowing anyone there, not speaking Spanish, and how expensive a business visa is ($25,000!) exist. Any help or advice is appreciated.
My name is Tim, from Las Vegas, Nevada, USA.聽 I moved to Colombia in September last year.聽 I visited Colombia many times in the past and love the variety of fruits here.聽 I speak some spanish and use duelingo to improve, taxi drivers are good teachers too.聽 I have Colombian friends who suggested I joinan expat group, so hence, I am here.
Thank you
I'm Kelso, I am retiring soon and I would like to move to Medellin for a few months. I visited Colombia last year and loved it. I speak very good Spanish but with an obvious accent. I lived in Panama for a year when I was a teenager and really enjoyed it but it was too hot. Medellin has the perfect climate for me. I would like to spend a few months in Medellin to see if I would like to move there permanently. I also have a dog that I love but dont know if he can come with me.
Thank you,
Kelso
-Chris
My name is Gopal,
I'moriginally from Venezuela where I graduated as a Professional Cook.
Currently living in Colombia for the last 5 years where I've worked as a Business Developer in different areas.
My family is from Palestine and they established in the middle 1950 in聽 South America.
So thanks that I have duo citizenship.
I'm looking for new opportunities since I recently arrived to Medellin.
Thanks for reading.
Best Regards
My name is Sharon.聽 My husband and I currently live in Florida, USA.聽 We are approaching retirement age and thinking about where we can afford to live on Social Security and do some traveling.聽 Since I speak some Spanish a Latin American country seems obvious and the weather in Rionegro is perfect for us.聽 Our plan is to visit there later this year and see how it feels to us in real life.聽 My husband is a ham radio operator and hopes to find that there are like minded expats to be found in the area. Oh and we are vegan and pleased to see all of the vegan restaurants in Medellin!
Best wishes,
Sharon
colin
You can find a good expat community in the neighborhood El Poblado
Good luck!
My gf and I are moving there later this year.
My name is Marco Guerrero. I live in Dallas, Texas.聽 My situation may be a little different as other expats, as I was born in Mexico from Colombian parents. I lived in Colombia until the age of 14 when I moved to the US.聽 聽I have been in the US for 35 years now.聽 I am seriously considering leaving the rat race here in the US and move back to Colombia.聽 My goal is to make real estate investments in Colombia and live a more fulfilling live.聽 I am planning to be in Colombia the week of June 22. If you have any events during that week, I would love to attend.
Love forward to being part of this group
Thank you
Thank you.
We booked a flight to Bog to secure long term visas for ourselves but then Learned the tax situation here for expat residents is untenable. We have changed our Bog trip to a sightseeing adventure and will forget about being tax residence for now until we get some more definitive answers.聽 There is so much wrong information on the internet and even the lawyers can鈥檛 agree on the taxing of retirement and pension income from the US. Even on here the messages are indecisive on that question. When we get back to Medell铆n we will try a second lawyer but for now it looks as if Colombia is out of the question. Cuenca or Panama will probably be our final destination.
It鈥檚 a real shame we both love it here. Years ago I worked here with a multi-national, I always expected to make it my second home one day.
I dragged my wife here with great stories of the place and got her all excited to attending eafit university. Now that she loves it, it鈥檚 hard to get her excited about anywhere else.
windboater wrote:even the lawyers can鈥檛 agree on the taxing of retirement and pension income from the US. Even on here the messages are indecisive on that question.
Although this thread is reserved for introductions, I must point out that DIAN, the taxing authority of Colombia, is quite clear on what you mention above:
1.聽 You are considered a tax resident of Colombia if and only if you spend more than 183 days total in-country in ANY 365-day period, not necessarily a calendar year, and
2.聽 Only Colombian pensions get any special tax treatment.聽 Foreign pensions of any kind are considered to be income, and are not exempt.聽 They are subject to being taxed in their entirety, as part of the impuesto sobre la renta, the tax on income.
A link from the horse's mouth (DIAN) on what is considered fiscal residence for tax purposes, in paragraph 1:
A link from a site which specializes in explaining Colombian tax laws, here specifically the part about foreign pensions of either a Colombian or a foreigner, saying聽 "Estas pensiones no gozan de exenci贸n de manera que en su totalidad son gravadas con el impuesto a la renta", "These pensions do not enjoy exemption, so that in their entirety they are taxed with the tax on income":
Even then you can receive wildly inaccurate information from one attorney to the next, necessitating contacting a second and possibly a third as a tiebreaking.
I've come to the conclusion, somewhat reluctantly, that many of those pushing these countries have a really financial incentive to mislead you in many reguards.
Just to name a few gotcha regarding Colombia:
You will be told Colombia doesn't tax your retirement,聽 (it doesn't! if it's Colombian retirement, if it's聽 from anywhere else, you are fair game and the tax man cometh) .
Those 401K and IRAs you paid so deerly to stash away for tax free income, You are tax on those in Colombia.聽 In fact all your worldwide income is doubled taxed.
Don't believe you make that much income in retirement, believe me its probably enough for them to charge you 39% tax.
Got some good deductions?, think they will save you? They have an Alternative Minimum TAX to take care of you. Dodged that bullet?
If all that doesn't frighten you away, there is a Wealth tax. Add up everything you own: IRAs, 401ks, cash, house, cars, other investments even anunties. Then be prepaired to kick in one to two % of the total each year.
Once you include these taxes you will quickly see Colombia isn't the inexpensive place to live you once thought.
While Colombians have a rich history of tax avoidance and are probably the least complient tax payers in latin american, US citizens are some of the most compliant in Colombia, mostly because Uncle Sam feeds the Colombian government everything they want to know about what you earn and own.
Before our tourist visas expire we must hotfoot it to another country to avoid the Colombian tax guillotine.
It's a shame for us as we planned our entire retirement around investments in Colombia. Now, we will get our Colombian fix in 6 months tourist streaches and leaving the investing to other countries.
Reason : Please only post in English on the anglophone forum. Thank you.
We invite you to read the forum code of conduct
Find a bi-lingual driver and visit buildings in appropriate neighborhoods that have signs such as Aquilo Depto. in the window areas or near the lobby.
Ask doormen in the porter铆as to connect you with renting owners, offering a modest reward if the deal goes through.
Check the local papers and follow up by phone and-or a visit to unit(s) during your jaunt.
Call owners at phone numbers that may be listed on some window/lobby signs.
Spell-check-plus from your post...
amoblado .. aire acondicionado .. para las utilidades ..
desde el principio de septiembre (months are not capitalized)....
Before visiting any apartment, best to find out whether a fiador (guarantor) is required .. or alternatively, how many months in upfront payment may be necessary.聽 Individual owners may be less stringent in the fiador requirement than if you go through a rental agency.
cccmedia
windboater wrote:Before you make any of the fun arrangments like, preliminary trips to check the place out, be sure to check with a competent US attorney on matters concerning living in Colombia. I wouldn't recommend taking any advice here or from others who offer there services in this regard. if you rely on information on the web and don't start contacting attorneys until after you arrive in country (As I did), you will set yourself up for a very unpleasant fall.
Even then you can receive wildly different information from one attorney to the next, necessitating contacting a second and possibly a third as a tiebreaking. ...
In fact all your worldwide income is doubled taxed first in the US and then in Colombia.
This thread, as Brother Archer noted above, is for personal introductions, not detailed tax information.
However, the Windboater post I am referencing needs correcting.
1.聽 The professional that tax-leery prospective Expats should contact would be a Colombian accountant, not a US attorney.聽 Accountant services in Colombia are typically less expensive than attorney services, so consulting a Colombian tax attorney is not indicated.聽
2.聽 The poster states that all income is taxed first by the USA and then "double taxed" in Colombia.聽 This is not correct.聽 Long-established rights to deduct the USA payment are honored by Colombia.
----
Further commentary on tax issues should be posted on new or existing tax-related threads, not on this intros-only thread.
cccmedia
member, expat.com experts team
Being a professional with assets and presumably income, I urge you to contact a professional accountant to discuss your tax liabilities in Colombia as there is tons of false information published about how聽 cheaply you can live here if you dont include taxes. Check out my other post on taxes.
Good luck.
Add an IRA聽 (taxible in Colombia) and maybe a small Pension as I have, and you are looking at an extra $25000 in taxes yearly.
Thats nothing like free!
OK, if you are making money from Colombia but im retired and a net contributor to the country.聽 While there are still pleanty of countries who dont tax my social security why would anyone burden there retirement budget with all those extra taxes.
This also assumes you dont own enought assets worldwide to fall under the colombian wealth tax. If you do then budget another of 1% to 2% a year you must also pay聽 Colombia. There is also an Alternative minimum tax.
Im not looking for free but Colombia is a-far-cry from FREE. Thank you for your comments.
Windboater
This is a little reminder that this thread is for new members to introduce themselves and talk about their plans in Colombia briefly.
Please feel free to create a new thread on the Colombia forum for whichever query you may have or any information you wish to share.
Thank you,
Diksha
Team 大咖福利影院
For years i have been traveling up and down to Colombia and never could really settle due some health issues now last treatment and then finally here forever. I live with my girlfriend and we rent out furnished apartments in the El Poblado area and we also administrate them for the owners we take care of the renting them out, the bills and cleaning.
kind regards,
Benito
Rio Negro area is very nice to retire, if you have any questions feel free and ask me.
We will fly to Pereira and rent a car for 2 weeks and hope to see Manizales, Jardin, Filandia, Salento, Pijao and Buenavista.
My father and step-mother retired and moved from Washington State to Ecuador about 8 years ago. I have visited them twice in Ecuador. They love it there but he has encouraged us to also check out Colombia.
We enjoy bird watching and plan to do some of that next February.
聽 聽 I am currently living in San Diego,Ca,retired,and just turned a youngish,active 73 today(Jan 8).I have a friend that now resides in Sabaneta,owns a condo there and loves living in the Medellin area.
聽 I am planning on my first visit to Columbia(Medellin) to check things out first hand for perhaps relocating and applying聽 residency.I lived in Panama about 5 years ago for nearly two years and didn't really like it there.My friend in Sabaneta moved there from Panama and life seems so much better living for him.
聽 聽 聽 聽 聽I am reading up and viewing lots of the youtube videos on Medellin retirement living,ect.I like what i have viewed so far and thus my urge to visit.I have traveled the globe a lot in my life but haven't been to Columbia so far,my Spanish is muy malo so far.
聽 聽 聽 If i were to locate my monthly budget would be around $1300 total to live on there.If anyone could give me some information and feedback on one bedroom type rentals(pricing,ect) particular in Sabaneta or other quality areas would be greatly appreciated.
聽 聽 聽Of course i want to avoid "gringo" pricing and any scams.
聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 Regards,
聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 聽 Arthur Howard
But you can try to get "real" prices for housing, at least.聽 On Locanto for Sabaneta you can see some apartment rental prices, many of them offered by owners (although agencies also advertise, the advertisements are free and so owners take advantage of the listing service):
If you are more adventurous and want to immerse yourself in the culture, as well as possibly meet some very fine people and also save a lot of money, you could look for a rented room, many of which come completely furnished (amoblada), with private bath (ba帽o privado, ba帽o independiente) and sometimes you can even get a kitchen (cocina), food (补濒颈尘别苍迟补肠颈贸苍), washing machine (lavadora) or laundry (servicio de lavander铆a) included (perhaps for an extra charge):
You can look at rentals for Medell铆n in general and pick neighborhoods or other cities on the right hand side of the page:
For Medell铆n in general look under INMOBILIARIA and then click on Apartamentos en arriendo or Habitaciones en arriendo for apartments or rooms, respectively.
If you could stay with your friend while looking for your own place that might be ideal.聽 Or you can use AirBNB while you're looking around and possibly negotiate a lower longer-term rate for several months before moving into your own place:
Your income is a bit over 4 million COP per month at the current exchange rate which puts you soldily in the middle class, even the lower edge of the upper middle class, in Colombia where for formal employment, where one has a legitimate employer, the minimum monthly salary including transport allowance is only about 980,000 COP for 2020, about 300 USD per month.聽 For informal employment people must scrounge on their own and they can make much less although some may make more - and only about half of the working population in Colombia has formal employment.
Rents can be reasonable if you avoid the multitude of foreign investors who have moved in trying to make a killing off the tourists.聽 The locals are wonderful but you should take some Spanish classes before you leave your country, so they will feel comfortable interacting with you. If you aren't afraid to speak in a language you aren't comfortable with, they will do the same and together you will communicate just fine. You will laugh together and make friends.
As far as pricing it runs the gamut. For reference go to airBnB. Push the price slider all the way to the left past all the investor units. We usually find wonderful places around $20 a day and even below.
We always rent entire units on a monthly bases. This trip we found one for $12 dollar a day but last trip we paid 18 per day. These are nice one B one B unit with Kitchen, on high floors (above 10) in newer building with guards and a pool. you want to be that high if the apartment doesn't have air conditioning. Not so much for the heat control but for street noise abatement.
Do not put in dates in AirBNB, at this point, when you are absolutely ready to book then put the dates in.聽 Doing this prematurely just allows the system algorithms to jack up the prices. Even though you haven't booked anything yet the next time you visit, the prices will be adjusted upward, sometimes significantly! It's just like the airline sites. if I can answer anything else get me know. windboater.
大咖福利影院 for your expat journey




- Black expats
- Anyone around Manizales?
- Business Ideas for Colombia
- French in cartagena
- American living in Santa Marta
- Expats in Rionegro
- Anyone in Bucaramanga?
- Dating and finding love as an expat in Colombia
- WeChat anyone?
- Santa Marta Columbia
- Armenia
- Any person in Santa Marta
- Journalist in search of contacts or simply your story!
- Filipino community in Colombia?
- Would like to create a group of Expats/Foreigner in MANIZALES
- Expats in Santa Marta
- How to make friends in Colombia
- Expats in Buga
