Insurance ?

BillyTea Active member

66POSTS

7 years ago

Arriving in Bali a couple of visits ago, I was met with heat and humidity
as usual. I had left a cold, dry Perth. The day after I arrived I couldn't
stop coughing and felt ill. My significant other persuaded me to see a
doctor. She actually took me to Surya Husadha Hospital where I was
examined and admitted. I was there for 6 days and was given I.V.
antibiotics throughout my stay. The care was top notch and I feel deeply
indebted. My travel insurance was provided by QBE via my ANZ credit
card. QBE were just great and took time to overcome problems which
arose because of the way my air ticket had been sent to me. They were
persistent in sorting it out, and earned my full gratitude and respect.
I was diagnosed with pneumonia but was able on discharge to resume
my holiday in Bali.
Had you asked me the week before I went, what were the chances of
needing travel insurance, I would have said almost nil. Just shows you.
Tomorrow I return to Bali again and can't help wondering what might
unexpectedly聽 befall me this time. It's a worry.

BillyTea

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GuestPoster0210 Guest

0POSTS

7 years ago

Definitely always get insurance and you would have saved your self a few pennies for sure
All to often I read about expats in various countries who take a high risk activity knowing fully well the insurance won鈥檛 cover an accident then moments later a go fund me page appears
Glad you made/ are making a recovery and able to enjoy your trip

Fred Indonesia Expert

30549POSTS

7 years ago

Hiring motorbikes is a great way to need travel insurance, if they pay out as most foreign licences aren't valid here and policies tend to exclude needs resulting from illegal activity.
I watched a local take a tumble yesterday - Not sure of his injuries but his right foot was hanging at a very strange angle.