Universal vs. Humana on North shore

Marat2017 Active member

52POSTS

8 years ago

Hi Everyone,

I just wonder if Humana is well accepted by medical/dental providers on the North shore, the same as Universal? Thank you for your feedback.
Marat

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Bob K VIP Member

7675POSTS

8 years ago

We have had Universal for the last 12 years and never a problem on the聽 north coast or in Santiago at HOMS.

Bob K

2VPsoldier Serial expat

553POSTS

8 years ago

Bob - I am correct in that age 65 is the limit for getting coverage - unless you have been with them....

Bob K VIP Member

7675POSTS

8 years ago

That is correct but they will write you over 65 but very $$$$$$
You might check with Kulig insurance agency behind the orange store in Sosua upstairs in the Colonial mall.聽 They will have all the options with all companies that may apply to you

Bob K

2VPsoldier Serial expat

553POSTS

8 years ago

OK thanks - I will check out all options.Thanks Bob

Bob K VIP Member

7675POSTS

8 years ago

You聽 are welcome.

Bob K

brodies2013 Serial expat

513POSTS

8 years ago

Does anyone know of any US expats who have DR insurance INSTEAD of US insurance?聽 I'm seriously considering having regular check ups, dental, etc. in DR when we leave our current position rather than buying private insurance.

Bob K VIP Member

7675POSTS

8 years ago

Brodie I am not sure I understand your question.聽 The insurances we are talking about (Universal, Humano) are local DR insurances.聽 Many expats have one of these (we use Universal) for our medical needs here in the DR.

Bob K

brodies2013 Serial expat

513POSTS

8 years ago

I'm wondering for US expats, do they have medical insurance in both countries??? The price difference is astronomical...

Bob K VIP Member

7675POSTS

8 years ago

#10

Most who live here full time have the local insurance unless covered by their home insurance.
We tend to travel a lot and our DR insurance only covers us in the DR so we do also carry an international insurance.聽 This used to be relatively cheap but has gotten more expensive over the years.聽 My wife still has this policy I however am now using Medicare for US coverage and it also with my supplement covers me for 90 days at a time out of the US.

Bob K