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Hi,
First of all Jyväskylä is very cold -15 c to -25 c, so you need to put on proper winter clothes.

The best source of information is the university you are attending as they have the exchange programs with housing, day care etc.

Cost of living in Finland is little above European standard, especially rents and food. You have to expect 600 - 1200 € rent for a studio to 2 bed rooms and depending on location. If you are an exchange student, they might have "family" apartments which are a little cheaper. Note, In Finland they indicate 2 rooms, as a 1 bed room and a 1 living room.

The rental agreements are in general 1 year, and the agency fee is 1 month (payed by the apartment owner, which is obviously backed into the rent). You have to have a home insurance (OP Insurance is a good price), and electricity contract, The internet is often included (5 Mbit, you pay extra for higher speeds).



It all depends on your back ground, are you student or visiting lecturer, tourist ... , the premises are obviously different.

Thank you do much for your insightful reply. I will check with the university.