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Hi everyone,

I am currently researching the Greek Golden Visa program and exploring buy-to-let investment options. I have noticed many projects being marketed as

"hassle-free" packages with a

guaranteed rental yield (e.g., 3-5% for the first 3-5 years).

While the concept sounds appealing, I am looking for some "real-world" feedback from those who have already gone down this path:

The "Guaranteed Yield": Did the rental income actually materialize as promised in the contract? Were there any hidden costs or complications when receiving the payouts?

Post-Guarantee Period: This is my biggest question. What happens after the initial guaranteed period (e.g., after the 3rd or 5th year) ends? Does the management agency simply stop being involved, or is there a standard procedure to continue managing the property?

Long-term Management: Can anyone recommend a reputable developer or property management company in Greece, specifically for Crete that is known for sticking around and managing the property for the long haul, rather than just exiting after the initial guarantee period?

I am looking for a truly passive investment and would appreciate hearing your honest experiences