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gavherb wrote:

Im currently working in malta do i still need to pay Uk National insurance to still receive my state pension when i come to retirement age ?
someone told me i have to pay UK national Insurance but i have also been told the malta National insurance goes towards the UK one under some sort of agreement ?
i have tried looking for information but i cant seem to wrap my head around it ?

I would suggest you contact the UK Overseas Pensions Office and they will be able to give you the correct answer.
They are normally very helpful.

Ray

sjan wrote:

So why did you not close it? Good day.

Not down to GozoMo to close it, only admin can do that.

Ray

RayAucote wrote:

I've been doing it for nearly 2 years now... that is relying on state pension.

We have as well plus three very small pensions.

sjan wrote:

There are reciprocal agreements but my advice is to contact the Contributions Agency in Newcastle. Frankly anyone relying solely on state pension is silly. It's a pittance. If you work then pay as much as possible now into a private pension fund.

Lucky you
a lot of people are on zero hour contracts聽 or on the聽 basic minimum wage and carn't afford to live on it at the best of times.聽 let alone have private pensions to call these pepole聽 silly and its a pittance聽 i find this a little offensive to them not all of us can save millions but we all have a dream to retire one day and on聽 what little money we have

Your UK State Pension will be based on your UK National Insurance record. You need 10 years of UK National Insurance contributions to be eligible for the new State Pension.

You may be able to use time spent abroad to make up the 10 qualifying years. This is most likely if you鈥檝e lived or worked in:
the EEA
Gibraltar
Switzerland
The EEA countries are:

聽 聽 Austria
聽 聽 Belgium
聽 聽 Bulgaria
聽 聽 Croatia
聽 聽 Cyprus
聽 聽 Czech Republic
聽 聽 Denmark
聽 聽 Estonia
聽 聽 Finland
聽 聽 France
聽 聽 Germany
聽 聽 Greece
聽 聽 Hungary
聽 聽 Iceland
聽 聽 Ireland
聽 聽 Italy
聽 聽 Latvia
聽 聽 Liechtenstein
聽 聽 Lithuania
聽 聽 Luxembourg
聽 聽 Malta
聽 聽 Netherlands
聽 聽 Norway
聽 聽 Poland
聽 聽 Portugal
聽 聽 Romania
聽 聽 Slovakia
聽 聽 Slovenia
聽 聽 Spain
聽 聽 Sweden
google xxx.gov.uk/new-state-pension/living-and-working-overseas
replace the xxx with www

GozoMo wrote:

RayAucote wrote:

I've been doing it for nearly 2 years now... that is relying on state pension.

We have as well plus three very small pensions.

Oh, I forgot my private pension.... 拢26.00 per year.