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Help with BANK RECOMMENDATIONS

Hi there guys,

Hope everyone is safe & sound out there. I love everything about Montenegro except their "efficient" banking system, could someone please suggest to me at least a decent English speaking bank which has got a good ebanking app, cheap tariffs & with English speaking customer service.....Its really tough to find one as the banking sector here needs a huge improvement, unfortunately.
See also
Try Erste Bank ,but check charges on different transactions especially if you are using a ATM聽 from another bank
almost all banks are at the same level, good luck