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tazyd wrote:

I will have the bare minimum for a pensioners visa, but I do plan to find work at least parttime.  The extra income plus something to do with my time is the goal there.

It's my understanding, from what I have read, that if you come on a pensioners visa you can not work ... at least legally.  I'm in much the same situation.  My Social Security if I'm very lucky will be just over the minimum of $800.  However, with my MA, I will qualify for a professional visa,  which also will allow me to work.  I'm looking to settle in Cotacachi, north of Quito.

megawattman1 wrote:

I am reading a lot about living in Quito and I am thinking more along the lines of living somewhere along the coast.  Can anyone give me some advice about where a good place would be?

You might find this interesting as a start.  It covers beach communities all along the coast.

Joanneinict wrote:

It's my understanding, from what I have read, that if you come on a pensioners visa you can not work ... at least legally.

A pensioner visa (9-I) is a resident immigrant visa. The Type 9-xx visas are "permanent" visas. You can work with any of the Type 9-xx resident visas.

From Viva Tropical, (this was just one quick link I found) from July 2014:

Unlike non-immigrant status, immigrant (or resident) visas are issued for an indefinite period of time (as long as you continue to meet the requirements for the specific visa). They also allow their bearers to seek employment in Ecuador, unlike their non-resident counterparts. Examples of immigrant visas are as follows:

Pensioner (9-I Visa) – This visa option is available to people of any age who can prove income from a guaranteed source (like a pension or annuity) that equals at least $800 per month.  Another income option is a cash deposit in an Ecuadorian bank that generates the required amount of monthly cash flow.  Dependents are also eligible, but require an additional $100 each.

Real Estate Investment (9-II Visa) – Foreigners can qualify for this visa by either purchasing property valued at $25,000 or more or by purchasing a certificate of deposit in an Ecuadorian bank for the same amount (plus $500 for each dependent) for at least a one-year fixed term.

Industry Investment (9-III Visa) – Another investment option is to pour in at least $30,000 to an Ecuadorian enterprise, such as industry, agriculture, livestock, minerals, and more.

Professional/Technical (9-IV and 10-V Visa) – These visas are offered to company representatives or technical experts who are working under contract for a company based in Ecuador (10-IV) and professionals with college degrees who wish to work in Ecuador (9-V).  Applicants for the latter must have a degree that’s recognized by a local university and must also fulfill all other requirements for practicing their profession (i.e. exams and licensing).

Economic Dependence (9-VI Visa) – This Ecuador visa is granted to family members of applicants receiving the above visas, as well as dependent spouses of current citizens or those whose child is an Ecuadorian citizen.

HTH

Joanneinict wrote:

Thanks, we settled that a few months ago.  It's not the Ecuadorian government that puts the restrictions on expats working.  US Social Security will only allow expats to work 45 hours a month.  Just one of those arbitrary rules. 

Until you reach full retirement age, then in some cases up to 85% of your SS is taxable on form 1040, but no earning restrictions.  If it is earned income, as of 2015 , the first $100,800 of foreign earned income is excluded from taxable income.

Joanneinict wrote:

Thanks, we settled that a few months ago, although I don't know that I ever posted it here.  It's not the Ecuadorian government that puts the restrictions on expats working.  US Social Security will only allow expats to work 45 hours a month.  Just one of those arbitrary rules. 

Waving at you from Wichita!

Hmm... I've not run across that stipulation. I do know that I have to pay SS Taxes, if I work, but never the 45 hour thing. Would you by a slim chance remember where at the SS site you got that information? I'm not on a 9-I (rather a 9-II), but I'm just really curious. Believe me, it's only out of curiosity, as I "did my time", and have no intention of ever returning to the workforce :-)

I grew up in Salina neighbor...

THX

mugtech wrote:

Joanneinict wrote:

Thanks, we settled that a few months ago.  It's not the Ecuadorian government that puts the restrictions on expats working.  US Social Security will only allow expats to work 45 hours a month.  Just one of those arbitrary rules. 

Until you reach full retirement age, then in some cases up to 85% of your SS is taxable on form 1040, but no earning restrictions.  If it is earned income, as of 2015 , the first $100,800 of foreign earned income is excluded from taxable income.

That's also the understanding I had mugtech.