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useroo

useroo

Active member

Swiss expat in Brazil

Forum posts

27

About me

Swiss

Speaks German and English

Registration: 22 May 2017

useroo
useroo replied to a thread
7 years ago
useroo

Fiscal considerations for retirees trying to life in Brasil by useroo

I've got questions .. 1. Does anyone in here know a bank branch within Rio were i can find some clerk that speaks English?? 2. Is anyone in here a retiree from abroad and knows whether pensions are taxed here in Brasil / Rio?? 3. There is a ...

useroo

That stuff, using an ATM and not getting any money out but the amount was charged to the card anyway happened to me 3 times, each time with ITAU, since than i avoided that bank like the plague. I use Bradesco ATM's only now. But, i would like to ... Read More

useroo
useroo replied to a thread
7 years ago
useroo

Fiscal considerations for retirees trying to life in Brasil by useroo

I've got questions .. 1. Does anyone in here know a bank branch within Rio were i can find some clerk that speaks English?? 2. Is anyone in here a retiree from abroad and knows whether pensions are taxed here in Brasil / Rio?? 3. There is a ...

useroo

HSBC does no longer operate in Brazil as far as i know, is it Badesco you mean?? At what bank / branch did you find such an EN speaking banker, Centro or Leblon or so?? Tax treaties, yes, there is also one between Switzerland and Brazil - or is ... Read More

useroo
useroo created a thread
7 years ago

Fiscal considerations for retirees trying to life in Brasil

I've got questions .. 1. Does anyone in here know a bank branch within Rio were i can find some clerk that speaks English?? 2. Is anyone in here a retiree from abroad and knows whether pensions are taxed here in Brasil / Rio?? 3. There is a ... Read More

useroo
useroo replied to a thread
7 years ago
useroo

what does Validade: Indeterminada on my CIE card mean? by useroo

The card is also referred to as RNE card, but obviously it say Cedula de Identidade de Estrangeiro. My classification says : Residente, but the Validade, saying " Indeterminada" has me a bit concerned, basically there is no expiry date to ...

useroo

Thanks abthree . Yes, i can confirm for all others that might ask, the FP doesn't want to bother with us oldies anymore :D 60+ and you are home free, even if your card was issued before you became 60 but expires after you past 60! All the ... Read More

useroo
useroo created a thread
7 years ago

what does Validade: Indeterminada on my CIE card mean?

The card is also referred to as RNE card, but obviously it say Cedula de Identidade de Estrangeiro. My classification says : Residente, but the Validade, saying " Indeterminada" has me a bit concerned, basically there is no expiry date to ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Uniao Estavel stuff i still don't dig by useroo

Hi, in the process of trying to get this civil union visa so me and my Carioca can reside together in Brasil until she can get retired, but the whole thing is sooooooooooooooooooooo messy and absurd i am not sure if it is even worth starting. One ...

useroo

Those are the REALISTIC points .. as i just found out painfully!! But, here my report (with plenty of frustrations packed into it) "How did my day at the Feddies go? I hate these Feddies !! It is beyond belief, 3 weeks or so ago i went and ask ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Uniao Estavel stuff i still don't dig by useroo

Hi, in the process of trying to get this civil union visa so me and my Carioca can reside together in Brasil until she can get retired, but the whole thing is sooooooooooooooooooooo messy and absurd i am not sure if it is even worth starting. One ...

useroo

.. unless there's 25 000 other people that all want this or that from the 3 agents at the same time, as is common at Galeao in Rio :-( but i will soon know!! Will rent a truck and bring in a truckload of papers just to be sure we have anything ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Uniao Estavel stuff i still don't dig by useroo

Hi, in the process of trying to get this civil union visa so me and my Carioca can reside together in Brasil until she can get retired, but the whole thing is sooooooooooooooooooooo messy and absurd i am not sure if it is even worth starting. One ...

useroo

Ah, in the meantime we did exactly that, went to the cartorio with two friends of my Carioca partner and it was pretty much done and dusted within the hour (but we were lucky because it was on one of these trucker strikes days so the cartorio was ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Do retired foreigners pay taxes on their pension in Brazil? by useroo

Hi everyone, me and my GF are trying to gather all relevant information for a uniao estavel visa for me so we can stay together in Rio until she can retire and travel too. The frustration is immense with Brazilian Government departments, ...

useroo

Sorry about the confusion with "hidden" fees abthree. To me they were hidden during my experience with ITAU, not because of the bank but because the owner never told me any details, only that the total drawdown off the original amount sent ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Do retired foreigners pay taxes on their pension in Brazil? by useroo

Hi everyone, me and my GF are trying to gather all relevant information for a uniao estavel visa for me so we can stay together in Rio until she can retire and travel too. The frustration is immense with Brazilian Government departments, ...

useroo

And on my visit to the FedPol Galeao i learned some things, albeit, there is one short desk, on one side 2 to 4 officers and on the other side an ever changing number of people with questions. The officers answer half of your question, than answer ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Do retired foreigners pay taxes on their pension in Brazil? by useroo

Hi everyone, me and my GF are trying to gather all relevant information for a uniao estavel visa for me so we can stay together in Rio until she can retire and travel too. The frustration is immense with Brazilian Government departments, ...

useroo

If you are comfi with that not so good exchange rate (once you get to the cost for 1000, or 10 000 USD /BRL) abthree i would still recommend that you ask at a branch specifically if there are other costs and fees involved!! At ITAU there ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Do retired foreigners pay taxes on their pension in Brazil? by useroo

Hi everyone, me and my GF are trying to gather all relevant information for a uniao estavel visa for me so we can stay together in Rio until she can retire and travel too. The frustration is immense with Brazilian Government departments, ...

useroo

Thanks abthree, hope the FedPol can confirm that this coming Thursday. I'll post here what they tell me - or if they will tell me anything at all :-( Read More

useroo
useroo replied to a thread
8 years ago
useroo

Do retired foreigners pay taxes on their pension in Brazil? by useroo

Hi everyone, me and my GF are trying to gather all relevant information for a uniao estavel visa for me so we can stay together in Rio until she can retire and travel too. The frustration is immense with Brazilian Government departments, ...

useroo

Ah that made me LOL stevefunk. Nope, ITAU also only worked 50% of the time for me with my "Gringo" credit card. In all i had 3 incidents were the process of withdrawing went through to the last bit, the one were the ATM spits out the ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Do retired foreigners pay taxes on their pension in Brazil? by useroo

Hi everyone, me and my GF are trying to gather all relevant information for a uniao estavel visa for me so we can stay together in Rio until she can retire and travel too. The frustration is immense with Brazilian Government departments, ...

useroo

I forgot to add this in case someone else things about TransferWise or similar services; even if one does not yet have a Brazilian bank account, i would assume this service could be used to pay the monthly rent directly into the owners BR bank ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Do retired foreigners pay taxes on their pension in Brazil? by useroo

Hi everyone, me and my GF are trying to gather all relevant information for a uniao estavel visa for me so we can stay together in Rio until she can retire and travel too. The frustration is immense with Brazilian Government departments, ...

useroo

Thanks Abthree and CraigF, yes that sounds like the best option because if the "mediator bank" (TransferWise) does the exchange already the Brazilian bank cannot charge theirs - and anything else is better than theirs :-( Let's hope it ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Do retired foreigners pay taxes on their pension in Brazil? by useroo

Hi everyone, me and my GF are trying to gather all relevant information for a uniao estavel visa for me so we can stay together in Rio until she can retire and travel too. The frustration is immense with Brazilian Government departments, ...

useroo

Oi, unfortunately that is not good news to rad, someone with personal knowledge of hold up after an ATM withdrawal. It does not pay to live in countries with such huge inequality, there is a reason why they call it social security - because it ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Do retired foreigners pay taxes on their pension in Brazil? by useroo

Hi everyone, me and my GF are trying to gather all relevant information for a uniao estavel visa for me so we can stay together in Rio until she can retire and travel too. The frustration is immense with Brazilian Government departments, ...

useroo

Oh, stevefunk, i am retired, not interested in working anymore especially for the kinds of salaries people (i assume) can get here compared to Switzerland :-) Anyway, yes, i read this already in other forums, and i already made the pretty bad ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Do retired foreigners pay taxes on their pension in Brazil? by useroo

Hi everyone, me and my GF are trying to gather all relevant information for a uniao estavel visa for me so we can stay together in Rio until she can retire and travel too. The frustration is immense with Brazilian Government departments, ...

useroo

Thanks abthree. and stevefunk, In fact my GF did do this last night, so we know my CPF is actually valid or verified, but i did not yet know the address change thing and the various other requirements for opening a bank account, good to know ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Do retired foreigners pay taxes on their pension in Brazil? by useroo

Hi everyone, me and my GF are trying to gather all relevant information for a uniao estavel visa for me so we can stay together in Rio until she can retire and travel too. The frustration is immense with Brazilian Government departments, ...

useroo

Wonderful to get this much useful info, so me and my GF have to try this online program over the weekend with your various instructions. She also says i need to get my already existing CPF somehow verified or certified by the Receita or tax bureau ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Do retired foreigners pay taxes on their pension in Brazil? by useroo

Hi everyone, me and my GF are trying to gather all relevant information for a uniao estavel visa for me so we can stay together in Rio until she can retire and travel too. The frustration is immense with Brazilian Government departments, ...

useroo

Tanks. My GF just informed me that - for using this online tax form - one needs a certain number (not the CPF, that one i already have), something related to either the income or pension fund, which i definitely don't have, and i doubt i can ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

Do retired foreigners pay taxes on their pension in Brazil? by useroo

Hi everyone, me and my GF are trying to gather all relevant information for a uniao estavel visa for me so we can stay together in Rio until she can retire and travel too. The frustration is immense with Brazilian Government departments, ...

useroo

Tanks a million. So here is a bit of a gray zone. Switzerland (my native country of citizenship) has a tax treaty with Brasil. But, i do not pay taxes on my pension in Switzerland - because i live abroad (if i would be living in Switzerland it would ... Read More

useroo
useroo created a thread
8 years ago

Uniao Estavel stuff i still don't dig

Hi, in the process of trying to get this civil union visa so me and my Carioca can reside together in Brasil until she can get retired, but the whole thing is sooooooooooooooooooooo messy and absurd i am not sure if it is even worth starting. One ... Read More

useroo
useroo created a thread
8 years ago

Do retired foreigners pay taxes on their pension in Brazil?

Hi everyone, me and my GF are trying to gather all relevant information for a uniao estavel visa for me so we can stay together in Rio until she can retire and travel too. The frustration is immense with Brazilian Government departments, ... Read More

useroo
useroo replied to a thread
8 years ago
useroo

do retirees from abroad have to pay taxes in Brasil?? by useroo

Hello to whoever is reading this who is a retiree from any non South American country now living on the so called RETIREMENT VISA in Brazil - hence those who would know first hand how it all actually works, right?? Yesterday i read through another ...

useroo

I'd like to reply to each one of you who took te time to give me some valuable input. The thing is this - i am a bit confused here. In the info sheet of requirements for this retirement visa the BR Ambassador to Budapest gave me at the ... Read More

useroo
useroo created a thread
8 years ago

do retirees from abroad have to pay taxes in Brasil??

Hello to whoever is reading this who is a retiree from any non South American country now living on the so called RETIREMENT VISA in Brazil - hence those who would know first hand how it all actually works, right?? Yesterday i read through another ... Read More

useroo
useroo replied to a thread
9 years ago
Dutchmike

Question about my visa / possible overstay by Dutchmike

Hi . My name is Maikel, im from Holland and currently trying to get married in Brazil, however we reached a small problem which is my visa. As a european im only allowed 90days per 180 days to stay here as a tourist. I was here for 20 days in ...

useroo

I was recently at the Rio airport to ask a question in exactly this direction. The problem really is that over the phone no one picks it up out there, but you could try their (Po Fed i mean) headquarters in Rio, there they do pick up the phone, but ... Read More

useroo
useroo replied to a thread
9 years ago
barrettt

Overstay in Brasil, new visa? by barrettt

I overstayed in Brasil last year, for 102 days, and have to pay the maximum fine, but I was also told that I have to get a new visa from the officer. I've researched for days and found nothing about anyone else having to get a new visa. I have ...

useroo

I have had this issue back in 2015. As European i do not need a visa for a 90 days or less stay, but i am aware that US citizens have to apply for a visa BEFORE arriving in Brasil - and that might be an issue in your case. But, at least if they ... Read More

useroo
useroo joined Xiamen expat community
9 years ago