Dynamoe
Canadian expat in Indonesia
Forum posts
36
Contacts
1
About me
Canadian
Registration: 06 October 2017
I already have a KITAP valid until 2025 and just renewed my MERP by NZfisherman02
Hi All, I wondered if someone was able to help me. I already have a KITAP valid until 2025 and just renewed my MERP (Multiple Exit Re-Permit) for Indonesia valid from 2022 - 2024 (2 years). Inside my passport is some writing "should not leave ...
@NZfisherman02 My understanding is you can leave but you need permission from the government so your agent needs to show your intent on traveling to where and when you plan on returning. I didn鈥檛 like this clause either but when COVID struck I ... Read More
Open bank account no Kitas by philcon
Hi. I am looking to open a bank account in Bali. When I arrive in late January With BCA if possible. I am Australian, 66 years old, retired, I Have a social visa, which I can extend for up to six months. I will be doing some voluntary English ...
From my readings on the Internet it is much slower if the transaction is from a bank outside of the ECM. Read More
Getting a credit card if over 70 years old by Dynamoe
I was told by my bank that I could not get a credit card because I was over the age of 70. (Very discriminatory). I was later told that I could get one IF I opened a special account, kept 30 million rp in it that I could not touch until I decided ...
I am very happy for both of you!!! I can鈥檛 get a credit card with my Mandiri Bank because of my age!!!! Read my lips! It has everything to do with my age! I will not reply anymore because you are of no help to me. Enjoy using your credit ... Read More
Getting a credit card if over 70 years old by Dynamoe
I was told by my bank that I could not get a credit card because I was over the age of 70. (Very discriminatory). I was later told that I could get one IF I opened a special account, kept 30 million rp in it that I could not touch until I decided ...
In many countries they don鈥檛 stop giving you a credit card because of your age! Read More
Getting a credit card if over 70 years old by Dynamoe
I was told by my bank that I could not get a credit card because I was over the age of 70. (Very discriminatory). I was later told that I could get one IF I opened a special account, kept 30 million rp in it that I could not touch until I decided ...
So if I die, the property sits empty for the remainder of the lease? It can鈥檛 be re-sold to use the money to pay off debts. OK, I get it! Thanks for that clarification! I have a lot to learn. Read More
Getting a credit card if over 70 years old by Dynamoe
I was told by my bank that I could not get a credit card because I was over the age of 70. (Very discriminatory). I was later told that I could get one IF I opened a special account, kept 30 million rp in it that I could not touch until I decided ...
Mine has been very active for 4 years! Read More
Getting a credit card if over 70 years old by Dynamoe
I was told by my bank that I could not get a credit card because I was over the age of 70. (Very discriminatory). I was later told that I could get one IF I opened a special account, kept 30 million rp in it that I could not touch until I decided ...
Thanks for the clarification and another law I didn鈥檛 know about. I stupidly thought a bank would have access to one鈥檚 assets in Indonesia if you couldn鈥檛 pay your credit card debt. I also stupidly thought they might give me a ... Read More
Getting a credit card if over 70 years old by Dynamoe
I was told by my bank that I could not get a credit card because I was over the age of 70. (Very discriminatory). I was later told that I could get one IF I opened a special account, kept 30 million rp in it that I could not touch until I decided ...
Ok thanks. My credit card in Canada can only be renewed if I pick it up in Canada and phone the bank to activate it. That would be a $2000 expense just to renew my credit card. I will probably have to give in to their rules, but it is still age ... Read More
Getting a credit card if over 70 years old by Dynamoe
I was told by my bank that I could not get a credit card because I was over the age of 70. (Very discriminatory). I was later told that I could get one IF I opened a special account, kept 30 million rp in it that I could not touch until I decided ...
The long term lease is worth more than 35 million the bank wants to hold, for them to give me a credit card. Read More
Open bank account no Kitas by philcon
Hi. I am looking to open a bank account in Bali. When I arrive in late January With BCA if possible. I am Australian, 66 years old, retired, I Have a social visa, which I can extend for up to six months. I will be doing some voluntary English ...
Wow, lucky you. So it goes from your bank to TransferWise in a London, then to your bank in Indonesia in 30 seconds! Amazing! Maybe slower if your bank is outside the ECM? Oh well 30 seconds or 23 hours on a Wednesday I guess is quick enough. Read More
Getting a credit card if over 70 years old by Dynamoe
I was told by my bank that I could not get a credit card because I was over the age of 70. (Very discriminatory). I was later told that I could get one IF I opened a special account, kept 30 million rp in it that I could not touch until I decided ...
I have a villa and a bank account but no credit card if you are over 70! In Canada I had no house, no car but when I turned 70, they didn鈥檛 cancel my credit card!!! I have more assets (Villa) in Bali than I do back in Canada! Read More
Open bank account no Kitas by philcon
Hi. I am looking to open a bank account in Bali. When I arrive in late January With BCA if possible. I am Australian, 66 years old, retired, I Have a social visa, which I can extend for up to six months. I will be doing some voluntary English ...
I looked at Revolut and it suggested there may be more costs involved if you transfer money from a bank outside of the ECM. My bank is in Canada. Read More
Open bank account no Kitas by philcon
Hi. I am looking to open a bank account in Bali. When I arrive in late January With BCA if possible. I am Australian, 66 years old, retired, I Have a social visa, which I can extend for up to six months. I will be doing some voluntary English ...
Visa Direct takes less than 2 hours. TransWise is getting much better (faster). And you are right, if you avoid weekends it鈥檚 very fast! During the week, usually 2 days. I got a transfer once in about 23 hours but sometimes it takes 2-5 ... Read More
Open bank account no Kitas by philcon
Hi. I am looking to open a bank account in Bali. When I arrive in late January With BCA if possible. I am Australian, 66 years old, retired, I Have a social visa, which I can extend for up to six months. I will be doing some voluntary English ...
I had a very bad experience with Citibank in Bali. I wanted to open up an account IF their bank card also had a Visa symbol on it so I could transfer money using Visa Direct. The information officer told me Citibank did not use Visa Direct. I ... Read More
Open bank account no Kitas by philcon
Hi. I am looking to open a bank account in Bali. When I arrive in late January With BCA if possible. I am Australian, 66 years old, retired, I Have a social visa, which I can extend for up to six months. I will be doing some voluntary English ...
Expensive mistake? How? What do I do then? Help! Read More
Getting a credit card if over 70 years old by Dynamoe
I was told by my bank that I could not get a credit card because I was over the age of 70. (Very discriminatory). I was later told that I could get one IF I opened a special account, kept 30 million rp in it that I could not touch until I decided ...
OK thanks but I was hoping to avoid going to all the other banks to find one that will give me acard. I was hoping someone on here already had an answer for me. Read More
Getting a credit card if over 70 years old
I was told by my bank that I could not get a credit card because I was over the age of 70. (Very discriminatory). I was later told that I could get one IF I opened a special account, kept 30 million rp in it that I could not touch until I decided ... Read More
Open bank account no Kitas by philcon
Hi. I am looking to open a bank account in Bali. When I arrive in late January With BCA if possible. I am Australian, 66 years old, retired, I Have a social visa, which I can extend for up to six months. I will be doing some voluntary English ...
The guest house owner just asked the bank. The bank looked at all my credentials and then said 鈥測es鈥�. That was 4 years ago! Nothing was done under the table, illegally. Everything was honest, upfront, transparent, honest and left for ... Read More
Open bank account no Kitas by philcon
Hi. I am looking to open a bank account in Bali. When I arrive in late January With BCA if possible. I am Australian, 66 years old, retired, I Have a social visa, which I can extend for up to six months. I will be doing some voluntary English ...
I was staying at a guest house for a week. The owner had a bank account with Mandiri and offered to help me open an account at his bank. He vouched for me, told them I was applying for a Kitas and got an account there, that day. I chose a bank ... Read More
Payment methods in Indonesia by Priscilla
Hello everyone, Once you聮re settled in Indonesia, you will need to make some basic purchases, like groceries or pay bills. Hence, it is essential to know the payment methods available in your host country. Which are the most common payment ...
I pay cash for everything! I almost never use my credit cards, especially since they charge interest on every purchase outside of my own country and the exchange rate is dreadful. I opened up a bank account in Indonesia with a bank that uses Visa ... Read More
Holiday food in Indonesia by Priscilla
Hello, End of year holidays around the world are such an exciting time of the year, with holiday food playing a big part of the traditions and celebrations. What are some traditions surrounding holiday meals in Indonesia? Tell us about a ...
At Christmas unfortunately I want a traditional 鈥淲estern 鈥� Christmas instead. Many places offer a Christmas Eve special but I am used to staying at home Christmas Eve with family and friends. I seldom go to 鈥淎merican鈥� ... Read More
Government blocked Internet sites
I understand to some degree in Indonesia why some internet sites are blocked especially pornographic sites, terrorist groups, etc. I can even accept I guess blocking gambling sites, but I can no longer access my bank鈥檚 site to use up my ... Read More
Language barriers in Indonesia by Priscilla
Hello, Learning a new language is a part of the expat process. Let's find out how crucial it is to know the language in Indonesia. What is the official language in Indonesia, and what are the other popular spoken languages? Is it possible ...
I went to several places in Bali to join a group of people who wanted to learn Bahasa together. No luck. Every place wanted to do one-on-one. I prefer groups for several reasons. It鈥檚 nice when others make mistakes too, it makes it more ... Read More
Noisy Motorbikes
More and more people seem to be buying or making their motor bikes as noisy as they can, the louder the better! It is noisy enough with regular bikes, cars, trucks and airplanes overhead. On a quiet night these motorbikes are extremely annoying ... Read More
Newbie entry/visa question by jonn_o
Hi all - apologies for my basic question - I'm planning on visiting Bali for the first time in a couple of months when I stop working. I am planning to get a one way ticket and just stay until I think it is time to move on or when my Visa ...
First of all, you are not going to the Indonesian embassy, you are going to an immigration agent who does proper paperwork for your agent. Your agent should tell you where to go and what time. They should work with their contact in Singapore. It ... Read More
Newbie entry/visa question by jonn_o
Hi all - apologies for my basic question - I'm planning on visiting Bali for the first time in a couple of months when I stop working. I am planning to get a one way ticket and just stay until I think it is time to move on or when my Visa ...
Logically few people come here to stay forever, illegally. If you overstay your 30 days, you are fined for each day you stayed illegally . If you are asked about your stay and tell immigration you have no idea how long you are staying or where, ... Read More
Newbie entry/visa question by jonn_o
Hi all - apologies for my basic question - I'm planning on visiting Bali for the first time in a couple of months when I stop working. I am planning to get a one way ticket and just stay until I think it is time to move on or when my Visa ...
Yes and no. I got a 2 month visa before I left Canada at the Indonesian Consulate, then told the Airline that I could get into the country because I had my visa. The airline only cares if you are refused entry and they are stuck with you. With ... Read More
Moving to Sanur by chris333
Hi there I am from the UK - currently in Borneo but will be moving to Bali in Jan/Feb 2018. I was looking to stay in Sanur and am looking to rent something long term - I have looked on a few websites and the prices seem to be generally quite high ...
It is difficult to give you advice if you want cheap accommodations if I don鈥檛 know your budget. I also know a good gym but it is expensive. I have lived in Sanur for 2 years so I could make a few suggestions if I knew your price range for ... Read More
Traffic in Indonesia by Priscilla
Hello everyone, Which city or area do you live in in Indonesia, and how do you find the traffic? How long does it take to commute to work or run errands? Is there a rush hour in your city? What times of the day would you recommend people to ...
Traffic is bad everywhere in the World in major cities due to huge populations, bad road and traffic problems and poor public transportation systems. In these places, you can鈥檛 follow any rules or you won鈥檛 get anywhere. So you put up ... Read More
Traffic in Indonesia by Priscilla
Hello everyone, Which city or area do you live in in Indonesia, and how do you find the traffic? How long does it take to commute to work or run errands? Is there a rush hour in your city? What times of the day would you recommend people to ...
I am in Denpasar, Bali. In the south the traffic is bad everywhere. I only stayed in Kerobokan for a year, then moved to Sanur where other than the Bypass the traffic is acceptable. I bought an electric bike because I feel comfortable using it in ... Read More
I would like to live in Bali. by anssaraj
I would like to meet other people who are still living in their own country and who would like to work and live in Bali.... people like myself. May be we can start a discussion over here. Anyone want to join and start this here with me and ...
I guess I am lucky being over 65, a yearly retirement visa is so easy to get but now you have to show proof of health insurance and pay a tax to the government which my agent called 鈥渓ife insurance 鈥�. Read More
money transfer to bali by Jeannie234
Hi guys, I just arrived in Bali, found my first home and need money from my bank now in Austria. Is there anything I (or my bank home) have to take care of? I've heard so many different (sometimes horror-) stories, that I feel insecure. Is there ...
Not sure what that is but my bank in Canada only allows me to transfer money by visa direct, so that鈥檚 why I use the Transfer Wise App. Read More
money transfer to bali by Jeannie234
Hi guys, I just arrived in Bali, found my first home and need money from my bank now in Austria. Is there anything I (or my bank home) have to take care of? I've heard so many different (sometimes horror-) stories, that I feel insecure. Is there ...
Believe it or not I use the App Transfer Wise which is very cheap (especially the low exchange rate) but it takes 3-5 days. My Mandiri Bank has the debit card with Visa and since my bank at home also issues debit cards with Visa on the bottom, I ... Read More
Making your own coffee in Bali
This is a strange topic but every morning the two of us drink coffee at home. I am using a large coffee maker that makes 6-10 cups of coffee but only 4 mugs. Perfect amount to drink each morning for 2 people. BUT I can鈥檛 find anywhere In ... Read More
Keeping in touch while living in Indonesia by Priscilla
Hello everyone, What are the best ways you've found for keeping in touch with friends and family back home while living in Indonesia? How frequently do you stay in touch with loved ones? Are there local equivalents to common instant messaging ...
I mainly use WhatsApp, email and for $15 CAN a year I can phone anyone in North America (their cell phone or landline) by my Magic Jack App (via Wifi). I use this way a lot to phone my bank, credit card companies, government agencies, etc.). I ... Read More