timcob
Irish expat in Malta
Forum posts
41
About me
Irish
Lives in Xaghra
Registration: 02 March 2019
Health insurance and medical care in Malta by David Glassark
Hi folks,My husband and I will be moving to Malta. We are a gay couple from the USA. We are very active in our community. We both speak English. I speak Spanish (Northern Mexico). My husband has limited proficiency in French and Italian. And we will ...
@David Glassark Depending on your health the out of pocket costs can be significant and can even exceed the cost of healthcare in the US. One thing to look for is to get the schedule of reasonable fees for the insurance which are often found ... Read More
Economic self sufficiency application process by Pandorak
I am interested in applying for the Self sufficiency residency as an EU citizen. I am trying to understand how this application process works. Does all the paperwork get submitted and then if you are approved you get issued a residents card? Is ...
Also after 5 years your residency card will expire and you need to go through the process again. Read More
EU residence registration advice. by craigr
Good day allLooking for advice on the correct EU application registration to follow. The context is as follows. Irish national (thus an EU citizen) moved to Malta in August and has an existing 8 month contract with a South African company. She will ...
Self sufficiency is meant for people who are not working. She is working in Malta for a South African company and bringing her income into Malta to live on. As such she will owe Maltese tax on that income and need to register for tax. When she ... Read More
EU residence registration advice. by craigr
Good day allLooking for advice on the correct EU application registration to follow. The context is as follows. Irish national (thus an EU citizen) moved to Malta in August and has an existing 8 month contract with a South African company. She will ...
Self sufficiency would not apply as she is working in Malta for a foreign client. If she is bringing her South African earnings into Malta to live on then she will need to pay taxes in Malta. Read More
importing a car from UK post Brexit by dennisp99
I appreciate that there is a separate thread currently doing the rounds on importing a car but that relates to a left hand drive car from another EU country and I don't want to piggy back on that. I am hoping to get residency in the fairly ...
Even if you have owned the car or bike for over 2 years and are moving your residence to malta, the excise duty is still calculated based in their value and you don't have to to pay that until you sell. When you eventually sell, even if 20 ... Read More
Minimum tax 5000 eur for non-dom residents by Pejass
A non-dom ordinary resident is in general only taxed on income remitted to Malta. The exception is a lump sum of 5000 eur if the [b]worldwide [/b]income is 35,000+ eur. Zero tax if less than 35k income. How exactly is the worldwide income ...
Capital gains is not included in the 35k income. If you are remitting the rental income to malta and claiming relief of taxes based on the double taxation agreement then this tax counts towards the 5000 minimum. Details on the maltese government ... Read More
importing a car from UK post Brexit by dennisp99
I appreciate that there is a separate thread currently doing the rounds on importing a car but that relates to a left hand drive car from another EU country and I don't want to piggy back on that. I am hoping to get residency in the fairly ...
This is the detail that many do not realize. When you get the exemption you will get a letter with the amount exempted. This is often more than half of the value of the car and often over 10 thousand. Then if you keep it until its only worth less ... Read More
importing a car from UK post Brexit by dennisp99
I appreciate that there is a separate thread currently doing the rounds on importing a car but that relates to a left hand drive car from another EU country and I don't want to piggy back on that. I am hoping to get residency in the fairly ...
You will not get insurance in Malta without a EU drivers license. If you eventually sell the car in Malta, you must pay whatever you saved in registration tax when you first brought the car in, even if this amount is far greater than the value of ... Read More
Car import query by Rocking Ken
Hi All, Just been reading some articles on another forum about importing your car to Malta.. If what I read is correct it can take up to 3 months to register your car on MT plates. Also as I have owned the car for over two years there will be no ...
If you are planning on driving back and forth to mainland europe via the ferry then a LHD car is ideal. I have a larger LHD car and a small RHD for Malta. The way the maltese roads are built it really makes no difference between RHD and LHD. I ... Read More
Coronovirus by Lildavid
Good Morning all, Just found out that Malta gov has just placed 14days mandatory quarantine to all travellers entering Malta from Friday night. Does any one know where these people are held? and if they are only stopping for 7 days how are they ...
You can still get deliveries of groceries left outside your door. The policy allows those who can tolerate the quarantine such as people actually moving or those who need to return home to malta to still come while making sure that everyone else ... Read More
Coronovirus by Lildavid
Good Morning all, Just found out that Malta gov has just placed 14days mandatory quarantine to all travellers entering Malta from Friday night. Does any one know where these people are held? and if they are only stopping for 7 days how are they ...
You will be held in your hotel room for 14 days regardless of how long your visit is. You must order food as room service. The cost of all of this is on you. If you step outside your room you get a 1000 euro fine per person per occurance. The ... Read More
Driving to Malta by ChrisandrachelHolland
Dear Friends, What is the recommended route to drive a car from the UK to Malta? and, what are the hidden costs? Best regards Chris and Rachel
I did the Salerno to Malta trip last November. It is more like a cargo ship with a few cabins while the GNV boat from Genoa is more like a cruise ship. Its cheaper but you have to factor in the cost of the trip down through Italy. You do save the ... Read More
Driving by GuestPoster23110
Hello everyone Just wondering if you can drive on the left side in Malta of course if you find that car? Here in Canada and US you drive on the right side so just was wondering Also is it better to buy a used card from dealership or it doesn't ...
There is both and I have one of each. I use my LHD car for trips to europe. In Malta it is a bit of a pain at tolls etc since I have to get out and walk around the car to pay or get a ticket. You would not really want a LHD car if you were buying ... Read More
Driving by GuestPoster23110
Hello everyone Just wondering if you can drive on the left side in Malta of course if you find that car? Here in Canada and US you drive on the right side so just was wondering Also is it better to buy a used card from dealership or it doesn't ...
Glad to hear you had good luck. We were refused cover from atlas both directly and through a broker for a small toyota,last year. 35 years us license with no accidents and a transferable no claims bonus. Had to wait and do the test from scratch. ... Read More
Driving by GuestPoster23110
Hello everyone Just wondering if you can drive on the left side in Malta of course if you find that car? Here in Canada and US you drive on the right side so just was wondering Also is it better to buy a used card from dealership or it doesn't ...
You will not get insurance from a Maltese insurance company without a drivers license from a EU country. You cannot take the test in Malta until your eResidence card is 6 months old. In the meantime you can rent a car and drive it with your ... Read More
EU members by GuestPoster23110
Hi All Does EU members need to get a job in Malta to get residence card or they can stay without work? Also can they apply for residence card from day 1 or need to wait for specific period of time to apply? Thanks
You will need money in the bank and private health insurance if you are not working, or if you have a job then your employer will provide insurance and a salary which must be high enough What makes it confusing is that many foreign residents are ... Read More
EU members by GuestPoster23110
Hi All Does EU members need to get a job in Malta to get residence card or they can stay without work? Also can they apply for residence card from day 1 or need to wait for specific period of time to apply? Thanks
If you are working your employer can get you residency pretty quickly. If you are self sufficient they will not process your residency until you can show you have been living here for a few months. That means evidence of where you live, utility ... Read More
Travelling with 3 dogs from UK to Malta by 559lkm
Hi, Please can anyone advise me? I want the best route to travel from the UK to Malta by driving. There will be my husband and myself and 3 dogs and we are going initially for 3 months and then hopefully to re-locate if we like being there. I would ...
We did the Salerno to Valletta ferry via Grimaldi with 2 dogs in November. It stops at Catania for a few hours but you stay on the boat. This route saves the long drive across sicily and is less expensive than GNV or Virtu. Its more of a cargo ... Read More
importing car by GuestPoster23110
Hi all I am thinking about bringing my car from Canada with me when i move to Malta and would like to know how it works? i mean fees,driving it in Malta,paper work and registration I check the government website but all about EU countries Thanks ...
Hi Noah, Lots of information on the website but I can give you my experience. I brought a mercedes saloon car with me from California. I would not do this again due to the hassle involved. Beyond all of the issues with shipping cost, taxes and ... Read More
Car insurance by Britcan77
Hi - contemplating a move to Malta and am trying to get a handle on costs of living. Can anyone give me an indication please of annual car insurance premiums for 2 experienced drivers with clean driving history? Thanks Lynsay
Sorry you feel that way Martin. The original poster indicated they are coming from Canada. Their situation is a bit different than yours. Tim Read More
Car insurance by Britcan77
Hi - contemplating a move to Malta and am trying to get a handle on costs of living. Can anyone give me an indication please of annual car insurance premiums for 2 experienced drivers with clean driving history? Thanks Lynsay
For Noah. Get a letter from your Canadian insurer to show claims history for the past 5 years. When you get here, rent cars and drive them on your Canadian license for the first year, then once you've been here 6 months apply and take the ... Read More
Car insurance by Britcan77
Hi - contemplating a move to Malta and am trying to get a handle on costs of living. Can anyone give me an indication please of annual car insurance premiums for 2 experienced drivers with clean driving history? Thanks Lynsay
Also be sure to get a EU drivers license as noone will give you insurance without one. Also bear in mind that in may not be possible to get comprehensive cover on a non uk, Japanese or maltese registered car. We were promised full cover for our ... Read More
Does anyone have Infrared heating panels?
Damp can only be fixed by something that dries the air by removing water from it. Once you get the air inside dry it is easier to heat. You need dehumidifiers in addition to one of those heaters you mention. Underfloor heating works well ... Read More
Secure long term car park in Sicily by Pandorak
I am moving to Malta next year, and am intending to split my time between Malta and France, spending around 8 months in Malta and 4 in France each year. I have looked into getting my car registered in Malta, and it looks like it is quite expensive ...
You can leave your car in France and take the train with the dog to Salerno in Italy. Then take the Grimaldi Ferry with a dog friendly cabin directly to Valletta. Read More
Credit score in Malta by KatyAndrews
Hi everyone Does your credit score from the UK follow you to Malta? I have a good credit rating in the UK but my husbands is not great. My husband is now the main breadwinner and we want to buy a house over in Malta. We are going to rent for a ...
BOV do give give mortgages to non residents, but you will need letters showing you have excellent credit from your UK bank and also most likely need to be able to show that you have liquid assets like shares that are worth more than the amount you ... Read More
Tax Return as Self Sufficient Resident by MFexpat
Hi I moved to Malta as self sufficient resident in the second half of 2018. I forgot to fill out the tax return for the tax year 2018. Can someone help me in understanding what steps should I take? Thank you
I was also Self Sufficient and also resident for only the last couple of months of 2018 so according to the information on the Revenue website I should not have had to file a return, however when I went into the tax office to ask they told me I had ... Read More
Relocation Services by Texjim
Hello: I am a US citizen, 67 years old, and retired. I am looking to relocate to Malta. So I will need a non-EU Residence Permit. I see there are some firms that will help with the paperwork. There is Relocation Services Malta, and GCS Malta. ...
Not quite the same - Europeans visit under ETSA nowadays and you cant just pop over to the Bahamas to reset it. From the CBP website: "The Visa Waiver Program (VWP) enables nationals of certain countries, including Australia, New Zealand, and ... Read More
Relocation Services by Texjim
Hello: I am a US citizen, 67 years old, and retired. I am looking to relocate to Malta. So I will need a non-EU Residence Permit. I see there are some firms that will help with the paperwork. There is Relocation Services Malta, and GCS Malta. ...
To Texjim, Perhaps you should check into whether you are eligible to move to Malta? It is not just paperwork. Most Americans are not and so can only stay 90 days as tourists and you do not need anything for that. I know many Americans with ... Read More
Income taxes in Malta for foreign retirement income by KenOberg
Hi everyone! I just joined this forum and wanted to introduce myself and to explore and gather information about moving to Malta in 2022. My name is Ken. I'm a U.S. citizen, currently residing in Italy with my Italian spouse. I'm retired ...
Ok sounds like the minimum tax won't apply then, I don't think the social security counts towards the 35k since its only taxable in the USA. The amount is entered in one place on the form and then on a line below it you enter a negative ... Read More
Income taxes in Malta for foreign retirement income by KenOberg
Hi everyone! I just joined this forum and wanted to introduce myself and to explore and gather information about moving to Malta in 2022. My name is Ken. I'm a U.S. citizen, currently residing in Italy with my Italian spouse. I'm retired ...
Great. The minimum tax only applies of your global income is over 35k, so if your income plus your wife's income are less than that then you are ok. Your employer may also allow you to take a lump sum rather than a pension and that would be ... Read More
Income taxes in Malta for foreign retirement income by KenOberg
Hi everyone! I just joined this forum and wanted to introduce myself and to explore and gather information about moving to Malta in 2022. My name is Ken. I'm a U.S. citizen, currently residing in Italy with my Italian spouse. I'm retired ...
Thanks Foxglove, I was assuming that Ken would be filing jointly in Malta to get some shelter from the minimum tax and also getting spousal benefits from his wife who is paying social security tax in malta through her maltese paycheck. I am also ... Read More
Income taxes in Malta for foreign retirement income by KenOberg
Hi everyone! I just joined this forum and wanted to introduce myself and to explore and gather information about moving to Malta in 2022. My name is Ken. I'm a U.S. citizen, currently residing in Italy with my Italian spouse. I'm retired ...
You will have to file a return in Malta every year, but its very simple. You can also just bring your details into the tax office and they will help you fill it out. The tax returns are done each June so you will have your usa details already ... Read More
Buying/Living On A Boat by JWH145
Quick query does anybody have any experience or info about living in & buying a small boat in Malta. The info I'm looking for is mooring fees, utilities costs, & any restrictions.
Outside of the grand harbor you can set your own mooring very cheaply (around 60 euro in Gozo) and its a low cost option for summer moorings. But none of the other bays are sheltered enough for the winter. Read More
Buying/Living On A Boat by JWH145
Quick query does anybody have any experience or info about living in & buying a small boat in Malta. The info I'm looking for is mooring fees, utilities costs, & any restrictions.
There are a few live aboards but most places will not allow you to live aboard. You need to be inside the Grand Harbor to have shelter from the weather in the winter. Its very expensive. Many boat owners keep their boats in Sicily as its less ... Read More
varifocal glasses by christiane69
Hello, can anybody tell me the average price of varifocal glasses (one pair) in Malta/Gozo? Just the lenses, frame already on hand. Thanks very much!
Just bought some in Victoria yesterday. Lenses which were vari focus, thin glass, photochromatic and with UV/non reflective treatment were approx EUR 275. Frames were 75 more for a total of 350. You will not be able to use your old frames if the ... Read More
ECONOMIC SELF-SUFFICIENCY - Spending in Malta and original statements by richiwatts
According to Form J it states Original and copy of proof of sufficient means of subsistence (copy of pension/secure bonds/bank statements etc) I received the following advice from someone Original bank statements showing not less than ...
I rented a car until I had the ID and it was expensive. I know of someone else with the issue and they also rented a car. Also the GO TO car sharing works well if you only occasionally need a car. Read More
ECONOMIC SELF-SUFFICIENCY - Spending in Malta and original statements by richiwatts
According to Form J it states Original and copy of proof of sufficient means of subsistence (copy of pension/secure bonds/bank statements etc) I received the following advice from someone Original bank statements showing not less than ...
You are correct, Foxglove. In our case the folks in the office made a determination that there were not enough ATM transactions on the three months of statements - we had mortgage payments, utility bills and local insurance payments on it and we ... Read More
Buying used - Online. What platform is used in Malta. by NilaMcC
Hi everyone! I am just in the research stage of planing a move to Malta and I joined this Forum because there are some questions the Internet just can't answer. :) One of them is: what platform can you use in Malta if you are looking for used ...
On the flip side, I sold the contents of the farmhouse I bought on Maltapark and facebook's 'facebay' since I brought my own furniture when I moved here. The furniture was all in very good but used condition and went for prices that ... Read More
Clearing your belongings through customs in Malta by Priscilla
Hello everyone, During one聮s big move abroad, shipping personal belongings to the host country can be stressful. Customs regulations differ from one country to another and you never quite know what to expect when trying to recover your belongings ...
I had lots of paperwork such as tax returns etc, but what they asked for was a letter from my employer stating that I had worked and lived abroad for more than 12 months. This was provided to the mover and accompanied the paperwork for the ... Read More
Retiring in Malta by Priscilla
Hello everyone, Why did you choose to retire in Malta? What are the advantages compared with your home country? What were your main considerations when deciding to move? For example, taxes, ease of transferring your pension, etc.. Are there ...
Something else to consider is there is a new minimum tax of 5000 euro if you make more than 35,000 income worldwide even if you leave it in the UK and never bring it to Malta. This makes Malta no longer a low tax retirement destination for many. Read More
Clearing your belongings through customs in Malta by Priscilla
Hello everyone, During one聮s big move abroad, shipping personal belongings to the host country can be stressful. Customs regulations differ from one country to another and you never quite know what to expect when trying to recover your belongings ...
We had the same experience as Auspom for both a container and a car. Your local shipping agent will discuss the value and tax deposit owed and you have to pay it before the shipment is released - any delay incurs expensive daily dock charges. Its ... Read More