Peter
@Peter Ty
English looking for information about Cyprus
Forum posts
44
About me
English
Speaks English
Registration: 16 August 2024
Moving to Cyprus by karenselsea
Can anyone tell me what would be the fist steps in planning a permanent move to Cyprus. Immigration application or securing accommodation? Can you start the immigration process from the UK?
@karenselsea I would say get your accommodation sorted first - because one of the main requirements for immigration is that you have a permanent address in Cyprus, either a purchased property or rented on a long-term lease of at least 12 months. But ... Read More
Cyprus long-term resident status after five years by dvb123
Cyprus long-term resident status after five yearsCyprus long-term resident status after five yearsBy Marios KonstantinouUpdated: February 20, 2024Long-term resident status in Cyprus and throughout the EU is granted to promote stability and ...
Yes, the Greek says the same: "Tax Returns for the last 5 years and Certificate of settlement of any tax liabilities." Read More
Revolut Account by stevebillo1
Can anyone tell me if I can keep my Revolut account that was opened in the UK if I move to Cyprus, I have seen some reports that say I can, and others say I would have to close the UK Rev account and then open a new one in Cyprus?Cheers
@Toon Yes, I was aware that HSBC allow this (although I understand that they might try to persuade you to switch to an "offshore" account - but the income and/or savings requirements for that are quite high!)Nationwide have also informed me that ... Read More
Revolut Account by stevebillo1
Can anyone tell me if I can keep my Revolut account that was opened in the UK if I move to Cyprus, I have seen some reports that say I can, and others say I would have to close the UK Rev account and then open a new one in Cyprus?Cheers
@stevebillo1 Yes, if/when you become tax resident in Cyprus then you should change your account; the European Revolut bank (registered in Lithuania) is a separate legal "entity" from the UK registered bank. Having said that, it is a fact that many ... Read More
Update--Paphos time!! We've started the process to move to Tala by londondoc
We spent some time in Paphos in February this year. In the main, it was fabulous - mesmeric, in fact. As I wrote earlier, unfortunately at the time, we got in to the clutches of an overzealous realtor and that blotted the copybook somewhat. But as ...
@telf Yep, that's a good rate, I'm currently being offered 1.1912 from Wise or 1.1889 from Revolut. Read More
Update--Paphos time!! We've started the process to move to Tala by londondoc
We spent some time in Paphos in February this year. In the main, it was fabulous - mesmeric, in fact. As I wrote earlier, unfortunately at the time, we got in to the clutches of an overzealous realtor and that blotted the copybook somewhat. But as ...
If you don't already, it might be worth subscribing to the Tala community newsletter to keep up with what's on in Tala and Paphos:https://follow.it/mail/newspaper/iIUwQX 鈥� ZMehmtHS8- Read More
Uk and Cyprus tax advisor by Neptune3
Hello.Does anybody have a recommendation for a tax advisor who is knowledgeable about both the UK and Cyprus tax systems?It would be good to have one person who can help us convert from UK to Cyprus tax systems for our pensions and also help on tax ...
@Neptune3 Sam Orgill at ProAct Partnershiphttps://proactpartnership.com/. Read More
Cyprus tax plans by telf
Cyprus' tax-free income threshold is set to rise to 鈧�20,500 per year, following the announcement of a set of sweeping tax reform plans by President Nikos Christodoulides on Tuesday.The plans will see the minimum earnings threshold to pay income ...
@Gordon76 There is a difference between "habitual" residence (where you normally live) and tax residence, they're not necessarily the same! While you can visit the UK for up to 90 days without becoming resident for immigration purposes, the rules ... Read More
Cyprus tax plans by telf
Cyprus' tax-free income threshold is set to rise to 鈧�20,500 per year, following the announcement of a set of sweeping tax reform plans by President Nikos Christodoulides on Tuesday.The plans will see the minimum earnings threshold to pay income ...
@Drambuie Nationwide also let you keep an account.And if Halifax do, then presumably (but not necessarily!) Bank of Scotland would too, since they're part of the same group. Read More
Cyprus tax plans by telf
Cyprus' tax-free income threshold is set to rise to 鈧�20,500 per year, following the announcement of a set of sweeping tax reform plans by President Nikos Christodoulides on Tuesday.The plans will see the minimum earnings threshold to pay income ...
In addition to all the points made by Toon, also bear in mind:1. If you tell your UK bank (or they find out) that you are Cyprus tax-resident, they may require you to close the account. Some do, some don't; check their terms and conditions! 2. Even ... Read More
Investment and moving to Cyprus by RW60
I am in the process of planning to retire to Cyprus in 3 years time. I have just returned from a fact finding trip and generally feel comfortable with most aspects of the move and besides which I have 3 years to get to fine tune and get to grips ...
There seems to be a lot of confusion about this! All "government" pensions, e.g. civil service, local government, NHS, Armed Forces, etc. will be liable to UK tax, but the State Pension, despite its name, is technically NOT a pension, it's a social ... Read More
Investment and moving to Cyprus by RW60
I am in the process of planning to retire to Cyprus in 3 years time. I have just returned from a fact finding trip and generally feel comfortable with most aspects of the move and besides which I have 3 years to get to fine tune and get to grips ...
@timhuntington As Toon says, if you're resident in Cyprus for more than 183 days per year (as presumably you are since you say that you spend "the majority" of the year in Cyprus) then you should automatically be Cyprus tax-resident.You would still ... Read More
Private Health Insurance by susangoldsworthy5
HI allWe will need to have health insurance, any recommendations please?As always thanking you in advance.
Status Insurance:Offices on Tombs of the Kings Road, opposite Kings Avenue Mall: +357 26 930317or in Peyia: +357 26 041317. Read More
Visa documents. Driving me mad! by susangoldsworthy5
Hi all, hope you don't mind me asking some simple questions on the visa. Just spent the last 90 minutes on the internet trying to find out the documentation needed. I actually know what I need, Criminal check, marriage licence, bank account ect the ...
I think that they'll only accept an ACRO police check document that's less then 6 months old, so don't apply for it too early - but still allow enough time to get it and get it apostilled! Read More
Visa documents. Driving me mad! by susangoldsworthy5
Hi all, hope you don't mind me asking some simple questions on the visa. Just spent the last 90 minutes on the internet trying to find out the documentation needed. I actually know what I need, Criminal check, marriage licence, bank account ect the ...
The reason why all documents have to be apostilled is that, no matter how "official" it may look, you can't expect foreign governments to know the difference between a genuine document and a good fake copy, whereas the apostille mark is ... Read More
Prudential pension in UK by lshill
My husband has a pru pension in the UK. They have told him he has to remove it by August this year. They don鈥檛 provide options but told us we had to pay an IFA to do this at a cost of 2%. Now the IFA is struggling because my husband ...
@lshill Does he mean that he wants to transfer it to an overseas pension? There used to be an option to transfer a UK pension into a QROPS (Qualifying Recognised Overseas Pension Scheme), but that now incurs a 25% charge because the exemption from ... Read More
Passport matter by burdenaly66
I'm fine over for 2 weeks in April, I have 3 months left on my passport when I get back to England, wizz air said ok to fly, but worried about Cyprus end will they except my passport?
It depends on whether that is "3 months left until 10 years from the issue date": that's not always the same as the expiry date!(If you renewed your passport you may have had the unexpired months from the old one added on to the new one, but many ... Read More
Cyprus tax plans by telf
Cyprus' tax-free income threshold is set to rise to 鈧�20,500 per year, following the announcement of a set of sweeping tax reform plans by President Nikos Christodoulides on Tuesday.The plans will see the minimum earnings threshold to pay income ...
@Gordon76 Toon is right:You can opt to either:a) Have the first 鈧�19,500 tax-free, and pay 20% on anything over that; ORb) Have 鈧�3,250 tax-free, and pay 5% on anything over that (for income from foreign pensions only).If you do the maths, ... Read More
UK bank Account Moving To Cyprus by Filmcritic
Making plans for future retirement, been searching online and reading different answers as to which UK banks allow you to reside abroad. Just looking for a standard A/C for my pensions to be paid into which i would then transfer to cyprus via my ...
@cydreaming HSBC might try to persuade you to switch to an "Expat" account (based on Jersey) - but I think there's a fairly high minimum income requirement for that account!https://www.expat.hsbc.com/international-banking/products/bank-account Read More
GESY requirements by kevinlewis2323
HelloOK I think I understand the GESY system Please correct me if I am wrong I need to wait until I am 66 and able to draw my uk pension then I can prove a benefit from uk to start the process for GESY.But why is it when I go to doctors or a chemist ...
If you are resident in Cyprus and registered with GESY, you should be able to get a Cyprus EHIC card which entitles you to NHS treatment when you visit the UK (just like a UK visitor to Cyprus can use a UK-issued EHIC or GHIC card in Cyprus). Read More
Investment and moving to Cyprus by RW60
I am in the process of planning to retire to Cyprus in 3 years time. I have just returned from a fact finding trip and generally feel comfortable with most aspects of the move and besides which I have 3 years to get to fine tune and get to grips ...
@whiteeddie As I understand it, if you are no longer tax-resident in the UK then you can keep any existing ISAs, and any dividends or interest or capital gains accruing will continue to be tax free, but you *can't* add any further funds to them, ... Read More
Electric companies by tgcgreens
Looking for recommendations for energy companies please ,just had notification of a connection date , Thankyou
AHK is the EAC. (AHK are their initials in Greek.(螒蟻蠂萎蟼 螚位蔚魏蟿蟻喂蟽渭慰蠉 螝蠉蟺蟻慰蠀.)I think what they may be getting at is that any new ... Read More
Electric companies by tgcgreens
Looking for recommendations for energy companies please ,just had notification of a connection date , Thankyou
EAC (Electricity Authority of Cyprus):https://www.eac.com.cy/EN/Pages/default.aspx Read More
Help me out - "Lazy Git Request".... 馃槉 by shotokan101
I know I'm being a bit lazy here so apologies in advance.Does anyone have any links to concise infirmation regarding the current requirements for non-eu nationals to gain temporary residency in Cyprus?Thanks,Jim
Try this: https://philippoulaw.com/service/cyprus 鈥� icQAvD_BwE(Scroll down to the FAQs.)I can recommend Polycarpos Philipou! Read More
Help me out - "Lazy Git Request".... 馃槉 by shotokan101
I know I'm being a bit lazy here so apologies in advance.Does anyone have any links to concise infirmation regarding the current requirements for non-eu nationals to gain temporary residency in Cyprus?Thanks,Jim
Here's a link to the Cyprus government page for all the forms for "Third Country Nationals".(Note: the form says that it's for "renewal" of temporary residence, but it is the correct form for a first application as ... Read More
Tips/advice/guidance on finding and reliable realtors and lawyers by londondoc
Hello all, First off, thanks for the welcome, Julien.My wife and I, along with our young son, are looking to retire to Paphos in 2 or 3 years' time. We've worked as NHS doctors for over 33 and 26 full-time years (respectively) and we feel it is time ...
Not directly related to your query, but be aware that if you're both going to be receiving NHS pensions, then under the double taxation agreement, as "government" pensions they will be liable to income tax in the UK, not Cyprus, even if/when you ... Read More
Renting property in UK by J.Batcheler
I believe that, even though I am a resident in Cyprus, rental income that I receive from a flat in the UK can be declared on my UK tax return and not in Cyprus.
Yes, that's right: as I understand it, rental income on a property in the UK is one of the few income sources that remains taxable in the UK, even if/when you become tax resident in Cyprus. Read More
UK bank Account Moving To Cyprus by Filmcritic
Making plans for future retirement, been searching online and reading different answers as to which UK banks allow you to reside abroad. Just looking for a standard A/C for my pensions to be paid into which i would then transfer to cyprus via my ...
People can, and do, do this but technically it is illegal!If you become resident, and particularly if you become tax-resident, in another country, you *should* inform your bank and they may then close your account. Many UK banks expressly state this ... Read More
UK bank Account Moving To Cyprus by Filmcritic
Making plans for future retirement, been searching online and reading different answers as to which UK banks allow you to reside abroad. Just looking for a standard A/C for my pensions to be paid into which i would then transfer to cyprus via my ...
I have a Nationwide FlexDirect current account and Nationwide have confirmed that they would let me keep it if/when I move to Cyprus. Read More
Inmigration by Kellykeighley6
Hi all,Hopefully someone can offer some advice. I am an EU passport holder my partner and children are both UK passport holders. The process is straight forward and both MEU 1 and 2 have been completed.My partner has been offered a job obviously ...
@Kellykeighley6 IlIt may be worth contacting Emerald Properties, they specialise in that side of the island:https://www.cyprusemerald.com/services Read More
Cyprus long-term resident status after five years by dvb123
Cyprus long-term resident status after five yearsCyprus long-term resident status after five yearsBy Marios KonstantinouUpdated: February 20, 2024Long-term resident status in Cyprus and throughout the EU is granted to promote stability and ...
@Toon Me too: Revolut seem to credit all my pension payments to my account on the evening (about 5:30 pm) of the day *before* they're actually paid (i e. the date on my payslips)!馃檪 Read More
Cyprus long-term resident status after five years by dvb123
Cyprus long-term resident status after five yearsCyprus long-term resident status after five yearsBy Marios KonstantinouUpdated: February 20, 2024Long-term resident status in Cyprus and throughout the EU is granted to promote stability and ...
@phildraper Yes, apparently DWP use Citibank which gives a good exchange rate. The only thing to be aware of is that, because they are an American bank, payments may occasionally be a day or two late if it's an American bank holiday! Read More
IT Gurus Required by incognito2411666
Yip, tiz moi again! 馃槈I'm registered to a couple of UK gaming sites so evidently need VPN to gain access.Long story short, I've been recommended Planet VPN which is a free site but upon installing, I enter my details and it just keeps ...
@incognito2411666 If you're quick, there's a Black Friday offer on Nord VPN.That's the one I use, never had a problem, watch BBC, ITV, UK Netflix etc. Read More
Visa finance requirements by Mjm66
Hi all my 1st post on here and I鈥檓 looking at relocating to Cyprus Any advise would be greatly appreciated. I鈥檓 58 and wife 62. We have a private pension of 16700 between us and savings of 500k when our house is sold in ...
I think you may be able to start the process online from abroad, but they will require you to go into a branch in person to complete it. Read More
New members of the Cyprus forum, introduce yourselves here - 2024 by Julien
Hi all, Newbie on the Cyprus forum? Don't know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on your ...
For advice about buying cars, see Paul Gee's channel "Cars and me" on YouTube. Read More
Pink slip stay requirements by tonyjphilip59
Hi - we are UK retirees and we are strongly contemplating a permanent move to Cyprus through Category F but we will need a pink slip in the first instance. We have read many Internet articles about the requirements but some of them have left us ...
@excellentia69 It sounds like you've been looking at "full" medical insurance, rather than "immigration" insurance.Try Status or Abbeygate - they both do both! Read More
Blue badge holders by jonathonkennard
Hi just query with regards to a EU disabled person with a blue badge holder from Poland question is can she bring her pass with her to use in a car here in Cyprus for her hols ? Or does the car here need to be registered in any way ?
@jonathonkennard 馃憤The link in my previous post is live now. Read More
Blue badge holders by jonathonkennard
Hi just query with regards to a EU disabled person with a blue badge holder from Poland question is can she bring her pass with her to use in a car here in Cyprus for her hols ? Or does the car here need to be registered in any way ?
You can use your blue badge from another country in Cyprus, but you should also display a notice in Greek alongside it; you can download and print a copy from here: http://www.disabledmotorists.eu/download/parking_cards/notice_greece_cyprus.pdf Read More
Immigration by Firehorse66
Hi I've been advised by my solicitor that I have to have blood tests done and also a criminal record APOSTILLE before my appointment in January.I have not heard about this before - not that I have a criminal record or any infectious disease.Can ...
As I understand it, you do need to get the ACRO certificate apostilled, but it's a fairly straightforward process. You don't have to use a notary public or any other third party, you can get it done officially by the FCDO, ... Read More
Re: Pink Slip - Cyprus 2024 by Rayy72
Good afternoon / Evening!Have a few questions regarding the pink slip - Cyprus and wondering if anyone here can guide me in the right direction. Much appreciated and thank you in advance.Do I need an immigration lawyer for a pink slip application / ...
@Rayy72 Further to other comments, to get citizenship (as opposed to just residency) in Cyprus you have to be resident for 7 years, and also pass a Greek language test. It doesn't actually give you many extra rights, compared to permanent residency, ... Read More
Recommendation for Immigration Attorney - Paphos by dvb123
We are planning to move to Paphos on Oct 29th and need help of an immigration attorney preferably in Paphos to apply for temporary residence permit.
In addition to those already mentioned, I can also recommend Eleni Philippou at Polycarpos Philippou: Read More
Mobile phone plans in Cyprus by Cheryl
Hello everyone, Staying connected while living in Cyprus remains a priority for expats, especially when choosing a mobile operator or to understand the local specificities of mobile plans. Here some elements to consider: How to choose your ...
I have a CYTA "so easy" PAYG SIM. The app has a daily scratch card which often gives free small top-ups (e.g. 200 MB data, 30 mins calls, 200 SMS, etc.) so, if you're a low user, it's effectively almost free! (I topped up 鈧�5 months ago and I've ... Read More
New members of the Cyprus forum, introduce yourselves here - 2024 by Julien
Hi all, Newbie on the Cyprus forum? Don't know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on your ...
Hi, I'm planning to retire to the Paphos area next year. Like many others, I first fell in love with Cyprus while serving at RAF Akrotiri, and I've been back on holiday several times. I've been planning the move for a couple of years, but for ... Read More