
Roy Steven Ung
@roystevenung
Malaysian citizen
Forum posts
74
Contacts
7
About me
Malaysian
Lives in Penang
Speaks English, Malay, Chinese (Spoken)
Registration: 03 April 2012
Health Care Please ? by jingqinjq
Hii, I am actually from China, just started working here in KL. May I know is there any place that i can get good health care services ?
Here is a compiled list of hospitals in the major cities in Malaysia. But of course please make sure you have sufficient insurance cover as even a minor appendicitis can costs > Rm12k these days. Private Hospitals in KL Read More
Advice needed on Provident Fund (EPF) contribution by SHinPJ
Hello all, I have been offered a job in KL on 3 year contract and my employer has given me the choice to contribute to EPF. If I contribute, then my take home salary will be less by 11%, but my employer will have to contribute 12%, so a total saving ...
EPF - Types of Withdrawal Sorry, you cant withdraw if you change job Read More
Indian living in USA looking to move to Malaysia by spellraj
Hello All, I just joined the forum today and so am as new to this as it can be. First let me introduce myself. I am a 43 year old Indian doctor (radiologist) by profession have been living in USA since 2001. I live with my beautiful wife ...
You may contact joy-stay.com for the agent. Some of my expats friends are using them. Ps. I am in no way affiliated nor have any business dealings with them. Bureaucracy exists in any Government even in MY. On the scale of 1-5 (hardest to deal ... Read More
Indian living in USA looking to move to Malaysia by spellraj
Hello All, I just joined the forum today and so am as new to this as it can be. First let me introduce myself. I am a 43 year old Indian doctor (radiologist) by profession have been living in USA since 2001. I live with my beautiful wife ...
Hi Raj, 1. Yes, the MM2H is the only option for a long term stay in MY without the needing for Visa runs. 2 & 3. There is no specific restrictions on the MM2H website that you must be residing in Malaysia. The Terms and Conditions for the ... Read More
Health Insurance for American on Medicare by billgarnett
I am an American living in Malaysia for almost two years (on 90 day visas and visa runs). I am 67 and am covered by Medicare and had a supplemental plan that covered me while out of the U. S. But after a recent hospitalization I find that the ...
Most local insurer specifically Prudential still accepts coverage until age 70 provided that the person is still healthy and insurable. If accepted, it is able to be covered until age 100 (subjected to the premium increase by age band of course) Read More
Do I need a will in Malaysia? by NewToMalaysia
Hi All, Myself and my family are moving to Kuala Lumpur in a few weeks and wonder if it's worth us setting up a will? Being an islamic country would our assets be divided as such if something was to happen to my husband? Thanks, xxx
"Being an islamic country would our assets be divided as such if something was to happen to my husband?" Only if you or your husband is a Muslim, the assets will be distributed in accordance to the Faraid Distribution Law. If either one ... Read More
Penang with a 7000 RM job by ags6
Hi, I have been offered a job by a company in Penang. I am considering it. I am married with no child. Planning to shift with family after 6-8 mnths of work there. Can you please let me know about the expenses and taxes and my approx savings which ...
For rentals, you can try surfing ibilik.com or iproperty.com so as not to overshoot the rm1500 budget. Also what kind of transport will you be using for daily commute to work? A car is a must if you are going to work at one of the MNC in Bayan ... Read More
Coming to Malaysia by roteri
Hi Everyone, if you read my profile you will find out a little about me. I am looking at locating to Malaysia soon for business, and adventure. I want to do this right and so I need help from real people about what to expect, what not to do, what to ...
1. Clothing - depends on what you do I suppose. I'm sure it would be awkward to meet your clients in short pants and t-shirt? :D The weather in Malaysia at the moment is hot with dry spell due to the prolonged drought. In certain places, it has not ... Read More
Looking for a girl who would come with me for sightseeing in KL by Kriszti3
Hello!:) I'm a hungarian girl and I will stay in KL from the 16th of January till the 20th of January. I'm looking for a girl who can show me the town during these few days - or just come with me for sightseeing - and with whom I can practise my ...
Yes, meeting up in person would be much better, and meet at public places. Most importantly, never leave your drinks unattended. Read More
RM26k a Month in KL by DaBears
Hi there...moving to KL from Chicago and have been offered RM26k a month..my wife may find some part time gig down the road and we have a 3 year old. Wonder if RM26k (before taxes) is enough to have a comfortable living in KL. Thanks..
It boils down to what kind of lifestyle you want, whether you want a moderate or lavish lifestyles. RM 14K per month is definitely OK as I had seen couples with 3 children having no more than RM3K per month income. Most of the basic expenses may ... Read More
Advice needed on Provident Fund (EPF) contribution by SHinPJ
Hello all, I have been offered a job in KL on 3 year contract and my employer has given me the choice to contribute to EPF. If I contribute, then my take home salary will be less by 11%, but my employer will have to contribute 12%, so a total saving ...
#SHinPJ you can read all about KWSP withdrawals here http://www.kwsp.gov.my/portal/en/web/kwsp/member/leaving-country-withdrawal Read More
Health Insurance for American on Medicare by billgarnett
I am an American living in Malaysia for almost two years (on 90 day visas and visa runs). I am 67 and am covered by Medicare and had a supplemental plan that covered me while out of the U. S. But after a recent hospitalization I find that the ...
The 'medical card' as term by locals will allow the insured to get treated at their panel clinic/hospitals in Malaysia based on the agreed amount being insured. Whenever people shop for a medical card, mostly people are incline to only look at the ... Read More
some information about the company in Kuala Lumpur by yousuf767
I would like to get some information about the company name Xabtech Malaysia. It is located in Kula lumpur and address is 10-3B, Jalan Pandan 2/1, Pandan Jaya 55100 Kuala Lumpu.I got an offer from this company ,so need to verify about the ...
Global PTE LTD sounds like a Singaporean company, since it is "PTE LTD". If the company was incorporated in Malaysia, then it will have the "SDN BHD" instead of "PTE LTD". The question that begs for answer since there are many job recruitment ... Read More
Foreign Merriage by mashy7861
I am an Indian citizen currently working in Malaysia. I am planing to marry an Indian citizen who is currently in New Zealand. we both are Indian but are planing to marry in Malaysia. Kindly assist me keeping in mind that the girl is non Muslim but ...
The HIV test can be conducted at any clinic, of which most of it will be send to BP. Read More
Malaysian Newspaper by hendersonspeter
What is a famous Malaysian newspaper where I can post ads about my vacancies for concierge and property managers?
You may have better luck from the online link below (and no I don't work for them) rather than news paper as professionals nowadays rarely buys the newspaper. 1. www.jobstreet.com 2. www.jobsdb.com 3. www.mystarjob.com 4. www.jenjobs.com But yes, ... Read More
looking for watchman or security guard job
With the recent Indonesian guard who shot dead the bank clerk and ran away with the loot, be sure that checks on the guards are quadrupled. Read More
RM26k a Month in KL by DaBears
Hi there...moving to KL from Chicago and have been offered RM26k a month..my wife may find some part time gig down the road and we have a 3 year old. Wonder if RM26k (before taxes) is enough to have a comfortable living in KL. Thanks..
A tax rate of 15% SGD vs 26% RM is totally different due to the currency rate? Assuming the tax amount is RM 50K = RM 13,000 but if the tax is SGD 50K = SGD 7500 Which is equivalent to RM 19,334.33. Just my 2 cents worth Read More
seeking job in KL-Malaysia by nauman73
Dear All, I am currently looking for a new job opportunity in Malaysia..after completing my term with Malaysia based company in KL. kindly have a look at my profile at iamnauman.com. I look forward to your feedback. Thank you.
That is not 2 cents worth Gravitas... its worth millions GBP:cool: Read More
resturant business by sajida.sewani
Me n My husband want to start resturant businessin malaysia. Plz Advice , wat best city is to start pakistani food buiness
Thanks Gravitas :D I will keep it in GPS later Read More
resturant business by sajida.sewani
Me n My husband want to start resturant businessin malaysia. Plz Advice , wat best city is to start pakistani food buiness
Is it just me or does everyone else feel annoyed that at times people who post questions here just dont post back after they got their answers? Kind of annoying I must say. Read More
resturant business by sajida.sewani
Me n My husband want to start resturant businessin malaysia. Plz Advice , wat best city is to start pakistani food buiness
I think that is the reason why they have to operate 24 hours. Even McD prefers to have their business as a standalone rather than in malls so that they can earn money day or night. But then again, one could only wonder just how many times they ... Read More
resturant business by sajida.sewani
Me n My husband want to start resturant businessin malaysia. Plz Advice , wat best city is to start pakistani food buiness
Do you know the name of the fishing village near Taiping Gravitas? It sounds tempting :D Yes, its an essential gear this time of the year. :lol: Read More
Convert my Indian licence to malaysian driving licence by sukhwant singh
i have indian licence light motor vehicle like car,motorcycle.now i want to convert my licence to malaysian driving licence.so pls tell wht is the process n wht is the cost of convert lince..thnx
You're most welcome TS2011. Do hit me up for coffee when you are in Penang and I'll do the same if I am at KL (most probably next month or Feb2014). Cheers! Read More
seeking job in KL-Malaysia by nauman73
Dear All, I am currently looking for a new job opportunity in Malaysia..after completing my term with Malaysia based company in KL. kindly have a look at my profile at iamnauman.com. I look forward to your feedback. Thank you.
Your line of work is in the cyberspace. People recognize you thru your work and getting that website out is one of the way to reach out to many people. I think you are on the right track. Data / traffic is king on the internet. The same goes ... Read More
resturant business by sajida.sewani
Me n My husband want to start resturant businessin malaysia. Plz Advice , wat best city is to start pakistani food buiness
Yes, when it comes to FnB, location means everything since the food is the same in all outlets. For traditional food however, I had seen businesses thrives even in the far hidden 'kampung' simply because it taste good and people make it a point to ... Read More
resturant business by sajida.sewani
Me n My husband want to start resturant businessin malaysia. Plz Advice , wat best city is to start pakistani food buiness
I see. IIRC he was the one who told me that as a foreigner he can't own the business without a Malaysian partner. I guess he was short changed by his so called trusty lawyer! Read More
resturant business by sajida.sewani
Me n My husband want to start resturant businessin malaysia. Plz Advice , wat best city is to start pakistani food buiness
Thanks for the info, a foreigner may have the option to have the business 100%? But this is FnB business whereby certain percentage of the profit goes back to the founder. That will have to be discussed in detail. Read More
resturant business by sajida.sewani
Me n My husband want to start resturant businessin malaysia. Plz Advice , wat best city is to start pakistani food buiness
As per my understanding, no foreigner can have a 100% stake in a Malaysian company. IIRC he uses his lawyer as a 'silent partner' but I am uncertain of how much % goes to his silent partner. If you or anyone who is interested, I could patch you ... Read More
resturant business by sajida.sewani
Me n My husband want to start resturant businessin malaysia. Plz Advice , wat best city is to start pakistani food buiness
An expat friend of mine is looking for serious buyer to buy his F&B Cafe business at Penang for US 300K as he is leaving Malaysia. PM me if you need more information. Read More
Convert my Indian licence to malaysian driving licence by sukhwant singh
i have indian licence light motor vehicle like car,motorcycle.now i want to convert my licence to malaysian driving licence.so pls tell wht is the process n wht is the cost of convert lince..thnx
- Borang Permohonan Lesen Memandu (JPJ L1) - Complete the form for the Driving License Application (JPJ L1) - MyKad / Pasport asal dan salinan - Identification Card (for a Malaysian) / Original Passport & Photocopy - Visa - salinan ... Read More
Convert my Indian licence to malaysian driving licence by sukhwant singh
i have indian licence light motor vehicle like car,motorcycle.now i want to convert my licence to malaysian driving licence.so pls tell wht is the process n wht is the cost of convert lince..thnx
Or just ask me if needs any translation. No charge whatsoever. But please do not ask me to translate the bible for you:lol: Read More
Good hospitals in KL by Simi7
Hi, I am from Mumbai,India recently moved to KL. I am trying to understand the medical system here. Can anybody please suggest me good hospital's with the price for complete body checkup with all types of blood tests and xrays ? Thanks
Most medical checkups does not costs more than RM300, true. However if something is found during the medical checkup,.... that's another different story. Whatever it is, before going to the private hospital, make sure you have insurance :D Read More
Advice needed on Provident Fund (EPF) contribution by SHinPJ
Hello all, I have been offered a job in KL on 3 year contract and my employer has given me the choice to contribute to EPF. If I contribute, then my take home salary will be less by 11%, but my employer will have to contribute 12%, so a total saving ...
no it's not! Rare for expats to get EPF of 12"I think he was referring to a Malaysian who works as an employee in Malaysia. It is mandatory for the employer to contribute 12% (minimum) and the employee 11%. There are some MNCs paying more than ... Read More
Where can I find pre made gingerbread dough?
Kent, have you tried asking at the many bread shops at Subang? I only know how to eat :D Read More
dental nurse,private nurse job
Here are a lists of private hospitals in Malaysia. You could then google for the HR email by going to the hospital individual ... Read More
How to make friends in Malaysia by expat.com
We have been talking about [url=/forum/viewtopic.php?id=891]loneliness when you are abroad[/url], let's now talk about how to make friends (locals and other expats) when you're living in Malaysia :top: [b]Which are your best ...
Believe it or not, it is easy to make friends with the locals. We have high admirations for people from the west. It is just that most of the locals have limited vocab when it comes to english, hence it is hard for them to comminicate effectively. ... Read More
Jobs that don't require fluency (yet) in Malay and Chinese? by jingersnap
Hi guys, glad I found this place and big hi from the UK! I'm a Malaysian who's finally moving back to Ipoh after yonks abroad after getting a job back home. My British husband and 9 month old son are coming with me. As we are both experienced ...
Good thinking especially on the childcare and accomodation. Good luck and welcome back to Malaysia :-) Read More
Best/most popular data/mobile prepaid service? by kentonell
Hi all, Before I arrange a long term lease I will temporarily (one month) live in a short term apartment. This of course means that I am in need of some kind of prepaid service for the first couple of weeks as I am a heavy call, sms and data ...
The best is to talk to the tenants or neighbour of the condo you are eyeing at. My client an expat from UK actually got a round around by TM, they kept saying his condo does not have the service until he spoke to the tenants renting upstairs and ... Read More
Dear Members....Need your suggestions...I want to start business in KL by fahad72
Hi, I need you help/suggestions for below questions, any help/comments are much appreciated. 1) I am planning to form a company (SDN BHD) and on behalf of it will apply director visa (2 years renewable) with family....is anyone here under this ...
McDonalds is enjoying very good business in Malaysia. Do a search on google for minions in McD malaysia and you will get what I mean. Hords of zombie crowds lined up just to buy the minion toy. Its more than a craze, more of a cult... lol Next ... Read More
Best/most popular data/mobile prepaid service? by kentonell
Hi all, Before I arrange a long term lease I will temporarily (one month) live in a short term apartment. This of course means that I am in need of some kind of prepaid service for the first couple of weeks as I am a heavy call, sms and data ...
http://www.tm.com.my/play/broadband/unifi/home/Pages/packages-VIP.aspx Once you settled down, of course the best would be to get Unifi fiber optic for your condo or appt. To apply you can walk into any TM counter to inquire whether its available ... Read More
Best/most popular data/mobile prepaid service? by kentonell
Hi all, Before I arrange a long term lease I will temporarily (one month) live in a short term apartment. This of course means that I am in need of some kind of prepaid service for the first couple of weeks as I am a heavy call, sms and data ...
http://www.yes.my/v3/store-locator.do Hello Kent, welcome to Malaysia! You can walk in to any Yes counter and inquire. Above are the links and addresses at KL. Read More
Jobs that don't require fluency (yet) in Malay and Chinese? by jingersnap
Hi guys, glad I found this place and big hi from the UK! I'm a Malaysian who's finally moving back to Ipoh after yonks abroad after getting a job back home. My British husband and 9 month old son are coming with me. As we are both experienced ...
Please allow me to provide input as a local. I dont mean to belittle your plans to go into the kungfu business, but it is a fact that generations nowadays are lazy off their bums, prefer to be in front of the computer rather than sweat it out. I ... Read More
kL to Langkawi from KLIA by Hsni
Please tell me that how far in advance I should be at the airport . And after dropping off by taxi at airport, where should I go for boarding, I mean the exact directions towards domestic boarding counter. I am first time travelling from KLIA to ...
Perhaps this may help? > I am local and I kinda blushed looking at tripadvisor. Didn't know there were so many attractions in Langkawi :P Read More
kL to Langkawi from KLIA by Hsni
Please tell me that how far in advance I should be at the airport . And after dropping off by taxi at airport, where should I go for boarding, I mean the exact directions towards domestic boarding counter. I am first time travelling from KLIA to ...
Traffic in KL can be rather unpredictable. Best to be at the air port 2 hours prior to departure. As for the counter, you should not have any problems. Most of the counters or Malaysians are able to converse in English for directions. Read More
Health insurance by dilsah
Hello I would like to know how much it cost meddical insurance for a family with 4 kids (5 people) for hospital and medical care for european ? Anyone knows ????
Hi Damodhar, I had replied to your PM. Thanks Read More
Playdate and get together expats and locals Ipoh
Just call me Roy, Armand and thank you for your kind help Read More
Playdate and get together expats and locals Ipoh
Can pls assist to get a Penang forum up? Many expats are in Penang Read More
police in kl by dilsah
Hi I would like to know how arr the police in Malaysia corrupt? Trustworthy? Efficient? as foreigners do they treat us the same if we have a problem ? Thanks for your advices
A blunt and sad truth. :( Read More
Looking for employment opportunities
Hi Jack, i am Roy from Penang. Do add me to your friends list. Good luck on the employment thing. What kind of job are you looking at? Perhaps readers here is able to help... Read More
New to Penang
Hi Emme, it would be rather safer to make friends in your own condo during pool or tennis time. Dont get me wrong, Malaysia is a safe country, but it pays to be extra cautious. I guess once she started schooling, it wont be a problem. Read More
Good hospitals in KL by Simi7
Hi, I am from Mumbai,India recently moved to KL. I am trying to understand the medical system here. Can anybody please suggest me good hospital's with the price for complete body checkup with all types of blood tests and xrays ? Thanks
Its the same. Expats call it health insurance, while the locals term it as medical card. The point of having health insurance is to have the insurance company to pay for the hospital bill, if we need to be admitted to the hospital. The medical ... Read More
police in kl by dilsah
Hi I would like to know how arr the police in Malaysia corrupt? Trustworthy? Efficient? as foreigners do they treat us the same if we have a problem ? Thanks for your advices
Crimes can happen in any part of the world. It pays to be extra careful. The police had setup make up booth especially in densely populated areas with foreigners. Here are some tips:- 1. Avoid going anywhere alone that is secluded, even if its ... Read More
police in kl by dilsah
Hi I would like to know how arr the police in Malaysia corrupt? Trustworthy? Efficient? as foreigners do they treat us the same if we have a problem ? Thanks for your advices
The police gives priority towards foreigners than us locals :( But whenever there is a need to lodge police report, it helps to get a english to malay speaking person. Read More
Broadband required straight after arriving
McDonalds is your best bet, free coffee refills in the morning too. It takes no less than 2 weeks to get your broadband or fiber (unifi) by Tmpoint Read More
Good hospitals in KL by Simi7
Hi, I am from Mumbai,India recently moved to KL. I am trying to understand the medical system here. Can anybody please suggest me good hospital's with the price for complete body checkup with all types of blood tests and xrays ? Thanks
Just a note, medical checkup is not covered in a Malaysian class insurance policy. Unless the check up or scans reveals something foreign in the body and surgical procedure and / or hospital admission is needed. That is where the medical card or ... Read More
Health insurance by dilsah
Hello I would like to know how much it cost meddical insurance for a family with 4 kids (5 people) for hospital and medical care for european ? Anyone knows ????
The cost will be depending on the package being selected, age of the person being covered, coverage term and as to whether it is a full claim, or partial claim (deductibles, co insurance). At the moment a private room costs in the range of ... Read More
Teach me Malay
Selamat datang ke Malaysia. Jikalau kamu hendak mempelajari Bahasa Melayu, kamu kena berkawan dengan orang yang boleh bertutur dalam bahasa melayu. Welcome to Malaysia. If you want to learn Bahasa Melayu you need to befriends wirh people who speaks ... Read More
Destination Penang
Hi mod, just wondering if there is a chance to create a Penang destination as apart from the 6 destinations, there are many expats living in Penang. Dutch especially are the people who cant live without having a view of the sea. Read More
Health insurance for Malaysia by Cheryl moving
I am planning to retire in kl the second half of this year and am 64 years old. I will have medical coverage in the US but need coverage for Malaysia only. Can anyone recommend an insurance carrier who will only cover Malaysia for people my age and ...
When it comes to insurance especially medical, the fast way may not be the appropriate way. Full health declaration and proper documentation is always needed before an application can even be considered. Essentially it is NOT the agent that is ... Read More
Personal security in Malaysia by Adelaid茅e
Malaysia is it really secure and safe for one person and especially an expatriate?
Just make sure you do not accidentally drop the soap! Read More
Moving to Penang in August by Billoth
Dear friends, I'm an English Science Teacher who's moving over to Bayan Lepas in August to work in a new school that only opened last year. I'm very excited to be moving to Malaysia, but also anxious to find friends who would want to do some ...
Slow is better than being caught in a horrendous 2 hours traffic jam in KL :-) I heard we would be getting trams/monorail or something inanely similar. I hope I'll live long enough to at least see the ground breaking ceremony :p But yeah, a bike ... Read More
Moving to Penang in August by Billoth
Dear friends, I'm an English Science Teacher who's moving over to Bayan Lepas in August to work in a new school that only opened last year. I'm very excited to be moving to Malaysia, but also anxious to find friends who would want to do some ...
Welcome to Penang! As suggested by many you will need a car. For starters I would advise you to get a decent car, yet not too expensive. But the cars here are pretty pricy. The good thing is fuel is cheap. For RON 95, it is RM1.90 per ... Read More
Health insurance for Malaysia by Cheryl moving
I am planning to retire in kl the second half of this year and am 64 years old. I will have medical coverage in the US but need coverage for Malaysia only. Can anyone recommend an insurance carrier who will only cover Malaysia for people my age and ...
Hi Leh, welcome to Malaysia. I am from Penang. You may contact me should you need information on health insurance, medical cards, life and critical illness coverage. The hospitals that are at Penang includes, The Adventist Hospital, Loh Guan Lye, ... Read More
Health insurance for Expats by 4everasia
Hi all, my wife and myself want to move to Malaysia this June. All heath insurers in Germany want to have a permanent address to insure us. As we will not have one we are now desperate for help. Does anybody know of a good insurance and could we in ...
Hi all, my wife and myself want to move to Malaysia this June. All heath insurers in Germany want to have a permanent address to insure us. As we will not have one we are now desperate for help. Does anybody know of a good insurance and could we in ... Read More