Seat 0A
Dutch expat in Malta
Forum posts
82
Contacts
1
About me
Dutch
Lives in Sliema
Speaks English, Dutch, bit of French and German
Registration: 18 June 2012
Future Expat wonders about a real need for a Maltese Bank Account? by AmerigoFilippo
Hi all.......I'm a future expat who presently resides in the USA but who lived in Rome from 2001 to 2007 and never opened an Italian bank account - was even advised against it by several people including friends in the know. In Rome I did ...
Filippo, you might live a "monastic" lifestyle, but your replies seem a bit agitated. Tale a step back, relax, and you"ll see that nobody here is prejudiced. Not a very strong position to take in your argumentation. I wish you all the ... Read More
Future Expat wonders about a real need for a Maltese Bank Account? by AmerigoFilippo
Hi all.......I'm a future expat who presently resides in the USA but who lived in Rome from 2001 to 2007 and never opened an Italian bank account - was even advised against it by several people including friends in the know. In Rome I did ...
Filippo, this forum is normally a really nice place to ask all sorts of questions. I don't know what happened here. I think you best find a good taxation lawyer to sort things out for you. Malta is a very simple jurisdiction tax wise. You only ... Read More
Future Expat wonders about a real need for a Maltese Bank Account? by AmerigoFilippo
Hi all.......I'm a future expat who presently resides in the USA but who lived in Rome from 2001 to 2007 and never opened an Italian bank account - was even advised against it by several people including friends in the know. In Rome I did ...
Certainly no need for it. No taxes either on ATM withdrawals. Perhaps your US bank will charge something? Read More
Dental care for children by Izzybenjaz
Hi, We are moving to Malta in 3 weeks, with our 3 children, the company we work for is relocating us from Spain where we have been based for over 10 years, I have a question regarding dental care for kids that I hope someone can help with. How do I ...
Just go to the Camilleri dental practice in Regent House, Bisazza Street, Sliema. Excellent children's dentist there. Orthodontal care as well. No waiting time, just pay as you go private practice. Not too expensive either. Read More
High Net Worth Individual by Clairechaplin1
Hi, I am looking into the most tax efficient way for my husband to continue working for a Uk company, but for us to live in Malta. Under the HNWI do we need to rent a property for at least 20k euros a year, pay in 20k eur a year plus 2,5k eur per ...
Took a bit longer, but it seems like this will be the new scheme: Malta Residence Program Read More
Interested in hearing about your experiences as a new Expat in Malta.
Hi Bill, We've been in Malta for just over a year now. Best thing we did. We enjoy the people, the climate, the history of the country. Sure there are downsides as well, like dealings with the officials. This always seems to take forever. But ... Read More
Renewal of Certificate of Entitlement
It turned out to be very easy and efficient. I sent an email to the entitlement office with this question. They replied almost immediately that they would call me on my landline to confirm the details. They did this within minutes and now everything ... Read More
Renewal of Certificate of Entitlement
Hi George, My E-106 is still current. I am a "migrant worker", working in The Netherlands and living in Malta. The E-106 is valid "until cancelled" and recognized as such by the entitlement office. So I would just have to get a renewal of the ... Read More
Renewal of Certificate of Entitlement
Hello all, Based on my E-106 form from The Netherlands, we received a Certificate of Entitlement, granting us access to public Health care in Malta. These Certificates are valid for one year and need to be renewed next month. I searched all over, ... Read More
High Net Worth Individual by Clairechaplin1
Hi, I am looking into the most tax efficient way for my husband to continue working for a Uk company, but for us to live in Malta. Under the HNWI do we need to rent a property for at least 20k euros a year, pay in 20k eur a year plus 2,5k eur per ...
I'm here on the HNWI as well. I was recently informed by KPMG that they are working on a new scheme, like the Global Residence Scheme, but than for EU citizens. Should be announced within weeks. The financial thresholds will be lower and the current ... Read More
Opening a bank account from the UK - fail story by defectus
I've read here about people opening their bank accounts from abroad using the HSBC overseas account opening service. Trying to get ahead of the game I used that service too - and failed. We relocated a week ago and I started the account opening ...
I agree with you there, tearnet. Read More
Opening a bank account from the UK - fail story by defectus
I've read here about people opening their bank accounts from abroad using the HSBC overseas account opening service. Trying to get ahead of the game I used that service too - and failed. We relocated a week ago and I started the account opening ...
I guess there are two ways of looking at this. Would you rather keep your money in a bank that doesn't ask any questions and does it "quick and dirty", or in a bank that enforces some rules and asks questions about your background before accepting ... Read More
gozo secondary school problems with the school level by evelynOnGozo
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International schools are more adept to kids moving country. Our daughter did not lose a year when she enrolled in Verdala. Read More
Cost of Fruit by romild0
Hello my future Malta friends :) I have a job offer waiting for me in Sliema, and I already read the whole internet regarding the prices and cost of living there. However, there is only one more piece of puzzle that I'm missing and this is cost ...
Julie, do you have the contact details for The Veg Box for me please? Read More
moving to malta from south african with S A passport by hilton kendall
Hi everyone Your advice please regarding immigrating to malta from south africa we have read about the resident permit /self employement option we are wanting to fly over in February to check out areas to rent or buy thanking you Hilton and ...
Have a look at the "Global Residence Program". It replaced the HNWI program for TCN. That will be your best bet, I think. Read More
the "water saturating" clause in rental agreement...
Have your contract checked by your lawyer before signing. Always the smart thing to do, especially when you're unfamilliar with Maltese law. Do-it-yourself language changes might not have the desired effect when push comes to shove. Read More
Adapting to Malta by RKH
Hello, My husband,son,dog and I are looking to make the move to Malta. I am fine with the island life as I grew up in Hawaii. However, I moved 5 years ago to Lake Tahoe, Nv. which is at a much slower pace with traffic, which was a big motivation for ...
Perhaps your motivation to move to Malta is strictly work related? It is a bit on the opposite side of the spectrum compared to Lake Tahoe. Malta is very crowded and traffic is everywhere and chaotic. That said, we enjoy it. If you manage to find a ... Read More
Q for families in malta by Corrin
Hi all, It looks like most housing in malta is apartments with no outdoor space and open plan indoor space. I was wondering how family life works in these kinds of spaces - we are in the UK and have a lot more indoor space and garden space for ...
You do indeed spend much more time outside. One of the big advantages of better climates. I think the UK is the exception where toilets are concerned. In most other countries all houses have at least 2 or 3 toilets. Without wall to wall carpeting ... Read More
Most crowded island by tearnet
This from the Daily Mail !! Number of people expected to be living per square kilometre in 2015 - by country England - 419 Holland - 408 Wales - 258 Germany - 226 Italy - 205 N. Ireland - 130 Poland - 123 Portugal - 116 France - 105 Romania - ...
It doesn't mean very much, these statistics. Anybody living in London or Amsterdam will feel much more crowded then someone living in Mgarr. But nice to see these figures. Read More
Best area for an expat family to live??? by lindseyb
Hello All, So my visit to Malta is fast approaching - 6 days woo hoo. Anyway we have a few things organised but would like to ask you all if there is a better area for an expat family so we can go there to check it out? Many Thanks in advance, ...
Hi Jvaughn, We actually live in Tigne Point and we enjoy it very much. Malta is not Vancouver, but this area, being at the water's edge, is pretty clean. The shops and restaurants are all in close proximity. The pool is great in summer and the ... Read More
So many decisions and questions by Robonline
We are determined not to spend another cold winter in the UK. The older we get the worse they seem to get. We did visit Malts a few years ago and really liked it. Southern Spain or the Islands also have similarly mild climates but they seem ...
Definately do not buy. The price levels here seem very inflated. They have not (yet) experienced a market correction. And I cannot believe it's not around the corner. On top of this, I think the building quality here is generally poor. You really ... Read More
MT84MALT011000012345MTLCAST001S
Apparently, the smaller the country, the longer the number ;-) Read More
Changes on E-Residence Cards by biddy
Has anyone had to change their address on their new e-Residence card? If so, how did you go about it - go to the offices with the forms or post them?
Please post any information about the process. Would be very usefull to many, I think. Read More
10 months in.... by sunmaverick
Hello. Well, 10 months into our new life here, and all I can say, is that it beats Spain by a mile. I have written a book "Retire to Spain", now I am writing, "Retire to Malta", so the differences are important to my publishing work. I have been ...
While reading this, I'm sitting in the sun on my terrace. Overlooking the Mediterranean and watching a giant cruiseship enter the Grand Harbour. We moved 4 months ago from The Netherlands. Our first choice was Spain, but boy am I happy we decided on ... Read More
Much ado about nothing. Health care on Malta/Gozo. by GuestPoster566
For the last six days I have been in hospital on Gozo and had a day at Mater Dei. Released on good behaviour early :D I originally went to get some medication put on 聭yellow card聮 but when the doctor saw my ECG he was convinced that I had had a ...
Congratulations on therelatively good outcome. Good to read that you had such a positive experience with the healthcare system here. Read More
Successfully opened bank account with BoV from the UK by Rocking Ken
Hi All, Just wanted to tell everyone, we successfully opened a bank account with BoV from the UK. Took a couple of months because of the bank reference being sent directly to my home instead of to BoV and it being digitally signed but my local ...
The real fun starts when you want one Maltese bank to send a reference letter to another Maltese bank. Here also competition comes into play. I could write a whole page about this. In the end we just gave up and asked our foreign bank to issue the ... Read More
New I.D. card rules by tearnet
This should boost income tax revenues.:D The Government of Malta intends to review the current process for the issue of the ID Cards to foreigners. The new format of residence document applies to EU/EEA/Swiss and Non-EU nationals. The Changes ...
Well, there are two reception desks. We were lucky to have taken the wrong entry into the building, thereby mistakingly bypassing the main queue. We came to one of the receptions and she sent us to room 25 straight away. The main queue, which leads ... Read More
New I.D. card rules by tearnet
This should boost income tax revenues.:D The Government of Malta intends to review the current process for the issue of the ID Cards to foreigners. The new format of residence document applies to EU/EEA/Swiss and Non-EU nationals. The Changes ...
We picked up our cards yesterday. Valid for 5 years. EU nationals. The Evans building was a mess. The crowd control less then sufficient. Still a lot of pushing and shoving going on. Stressed out receptionists trying to do their best, but all they ... Read More
Melita fibre packages monthly download limits by gabrio
Hi there We have just moved to malta and i am about to get the internet setup.. Being used to sky with truly unlimited internet i am a bit off by reading that melita has traffic management policy but i read few posts saying that is 'fair'. Having ...
Perhaps you should try a speedtest on a different computer? On my iMac I get what I pay for, but on my iPad only half. The upload limit of 2 is really a joke with Melita. Read More
New I.D. card rules by tearnet
This should boost income tax revenues.:D The Government of Malta intends to review the current process for the issue of the ID Cards to foreigners. The new format of residence document applies to EU/EEA/Swiss and Non-EU nationals. The Changes ...
Great news Ricky! Good luck and let us know how things went. Read More
New I.D. card rules by tearnet
This should boost income tax revenues.:D The Government of Malta intends to review the current process for the issue of the ID Cards to foreigners. The new format of residence document applies to EU/EEA/Swiss and Non-EU nationals. The Changes ...
Congrats Ricky! Hope it really is just a few days.... You wouldn't want to share the email address now, would you? :P Perhaps via PM? Read More
Secondary schools? by SillyPennyP
We will be moving to Malta over the summer month and bring with us a 14 year old girl, whose only language is English. We haven't decided where we want to live, we are more thinking of finding a school first and then finding a house in the that ...
Verdala will be approximately 10.000 euros for the first year. 8.000 for the next years. Per child... Read More
New I.D. card rules by tearnet
This should boost income tax revenues.:D The Government of Malta intends to review the current process for the issue of the ID Cards to foreigners. The new format of residence document applies to EU/EEA/Swiss and Non-EU nationals. The Changes ...
We have applied for the e-residence card and are in possession of our receipts that show we have submitted everything. On the receipts (the blue/green documents) there is a number in the upper-right hand corner. It consists of 7 numbers and the ... Read More
Electricity tariffs by Seat 0A
Hello all, Not trying to pry open a can of worms here.... On the Enemalta website you can find the tariffs for electricity. For instance, the domestic rate for usage 0-2000 units is about 21 cents. My question: what is a unit? Is that one kWh? So ...
As long as the grass is browner at the neighbours :D Read More
Electricity tariffs by Seat 0A
Hello all, Not trying to pry open a can of worms here.... On the Enemalta website you can find the tariffs for electricity. For instance, the domestic rate for usage 0-2000 units is about 21 cents. My question: what is a unit? Is that one kWh? So ...
We'll certainly do our best George! Thanks. Read More
Electricity tariffs by Seat 0A
Hello all, Not trying to pry open a can of worms here.... On the Enemalta website you can find the tariffs for electricity. For instance, the domestic rate for usage 0-2000 units is about 21 cents. My question: what is a unit? Is that one kWh? So ...
Hi Ricky, That's the wonderful world of international free trade in combination with national taxes and subsidies.... What a mess we all made of it, eh? On top of the German electricity Holland is also importing Norwegian hydro-electricity. This ... Read More
Electricity tariffs by Seat 0A
Hello all, Not trying to pry open a can of worms here.... On the Enemalta website you can find the tariffs for electricity. For instance, the domestic rate for usage 0-2000 units is about 21 cents. My question: what is a unit? Is that one kWh? So ...
Wow! That's about three times the rate in The Netherlands. Let's see if The Interconnector will make any difference. Read More
Electricity tariffs
Hello all, Not trying to pry open a can of worms here.... On the Enemalta website you can find the tariffs for electricity. For instance, the domestic rate for usage 0-2000 units is about 21 cents. My question: what is a unit? Is that one kWh? So ... Read More
New I.D. card rules by tearnet
This should boost income tax revenues.:D The Government of Malta intends to review the current process for the issue of the ID Cards to foreigners. The new format of residence document applies to EU/EEA/Swiss and Non-EU nationals. The Changes ...
I can confirm they still issue the receipts. I have one dated 15 July. Hopefully the ID cards will follow soon..... Read More
Transfering money TO the UK by expatsinmalta
Hi everybody, we are in the process of moving to the UK and we need to transfer our "Maltese" savings to the UK. Not a huge sum, no more than 20,000 euros. Knowing how awkward the Maltese banks can be, I wonder if any of you have some good ...
No problem, you can just transfer the money with an internet SEPA transfer. Read More
help please - where can i buy gold and silver bullion and coins? by tk73
Hi all, I am trying to find a reputable business in Malta who sells pure gold and silver bars and coins purely from an investment point of view to protect the devaluation for when i retire. i have been searching the net all weekend and no luck ...
You don't want to keep it under your mattress, surely? ;-) Read More
help please - where can i buy gold and silver bullion and coins? by tk73
Hi all, I am trying to find a reputable business in Malta who sells pure gold and silver bars and coins purely from an investment point of view to protect the devaluation for when i retire. i have been searching the net all weekend and no luck ...
Why would you want to ship it to Malta anyway? Just leave it in a safe in Guernsey. Read More
Sure. No problem. Send it to my mailbox and I'll have a look at it. Groeten Read More
Questions about paper work
Hi, Since you receive a grant from Denmark, you will probably have health insurance in Denmark as well. Ask them for an E106 form and take this form to the Entitlement Office in Valletta. Good luck Read More
Certifying documents.
Yes, I had all documents certified in Holland. Using both ways I described. They were accepted by the IRD. Read More
Certifying documents.
You can bascically do two things: - Get an apostille attached to the document at the court, or - Get two statements from a doctor/lawyer/banker stating the document is real and describing your relationship to them. Worked for me. Read More
Certified copis of birth certificate or original? by bh73
Hi, sorry to trouble you guys again but I have a quick question are certified copies of a birth certificate from the USA accepted by the Maltese authorities when applying for residence or does it need to be an original? Thank you in advance and for ...
Sorry guys, I still don't get it. For the e-residence card application, do I need to bring: 1- the original and just some regular copies 2- the original and copies that are certified / apostilled 3- the certified /apostilled original and copies ... Read More
Golf in Malta
Golf in Malta costs more or less the same as in The Netherlands. I don't find it very expensive. Especially when you take into account the enormous amount of watering that is required to maintain the course. Now I haven't played at the RMGC yet, so ... Read More
Schools
We are moving in August as well. We've chosen Verdala for our daughter to do the IB. St. Edwards was too oldfashioned for us. It is really a boys only school where some girls attend the last two years for the IB. Kids wear uniforms and that's not ... Read More
Banking in Malta by MikoHassing
Hi there I am a Dane who is moving to Malta in a few weeks time. I have a specific question about banking. I understand that it is virtually impossible to open a bank account in Malta without a residency card, which will obviously take months to ...
You can easily open a bank account without the document. We did it at HSBC. You just need a reference from your current bankers. Good luck! Read More
Secondary schools? by SillyPennyP
We will be moving to Malta over the summer month and bring with us a 14 year old girl, whose only language is English. We haven't decided where we want to live, we are more thinking of finding a school first and then finding a house in the that ...
I think you only need a e-residence card if you want your daughter to go to a Maltese school. If you go to a private school, you do not need this. I just registered our daughter at Verdala International School. No e-residence card required. I hope ... Read More
eResidence document Appointment Trick by SMeddie
After the first Email bounced - I decided to Email using all the emails below. citizenship@gov.mt help.mfa@gov.mt eresidence.mfa@gov.mt info.mfa@gov.mt I know it聮s not the right protocol but it聮s the best way to tackle such incompetent ...
Glad you had a better experience! Read More
eResidence document Appointment Trick by SMeddie
After the first Email bounced - I decided to Email using all the emails below. citizenship@gov.mt help.mfa@gov.mt eresidence.mfa@gov.mt info.mfa@gov.mt I know it聮s not the right protocol but it聮s the best way to tackle such incompetent ...
Well, I was there this morning at 05:15 馃槺 At 05:20 the door was opened for the cleaners and a concierge. They let the three of us in so we could sit in the foyer. At 07:00 it started to get busy and the people started to get restless. At ... Read More
eResidence document Appointment Trick by SMeddie
After the first Email bounced - I decided to Email using all the emails below. citizenship@gov.mt help.mfa@gov.mt eresidence.mfa@gov.mt info.mfa@gov.mt I know it聮s not the right protocol but it聮s the best way to tackle such incompetent ...
I'm going there monday morning. I'll let you know... Read More
New I.D. card rules by tearnet
This should boost income tax revenues.:D The Government of Malta intends to review the current process for the issue of the ID Cards to foreigners. The new format of residence document applies to EU/EEA/Swiss and Non-EU nationals. The Changes ...
Thanks George, that would mean I have to use Form S. Given that I am not in possession (yet) of 2 of the required documents, it would seem that going on Form J (economic self-sufficient) is the easier approach. Any downsides to that? Thanks Read More
New I.D. card rules by tearnet
This should boost income tax revenues.:D The Government of Malta intends to review the current process for the issue of the ID Cards to foreigners. The new format of residence document applies to EU/EEA/Swiss and Non-EU nationals. The Changes ...
A rarity...hmmm. Well, I seem to run into that often :D Thing is, I only receive the HNWI this year and consequently I do not yet have two of the required documents for the FORM S. I do not yet have a receipt of income tax return, nor the ... Read More
New I.D. card rules by tearnet
This should boost income tax revenues.:D The Government of Malta intends to review the current process for the issue of the ID Cards to foreigners. The new format of residence document applies to EU/EEA/Swiss and Non-EU nationals. The Changes ...
In one of the posts here above, it was mentioned by the BRA: Anyone registering as a member of the special schemes (under Residence Scheme Regulations controlled by annual review by the Commissioner of Inland Revenue) must produce all the ... Read More
Cyprus Banks and possible 'domino effect' by MikeInPoulton
Just a quick question for those resident (and also those in the know)....with the current Cypriot government asking the local population to 'ease' the financial burden by taking 'up to' 10% of peoples savings from bank deposits for those with more ...
Sorry Mike, you lost me there.... Read More
Ferry to Genoa by michael78
Hi guys, I have my car here in Malta since November and as it is foreign licensed I need to get it back within 6 months. When I came I used the ferry from Pozallo which was really nice, but I didnt like to drive through Sicily and also through ...
Grimaldi does not seem to come to Valletta anymore. Their website does not show it anymore as destination. Seems odd.... Maybe this summer they will be back? Guess you'll be driving it all the way.... Read More
Car Insurance no-claim years recognition
Hello all, We will be moving from The Netherlands to Malta this summer. I was wondering if there are any insurance companies that recognize the claim-free years from other countries? Any experiences here? Thanks! Read More
Hockey
Nobody playing field hockey in Malta? I would love to hear some opinions. Thanks Read More
How to explain Feb/March weather? by Myrkur
I think the weather is also being discussed a little in another topic but decided to open a new one anyway! ("5 good reasons to live in malta") So a friend of mine would like to come to Malta around Feb/March but I am struggling to properly ...
Hi Markus, Where do you see the kite-surfers? We'll be moving to Malta this summer and I would like to know where to go. Read More
Hockey
Hello everyone, My first posting here. We are thinking of making the move to Malta. Our daughter loves playing hockey here in The Netherlands and she would be very happy if she could continue doing so in Malta. I've noticed that there are several ... Read More