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diverdi

diverdi

Member

South African expat in Portugal

Forum posts

24

Contacts

7

About me

South African

Lives in Alcobaça, Leiria

Speaks English (first language) Afrikaans (second language) Learning Portuguese

Registration: 22 November 2012

diverdi
diverdi replied to a thread
4 months ago
LorieAnneC

AIMA Residency Permit Renewal by LorieAnneC

So, finally I was able to sign in to the AIMA website to submit all the necessary documents needed to renew my permit. I am going to Canada for a month and they provided me with a paper proving my application is being processed, so I can travel. ...

diverdi

Hi, I'm curious, did you consider applying for Permanent instead of renewing, and if so, what made you choose against it? Read More

diverdi
diverdi added a business to the Portugal business directory
last year

Are you paying too much on your energy bills (electricity and/ or gas)? Did you know that throughout mainland Portugal, there is only one Distributor of electricity? That means that the power is the same… regardless of who bills ...

diverdi
diverdi replied to a thread
5 years ago
Pienaartjie

D7 Visa process / rental agreement by Pienaartjie

Hi all, Im currently looking into obtaining a D7 visa for Portugal, from Cape Town, South Africa. Has anyone tried this route with some potential help info? Im going to my first appointment with the consulate and need to get my docs in ...

diverdi

Hi. I went to submit my paperwork yesterday in JHB (VFS). I supplied them with a Termo de Responsibilidade completed by the people whose flat I will be using, and this was fine - no lease agreement as such. But note that the document needs to be ... Read More

diverdi
diverdi replied to a thread
6 years ago
lukeh

Capital gains tax on investment income - Portugal vs Costa Rica by lukeh

I have a relatively substantial ISA, a form of investment account that is tax exempt in the UK. I'm not required to pay CGT when I buy & sell investments within the account, and do not pay income tax when I withdraw funds. I am considering ...

diverdi

I agree that in the end, it is what you want from life that has to dictate where you live. Bear in mind that if you live in PT for less than 6 months a year then you generally don't have to pay tax there (unless they've decided it is your ... Read More

diverdi
diverdi replied to a thread
6 years ago
illerrre

How much tax will I pay as a self-employed? by illerrre

Hi guys, I've read around some, but taxes can be a bit of a jungle so I'd rather ask here and get help from someone who can give me a straight answer. My yearly income varies, but it's around €30,000. In Malta where i live now I ...

diverdi

To the OP: if you haven't lived in PT before, you would qualify for the Non-habitual resident taxation option, would you not? That results in lower tax rates, as I understand it. Look it up - or NHR Portugal. Read More

diverdi
diverdi replied to a thread
6 years ago
lukeh

Capital gains tax on investment income - Portugal vs Costa Rica by lukeh

I have a relatively substantial ISA, a form of investment account that is tax exempt in the UK. I'm not required to pay CGT when I buy & sell investments within the account, and do not pay income tax when I withdraw funds. I am considering ...

diverdi

Hi Luke. I am not an expert, but I'm in the same boat and I've discussed it with various parties. As you have established, PT does not allow the same favourable treatment of share investments as you are currently experiencing. Any gain ... Read More

diverdi
diverdi replied to a thread
6 years ago
ALIREYNOLDS67

Moving to Portugal (2019) and very excited but also very apprehensive by ALIREYNOLDS67

Hi everyone, My partner (Joe), 3 dogs and I are planning on moving to Portugal sometime this year and leaving cold Fife in Scotland behind. We are planning on renting first so we can decide where we want to live. (Not beside the beach as dogs cant ...

diverdi

Hi. Janine - I'm not sure if you are still on this forum - I sent you a message a few days ago - I hope to hear from you! Thanks. Read More

diverdi
diverdi replied to a thread
6 years ago
silvercurls

Canadians who have done the retirement visa by silvercurls

I'm reaching out to other Canadians concerning the visa process from Canada. Right now I have private pension and I wont receive CPP until Dec 2020. My understanding is that having private pension only will make it harder to get a retirement ...

diverdi

Thanks cccmedia I will investigate this! Read More

diverdi
diverdi replied to a thread
6 years ago
silvercurls

Canadians who have done the retirement visa by silvercurls

I'm reaching out to other Canadians concerning the visa process from Canada. Right now I have private pension and I wont receive CPP until Dec 2020. My understanding is that having private pension only will make it harder to get a retirement ...

diverdi

Hi folks. Is there any way for a person with liquid assets (but no permanent lifetime income) to get a retirement visa? Colombia does sound like it could appeal to me but my savings are in US shares, not in a pension plan... Thanks (BTW, I'm ... Read More

diverdi
diverdi replied to a thread
7 years ago
Lou1216

Taxes by Lou1216

I recently moved to Tijuana work In San Diego with a Mexican tourist visa about to apply for a temporary residence permit from Mexico how will I handle taxes o make about 50k per year?

diverdi

Hi folks, thanks for the input. What confuses me is that sites ranging form Wikipedia (less "authoritative") to PriceWaterhouseCoopers (as a firm of auditors I'd EXPECT them to be very authoritative!) all say that Mexico taxes ... Read More

diverdi
diverdi replied to a thread
7 years ago
Lou1216

Taxes by Lou1216

I recently moved to Tijuana work In San Diego with a Mexican tourist visa about to apply for a temporary residence permit from Mexico how will I handle taxes o make about 50k per year?

diverdi

Thanks mexicogc.. You're right, doing homework is very important.. which is why I'm here! I appreciate the input. Regards Read More

diverdi
diverdi replied to a thread
7 years ago
Lou1216

Taxes by Lou1216

I recently moved to Tijuana work In San Diego with a Mexican tourist visa about to apply for a temporary residence permit from Mexico how will I handle taxes o make about 50k per year?

diverdi

Hi I hope this thread is still being monitored. I am very confused on this issue. As stated here, I understood Mexico to tax worldwide income, however I have asked some expats living in Mexico and they are not taxed on their pensions, they also ... Read More

diverdi
diverdi replied to a thread
7 years ago
Julien

New members of the Panama forum, introduce yourselves here - 2018 by Julien

Hi all, Newbie on the Panama forum? Don’t know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on ...

diverdi

Hi folks. I am a 50-year old female looking to relocate from South Africa. I am interested in Panama because it has the advantage of offering the Friendly Nations visa, which makes getting residency there simpler than most places. The one thing ... Read More

diverdi
diverdi replied to a thread
9 years ago
FlaGirl

I'm currently looking at the more mountainous areas of Panama by FlaGirl

Hi: My name is Suzan and I am single, semi-retired, and looking to relocate to Panama in the next year. I'm currently looking at the more mountainous areas of Panama and would appreciate ANY helpful information you would care to pass on ...

diverdi

Thanks for the advice kristc99! Valid points especially the Spanish... All the best! Read More

diverdi
diverdi replied to a thread
9 years ago
FlaGirl

I'm currently looking at the more mountainous areas of Panama by FlaGirl

Hi: My name is Suzan and I am single, semi-retired, and looking to relocate to Panama in the next year. I'm currently looking at the more mountainous areas of Panama and would appreciate ANY helpful information you would care to pass on ...

diverdi

Thanks Lauke! I appreciate the input. For interest's sake, where do you go during the rainy season? I'm still curious about the Chica costs of living if you or anyone else has info on that. Read More

diverdi
diverdi replied to a thread
9 years ago
barrumundi

Best Climate? by barrumundi

Hello everyone. I am hoping some of you may be able to help me with some information about expat life in Chile. My current home is in Colombia where I live just outside a small town which in turn is about an hour and a half from Bogota which is ...

diverdi

Hi. I am currently unable to send private messages but I would like to know about the costs of living in this area? Also, how good is the internet here? Thanks! Read More

diverdi
diverdi replied to a thread
9 years ago
Priscilla

Cost of living in Chile - 2017 by Priscilla

Hello, Before moving to Chile, it is important to investigate the cost of living in the country. As we did in 2015, we give you the opportunity to share your experience and tell us more about products and services average recorded prices in ...

diverdi

I was hoping there would be replies here because I would love to know this.. but it seems the Chile forums are quite quiet! If someone does have info on cost of living please share ;-) Read More

diverdi
diverdi replied to a thread
9 years ago
Julien

New members of the Chile forum, introduce yourself here – 2017 by Julien

Hi all, Newbie on the Chile forum? DonÂ’t know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on ...

diverdi

Hi BJ, I'm another Saffer considering Chile.. but its early days for me in the process. I'm looking for a moderate climate too.. I would appreciate people's input on this subject! Diane Read More

diverdi
diverdi replied to a thread
9 years ago

Mistakes expats make in Panama

That's an awesome response!! I haven't made the move yet but I'm interested in hearing other replies... Read More

diverdi
diverdi replied to a thread
9 years ago
FlaGirl

I'm currently looking at the more mountainous areas of Panama by FlaGirl

Hi: My name is Suzan and I am single, semi-retired, and looking to relocate to Panama in the next year. I'm currently looking at the more mountainous areas of Panama and would appreciate ANY helpful information you would care to pass on ...

diverdi

Hello. Thanks for the info on this area. How do the costs in this area compare with those in Boquete? I am also looking at the slightly elevated areas. One thing I am curious about is how much sunshine these places get because if I look at sites ... Read More

diverdi
diverdi replied to a thread
9 years ago
Julien

New members of the Panama forum, introduce yourself here – 2017 by Julien

Hi all, Newbie on the Panama forum? DonÂ’t know how to start? This thread is for you ;) We invite you to introduce yourself on this topic, to share with us your expat story if you are already living in the country, or to tell us more on ...

diverdi

Hello folks. I am a South African who is looking to relocate. I do have some funds to my name but I do not have an official pension (and not enough funds to set up my own unofficial pension which would be large enough to qualify for pensionado ... Read More

diverdi
diverdi replied to a thread
13 years ago
diverdi

South Africa to Mauritius - any advice? by diverdi

Hello. I am a single independant lady who is looking to possibly escape from the rat-race and go and live somewhere more peaceful. After just spending 3 weeks away from home on holiday in the Maldives the idea of living more permanently close to ...

diverdi

Hi JC. All plans on moving to Mauritius are on indefinite hold but thanks for the post. Di Read More

diverdi
diverdi replied to a thread
13 years ago
diverdi

South Africa to Mauritius - any advice? by diverdi

Hello. I am a single independant lady who is looking to possibly escape from the rat-race and go and live somewhere more peaceful. After just spending 3 weeks away from home on holiday in the Maldives the idea of living more permanently close to ...

diverdi

Thanks Melissa. I will read the guide and look forward to other people's comments as well! Read More

diverdi
diverdi created a thread
13 years ago

South Africa to Mauritius - any advice?

Hello. I am a single independant lady who is looking to possibly escape from the rat-race and go and live somewhere more peaceful. After just spending 3 weeks away from home on holiday in the Maldives the idea of living more permanently close to ... Read More

diverdi
diverdi joined Portugal expat community
13 years ago