Michael Grima Seychell
@mkiel
Maltese citizen
Forum posts
32
Contacts
1
About me
Maltese, Single
Lives in Zebbiegh
Speaks English, Maltese
Registration: 17 December 2012
Tax and pensions by Dunshall
Hi, We are looking at moving to Malta in the not too distant future. My partner and I are both on pensions. I have retired early, and am 63; she is on state pension, being over 65 and also has a small private pension. We wonder how the tax system ...
I am maltese whose sole income is an old age pension from Aus Govt. I get about 9000E tax free & pay tax on the rest @ 15 %. But recently I have had demands from tax office for provisional tax for the same period 1 year in advance so effectivly ... Read More
Aus $ Cheque HSBC the worst bank
I deposited a cheque in Aus $ with HSBC & was told it will take 4 weeks to clear funds. I checked after 4 weeks & was told it will be at least 5 Apr & maybe later before funds cleared. Read More
Issues with Banif/BNF by JV321
Does anyone here use Banif? I've banked with them for 12 months now. I opened an account understanding that for the first 12 months, they would put 500 euros into a term deposit, and 50 euros per month. After 12 months, the term deposit would ...
Banks in Malta are shocking,they hold your money hostage with no benefit to customers and they all collude. Read More
BOV credit cards by johnpaul.mer
Hi, has anyone managed to get either the Skypass credit card or the green American express card from BOV? If yes, can you kindly share what you were asked to do please? Thanks :)
I have been with BOV 5 years with an Aus pension every 4 weeks and several 1000's invested in their funds yet they will Not give me a credit card without withholding money ,which is NO credit card at all but a prepaid card. Read More
Question about Micro-climates on Malta by Ajdoane1
I am trying to find out about the different micro-climates on Malta and Gozo. I would greatly appreciate any info that you can share. Thank you!
Surprisingly temperatures do vary quite a bit given the size .I have often checked the temps esp. in winter & find 5/7 degrees difference between towns only a few kms apart. Read More
Are you happy in Malta? by Priscilla
Hello everyone! According to the 2016 UN World Happiness Survey, Denmark, Switzerland and Iceland are the happiest countries on earth. How about you? Are you happy in Malta? Do you feel happier today in your host country than before in your ...
Actually English is also an official language according to the Constitution Read More
Any regrets? Do you know people who have moved away? by felinefine81
So I've been offered the job and it's decision time! We are excited to come and live in Malta but also nervous about the unknown. My husband and i have done so much research on culture, lifestyle, working environment etc. However I ...
I'm maltese moved back here 3 years ago & regret it every day. Malta is a 3rd world country dirty & noisy. The food is boring & mediocre @ best & the people conservative, narrow minded & show little interest in anything ... Read More
Withdrawal of job offer..need advise by amej
Hi all, Has anyone come across this situation? I got offered a job back in July with start date in September.I have signed the contract and filled all the required documents they required.The start date was approaching and I did not know where is ...
Maltese will do whatever it suits them with little regard to laws or regulations .No sense of fairness or ethics. Read More
moving to malta by George76
Hello there, i'll be moving to Malta in a month and i would like some insights about renting and public trnasport system. My maximum budget for rent is 400 Euros, i know that flats are much cheaper in North Malta ( Qawra,Bugibba ) than those in ...
the south is very developed & crowded but rents are cheaper. From Marsascala it will take @ least 45/50 mins on good day to get to Vallatta as there is only 1 road & then another 30/45 mins to Sliema depending where. Traffic@ rush hour is ... Read More
MOVING IN NOVEMBER by amy0212
Re: Cost of living in Malta 鈥� 2015 Hello everyone! Ive joined this blog just today. Really thankful that there's such a blog and such nice people ready to help eachother. We will be moving to Malta in November. There are 2 of us me and my ...
I relocated here from Sydney the worst mistake of my life think it over very carefully. Read More
People drugged in Paceville - I need your help by Kranvatten
Hi guys, Many of you may have heard of the guy who died in Paceville a month back ago. He was my friend and he was drugged and robbed. We've heard of several more cases about people being drugged and robbed and we're gathering all ...
I lived in Sydney for 30 years & Never saw any snakes or poisonous spiders except @ the zoo. Read More
People drugged in Paceville - I need your help by Kranvatten
Hi guys, Many of you may have heard of the guy who died in Paceville a month back ago. He was my friend and he was drugged and robbed. We've heard of several more cases about people being drugged and robbed and we're gathering all ...
I'm maltese & retuned to live here after 41 years abroad & hate here but unfortunately can.t afford to go back to Sydney. Why anybody chooses to come & work here is beyond me everything is 3rd rate & the slightest complaint is ... Read More
Bank accounts/Credit cards. by Sam4321
At the moment we're still using our French bank account and credit card, but we'd like to have the same banking facilities based in Malta as we do in France. We've not opened a bank account in Malta yet because it just seemed easier to ...
I looked @ application for YES card no option for pension. Same stupid thinking as other maltese banks even though pointed out many times my pension is for life & more than average wage. Read More
Importing Vehicles by Jasminej
Anyone with any recent experience importing vehicles? (Non EU). I wasn't originally planning on bringing any vehicles but my husband's employer is providing a container to ship our goods, so if it fits might as well! I'm especially ...
I imported a scooter from Sydney Australia It took 2 years & endless visits to TM to get a maltese license plate .They kept asking for documents that don't exist in NSW. Read More
Bank accounts/Credit cards. by Sam4321
At the moment we're still using our French bank account and credit card, but we'd like to have the same banking facilities based in Malta as we do in France. We've not opened a bank account in Malta yet because it just seemed easier to ...
I'm Maltese & have a Australian Govt pension paid every 4 weeks & yet BOV refuses to give me a credit card because I don't have a job. Stupidity reigns supreme here. Read More
How the medical care is and how safe is Malta? by Manu27
Hi I am thinking of moving to Malta. Can you please give me any suggestion and how you like it and how is medical care and is Malta safe to live. My Name is Manu and my e mail is M@Microsafe.eu Thanks for your assistance. I speak Spanish and ...
you are not going to find a flat with 2 bedrooms for less than than 400 E I tried for weeks & now living in Mgarr paying 400. I doubt you can feed 4 persons for 100E unless you don't buy meat & fish. Read More
Non EU national HELP! by ozzy500
Dear All! HAPPY NEW YEAR!!! I am super excited to join this forum and have found it quite helpful till now. So a little background on myself. I am a Pakistani National, Married to a British National. We got married in Pakistan in July 2013 and ...
if you have the option I would suggest going to Australia the wages are a lot higher & the standard of living way better than Malta. I think you try to find a job both of you before you come here.because low skilled jobs are very badly paid. Read More
How the medical care is and how safe is Malta? by Manu27
Hi I am thinking of moving to Malta. Can you please give me any suggestion and how you like it and how is medical care and is Malta safe to live. My Name is Manu and my e mail is M@Microsafe.eu Thanks for your assistance. I speak Spanish and ...
you don't say whether you are single or have a family. low skilled jobs are very badly paid minimum wage is E160 pw but many jobs pay less . Rents start from 400pw unless sharing plus utilities & food is not cheap. Travelling on buses takes ... Read More
Moving to Malta from London! by Reculver
Hello everybody! I'm a 24 years old, living in London. I'm Italian and i living in London since october 2011 and now i'm thinking to move to Malta for a couple of reason.. One of the first reason is that London is too expansive, at the ...
think twice the rents are cheaper here so are the wages.I visited many a an estate agent & they seem a maltese only club you'll need connections besides you don't know the area. you might get a job as waiter/barman but wages are low. ... Read More
Is this possible? by K4ot1K
Hello everyone, and thank you for taking a sec to read this. My wife and I are looking VERY strongly at moving to Malta. I am American & she is German. We currently live in Germany, and I work for the US Air Force. I am a veteran (15 yr military and ...
the Maltese have an opinion about everything but disregard the facts & they are always right . Bureaucracy is a nightmare & when you ask a question you get several answers all swearing they are right. Read More
thinking about moving to malta by toni.k123
im thinking of moving to malta, to live and work, with my disabled mum and dog. i would want a job, doing anything but something that could support us to live, any advice would be really apreciated... it wont be for a few years atleast as i do not ...
I returned to live here after 41 years in London & Sydney & I regret it every hour I'm here. there is little good to say about Malta & given the health problems I will NOT move here. Read More
What irritated you in Malta/Gozo by JayJay1970
Please post about anything that irritated you about Malta/Gozo parculiarities today. Small dogs. My neighbour to the rear has a small terrier thing, she kicks it out (literally ) at 5am every morning where it proceeds to whine and yip on the ...
that is so true.sorry for all your problems. I also relocated here from Sydney worse decision ever. Read More
Well done Up in Arms - Utility tariffs discrimination no more by SMeddie
Before someone deletes this post as falling in the category of Politics - Lets first say thank you to all the fight by Up in Arms [u]All content from MaltaToday - See below[/u] Graham told MaltaToday that all consumers would now be treated as ...
My owner not only will he not give a receipt nor will he accept a bank transfer & I know he declares the apt.as 2nd home. Read More
Shipping from Australia to Malta by catherineshopper
Hi all was just wondering if anyone has had any experience in moving about a dozen tea chest size boxes of personal belongings from Australia to Malta. I am trying to get a few quotes and deciding whether its worth it or just buy more stuff when i ...
I brought all household stuff from Sydney & it took 3 days of running around various govt .dept & much paper work to clear customs. Also they will charge you customs duty on all Personal stuff no matter what it is & how old. You are supposed to get ... Read More
What irritated you in Malta/Gozo by JayJay1970
Please post about anything that irritated you about Malta/Gozo parculiarities today. Small dogs. My neighbour to the rear has a small terrier thing, she kicks it out (literally ) at 5am every morning where it proceeds to whine and yip on the ...
I hate that I have to buy bottled water because the tap water tastes bad. The dog poo when you go for a walk & the rubbish esp. plastic bottles Everywhere. Read More
Paying extra W&E every month by milhouse
Hi everyone, I could use some advise please. I've been living in a rented flat for about 1.5 years, the first year I shared the flat with someone and now for the past 6 months I have lived here alone. As the contract has originally been made for 2 ...
I'm Maltese & returned to live here nearly a year ago (a big mistake)& I don't trust the maltese as they take advantage every time they can. My owner also insists that I pay the non residential rate for E&W, he claims the flat as a 2nd residence & ... Read More
Gym in Malta by Aires365
Hi everyone, Is it easy to find gym麓s in Malta? Is there any "big brands" like Healthcity, etc..? if so, where? in the big cities like Sliema or Valletta? Thank you, Aires.
Ta Qali gym starts @ 聙40 pm ,has no a/c,the changing rooms are freezing & it's unhygienic no soap/dryer in toilet. Read More