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Adam rachak wrote:

I think Your money must pass to the exchange office

Do I need to be physically present in Morocco to do that? I can't go to Morocco because Belgium is currently "blacklisted" with regards to Corona.

I don't understand why the insurance company (RMA Assistance) don't just accept a normal "convertible" bank account?

Cathylesher wrote:

First I send condolences for the loss of your Father.
I suggest you talk to your bank. Then you will have all the up to date information.

Thank you for your condolences.

I don't think my domestic bank can do anything about it.
It's the Moroccan insurance company requiring a "non-convertible" Moroccan bank account which I don't really understand. Why not just accept a "convertible" bank account so that I can easily transfer the money in Moroccan dirham to my Belgian bank account in euro?

Adam rachak wrote:

Morocco does not allow the exit of money easily, especially if it is a lot of money
And it takes a large percentage of it

If it were easy, many people and I would have invested all our money in other country

For this reason, the money is not allowed out easily, because that will negatively affect the economy

It's about 30k MAD.

That doesn't sound logical. The result of that restriction is that foreign investors are less likely to do business in Morocco which I would think is detrimental for a country's economy.

Adam rachak wrote:

But you have to be here to do creat convertible bank account

There's a "Attijariwafa bank" here where I live. Could I create a convertible and non-convertible bank account there?

EDIT: Or the convertible at "Attijariwafa bank" and the non-convertible at CIH for example?

Adam rachak wrote:

I tried to do this once, but they started the process of creat up a bank account and then told me that it is necessary for you to be in the bank you want to open The account in it聽 聽to give the national card in order to complete the process, but the matter may be different for foreigners

I have a "carte nationale" as I mentioned in my post. There's an "Attijari Wafa" bank here in my country. Will they be able to create both a non-convertible bank account and a regular account so I that I can transfer the 30k MAD from my non-convertible account to my regular account (both at "Attijari Wafa" bank) and then onwards to my Belgian BNP Paribas account?

What a backward rule. That the refund is in MAD I understand but to demand a bank account that specifically doesn't allow an international transfer is beyond retarded, especially considering that the insurance company (RMA Assistance International) exclusively has international clients.

Yahya411 wrote:

My condolence. Just go to the AttijariWafa bank in Belgium and ask if it can be done.

Thank you.

I asked them and they said the insurance company can't pay me out in euro because it's "Moroccan law".
Is this true?
The banker also told me I can't have both a non-convertible and a convertible bank account at the same time and that I can't transfer dirhams to euros?

dolle1980 wrote:

Better to use my own country bank account because too much bank charges even hidden charges and paid services, I had attijariwafa bank and CIH but I closed. Its take some time 20 days credit to my account if i sent money from outside Morocco. I should follow like I am following girl. I decided to use my own country bank account and withdraw by ATM or receive by weatern union.

It might depend on the foreign country bank. It takes Citibank New York 2 days maximum to transfer to Attijariwafa in Casablanca.

dolle1980 wrote:

But days too much, China sent Rocket to space and come back still my account not credited, strange , i sent also from USA and takes 7 to 9 days some time. Better use western union and get immediate,聽 what is true i will tell true

Some foreigners need local bank account in Morocco. We have properties to maintain, pay direct-debit in water+electricity+Wifi, to pay our maid in advance, to pay property tax etc etc. Western Union alone would not work for these purposes.