Expat Health Insurance

3POSTS

7 years ago

Hi All
I will be residing in Viet Nam staying for periods of six months, then returning to Australia for 2 months, then returning to Viet Nam for 6 months etc. Does anyone know of a good Health Insurance that I may take out in Viet Nam to cover hospital etc should illness occur.
Thanks
Maurice

1 member reacted to this post

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GuestPoster7854 Guest

0POSTS

7 years ago

Try Cigna. It is international. I have tried and contacted to several vietnamese insurance but it seems they don't interested in expat insurance so much. Too complicated for them I think.
But in my experience, hospital in Vietnam, FV for example, charged you more if you have insurance card. It depends on the percentage that the Insurance cover you. If they cover 100%, they you don't have to worry about the Insurrer's pocket. If they only cover a part of the cost, you have to think about it.

Hope this helps.

1 member reacted to this post

GuestPoster7854 Guest

0POSTS

7 years ago

Cigna is really, really expensive.

3 members reacted to this post

bmauriceb Member

3POSTS

7 years ago

hi RossiTran, thanks for the information. I feel its going to be easier to stick with the Australian provider.

bmauriceb Member

3POSTS

7 years ago

Cigna is over the top, I am not worth the money. fully agree

GuestPoster7854 Guest

0POSTS

7 years ago

For hospital cover try Bao Viet.

4 members reacted to this post

Pilbara New member

5POSTS

7 years ago

Any one had experience with Pacific Cross for international health insurance? Good or otherwise?

1 member reacted to this post

sanooku Banned

672POSTS

6 years ago

How about Manulife. Anyone tried?

update: they offer health + life insurance together apparently.

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hopes6166 New member

9POSTS

6 years ago

Don't confuse Life insurance with Health Insurance. Life insurance companies (such as Manulife) is basically an annuity, payment every year and get the account value back at the expiry date and some guarantee when the insured person dies. Health insurance covers the cost of treatment if the insured person has some conditions need to go to the hospitals. Expats usually need an insurance with good limit, emergency evacuation (in case of emergency needed to go to Thailand or Singapore for treatment or it may affect their life, the insurance company can arrange the airplane) and mortal remain in case of death.

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GuestPoster7854 Guest

0POSTS

6 years ago

#10

hopes6166 wrote:
Don't confuse Life insurance with Health Insurance. Life insurance companies (such as Manulife) is basically an annuity, payment every year and get the account value back at the expiry date and some guarantee when the insured person dies. Health insurance covers the cost of treatment if the insured person has some conditions need to go to the hospitals. Expats usually need an insurance with good limit, emergency evacuation (in case of emergency needed to go to Thailand or Singapore for treatment or it may affect their life, the insurance company can arrange the airplane) and mortal remain in case of death.

In one, Pacific Cross is unbeatable.
In surreptitious advertising.