Buying Health insurance in Costa Rica. Your opinion?

33POSTS

9 years ago

I am interested in purchasing some health insurance in Costa Rica. Interested in knowing different people's opinion with the company that they have purchased their insurance.

See also

Healthcare system in Costa Rica - Guide
International health insurance - 3 Replies
Health coverage/insurance questions - 19 Replies
Purchase health insurance - 5 Replies
Health Insurance - 12 Replies
Health insurance for family members - 9 Replies
Am I Seeking the Health Insurance Unicorn :o)? - 3 Replies

kohlerias ViP

1572POSTS

9 years ago

I recently spoke with ARCR staff and they explained that they are going to be offering a group rate, health insurance policy, covering some of the more popular private hospitals in the Central Valley, within a few weeks.

An acquaintance recently purchased insurance direct from聽聽 for 50,000 col贸nes a month.
I have no personal experience with this hospital.

Coloradomike Active member

33POSTS

9 years ago

Thanks for the reply.

MauroN Serial expat

212POSTS

9 years ago

I have the Caja as my health provider. It woks fine but not near the private sector service or promptness, but I can live with it and the monthly payment covering 4. Last week I took an insurance for myself against聽 sickness or accidents, for $20. It covers 75.000 colones per day, for a year if sick, !50.000 colones for 6 months if accidents. Banco de Costa Rica is offering it to its clients. So you know.

kohlerias ViP

1572POSTS

9 years ago

Does the bank insurance cover pre-existing conditions?

MauroN Serial expat

212POSTS

9 years ago

Do not remember. All done by phone . Will not hurt to ask.

samramon ViP

1338POSTS

9 years ago

Thanks for this topic and replies.
I probably can't afford it now but am interested for the future, in an affordable insurance here to supplement CAJA which I used to hear, is "great" but not so much any more.

I haven't had to use CAJA yet, fortunately but I know if I do have to have a surgery I probably won't want to wait as long as CAJA would have me wait, nor am I sure I trust their doctors. I hear the private hospitals are by and large great: Cima, Biblia and others. So would like to get insurance through them.

Mauron do you have a link to that BCR plan? I'll look online in the meantime. Don't have a bank acct here but could get it if it helps get good insurance. $20 per month?

Does your insurance agent speak English? Care to share # if so?

p.s. Is there any English language explanation anywhere of what CAJA covers and what it doesn't? I do speak Spanish but especially when it comes to legalese and contracts etc I prefer to read and speak English.

celsner001 New member

4POSTS

9 years ago

If you will stay for longer a Costa Rica health insurance like Panamerican Life is good. The advantage is that you can go to the doctors and hospitals and don't need to pay. All payments are settled between the doctors and the insurance.聽 In case you stay for a short time an international insurance can be very useful. Advantage, is that if you go to another country you can maintain the coverage.

Best regards

Claus

samramon ViP

1338POSTS

9 years ago

Thanks! Will look into Panamerican Life. Doubt if we can afford it at this time (based on quotes I've gotten from other insurance here in the past) but I'll bookmark it for later when we hopefully can afford it.