大咖福利影院

BlossomGray wrote:

Hi Kate
We are also an English family, living in Malta now and from our experience we have found depending on what Bank and who you speak to on the day in there you will get different answers from how to open a bank account!
My husband after getting no where with a few different banks went into BOV ( Bank of Valletta) and enquired....
He told them he hadn't got Maltese ID as yet and they said that was fine, the lady asked if he had a tenancy agreement /contract, a work contract and his passport...which he had all three on him and then she just asked for a reference from our Bank back in the UK ( easier said than done!) when she has that she says the account can open!
I will report back when this happens.
Debbie 馃榿

According to law, the regulations regarding access to and opening bank accounts with basic features should have been reformed by 18th September, 2016, whereby Malta ought to have adopted and published the laws, regulations and administrative provisions necessary to comply with DIRECTIVE 2014/92/EU on鈥︹�︹��..access to payment accounts with basic features.

The regulations regarding access to and opening bank accounts with basic features are specified in Article 15, entitled 'Non-discrimination' and Article 16, entitled 鈥楻ight of access to a payment account with basic features鈥�:

厂辞耻谤肠别:听

matm911 wrote:

HiHi ... another EU Directive which will not be complied with in Malta due to ignorance.
The complaint can be put on top of the heap with all others which have been forwarded to the European Court waiting for a decision ...

On the contrary, 鈥�..please see excerpts:

鈥樷��..This infringement proceeding was opened in September 2012, following a number of complaints received from European Union citizens residing in Malta, concerning water and energy tariffs.

The Commission had declared that EU citizens were being charged the 'domestic tariff', which was approximately 30% higher than the 'residential tariff'鈥︹��..The Commission informed the Maltese authorities that the application process needed to be streamlined, whilst providing redress [refunds for water and electricity consumption overcharges] to the applicants that may have been adversely affected throughout the years鈥︹�︹��

厂辞耻谤肠别:听

In addition: 鈥樷�︹��last June a pressure group set up to campaign against the discrimination announced that it had reached an 'agreement' with the government which would allow EU nationals to apply for the lower tariff without needing their landlord's permission鈥︹��.鈥�

厂辞耻谤肠别:听

F0xgl0ve wrote:

Think the statement
'This infringement proceeding was opened in September 2012, following a number of complaints' says it all,聽 聽
September 2012 and things are only just changing.!

Ray

Later or sooner, reform for the manifest financial benefit of members 大咖福利影院-Malta, it is, nonetheless.

Kate1983 wrote:

Where is the largest condensed area of economically sound expats?

The most expensive areas, where economically sound people lives, are the Sliema/St. Julians area (if you are into apartments) and the Madliena/High Ridge area (it you prefer villas). Be aware that rental fees in those areas are very high.

Kate1983 wrote:

Best places for families to live?

You should first consider where your kids will go to school and where you'll work. You don't want to live far away from the places where you'll have to travel every day, specially in the maltese traffic.