banks/money

10POSTS

7 years ago

Anyone know if it would be a good or bad idea to get a credit card with the bank I open up?

would only be used for essentials not for fun just as a back up

See also

Opening a bank account in the Netherlands - Guide
Banks in the Netherlands - Business
UK bank account and Brexit - 7 Replies
Banks for loan in Netherland - 4 Replies
Evolution of banking services in the Netherlands - 3 Replies
Lending money to family - tax implications - 2 Replies
UK bank account and Brexit - 7 Replies

Cynic UK/Netherlands Expert

8109POSTS

7 years ago

Hi and welcome back,

In general, most Dutch banks will not give you a credit card unless you have a job with a contract and your credit limit will be reflected in how much you are earning.聽 If you have a UK card, you can use that in Holland.

Hope this helps.

Cynic
Expat Team

1 member reacted to this post

Englishmovers Member

10POSTS

7 years ago

so if myself or partner gets a credit card set up in the UK before we move and we use it in the Netherlands will we be charged for using in another country?

we're happy to get up normal back accounts in the Netherlands but were thinking about a credit card incase of an emergency or if we are desperate.

Cynic UK/Netherlands Expert

8109POSTS

7 years ago

You don't generally pay for a credit card unless you use it; with the benefit of hindsight, my opinion is that credit cards are for use in emergency only and to be paid off completely the next time you get paid.聽 You'll find that most supermarkets in Holland won't take a foreign credit card.

Definitely a good thing to keep in your back pocket if you need to leave in a hurry.