Health insurance & pre-existing conditions?

Member since 14 February 2021

dbrown71467New member18 June 2021 19:28:58

My wife and I are relocating to Playa Del Carmen and are concerned about what options are available for those with pre-existing conditions. My wife gets infusions twice a year for rheumatoid arthritis. It seems nobody in the insurance industry is willing to state on their websites that they cover pre-existing on international plans. Would love advice from someone in the same boat who has navigated the waters in Mexico for health coverage.

Thanks a bunch

Doug & Roxanne

travellight VIP Member

Member since 07 July 2013

travellightVIP Member19 June 2021 00:20:53

2460

Welcome to The Mexico part of the ex-pat Forum dbrown71467,

I would suggest looking under the services part at the top of this page. They may have the health advice you are looking for.

Melanie_In_Mexico Contributor

Member since 14 April 2015

Melanie_In_MexicoContributor21 June 2021 23:36:25

114

Hi Doug,

All private health insurance companies who insure individuals in Mexico evaluate pre-existing conditions-- any medications, surgeries, medical treatment, or procedures. Policy limitations may apply to any pre-existing condition. Companies also have a list of uninsurable risks-- those conditions for which they will automatically deny an application for health insurance.

Since health insurance companies evaluate risk differently, I would recommend you find a seasoned, bilingual, broker who can assist you with identifying the right health insurance company and plan for your specific pre-existing conditions.

I hope this information has been helpful.

Melanie Lansing