Northern Luzon?
This is my first post here, I never thought I would ever look into retiring in the PI! I was stationed at Clark for 8 years total in the 80's. My wife is from Pangasanan so I am looking at northern Luzon. Actually way far up north. I found Baguio super nice but the prices are way way too high for me. I want to ask if anyone lives up north? Most of the cities are down low in valley's rather than mountains. I used Wiki to look at Laoag, Ilagan, Tuguegarao and Santiago. I'm thinking small farm to stay busy and make a little cash too.
So any info on north Luzon would be appreciated.
Thanks duder
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 I traveled around a little when I was there, but the AF had most of the place off limits to us. I made it to Wallace Air Station once, the farthest north I went. Baguio is nice but everyone is living on top of each other, beautiful though.
 I looked on the Internet at land and houses and they are way more expensive than Florida. I heard to go to banks in person to check out foreclosures, which are suppose to be cheaper. When I was at Clark in the 80's a large 4/2 house was $5,000. my thinking is a smaller out lying city would have much cheaper property costs.
 I'm curios to see what people suggest to do for finding land or a house.
Thanks again...duder
My name is Charlie and I arrived here in the Philippines on Nov 8, 2010 waiting, at that time, for my fiancee. We had also considered Baguio, and like yourself, we felt that we could spend our money better in La Union Province so we are now living in Bauang. We found a very nice house here and are now in our third year. I don't know how you feel about the La Union Province but we've been pleased thus far. We've met and American and his filipina wife and they had to get married again here because they were in retired status. They built a home here in the La Union province living not too far from us. A very nice spot and an even better home for a very decent price.
My wife and I met in Kuwait. We saved the majority of our money and together were able to pay cash for a very nice home. But we really sacrificed while we were there; however it paid off. I remember earlier this year things were really tough financially and if we would have had a mortgage that would have been the straw to break the camel's back. We would have surely lost our home.
Anyway you should consider the La Union Province for several reasons: It's probably the most peaceful province in all the Philippines; The Bauang Police station was #2 station in all the Philippines; A good mixture of expats here and a very decent and functioning VFW where people help one another; The transportation system is excellent; Traveling time and distance to cities like Dau and Angeles is minimal, etc.
If you would like to talk to me personally my number is +639476098564. Look forward to hearing from you and good luck.
 I have a bad feeling that these countries where retirees collect at may have a change of heart when they run out of money. To tax foriegners is a good way to raise money while the citizens wouldn't care. Kind of like taxing the rich. I think as the global economies start to implode you will see this. But then smaller more backward countries may not be affected so bad.
 My other option is to buy land here in Florida and put a large shed on it and convert it to a house. 5 acres run about 25000 here,
Charlie thanks for the info, lots to think about.
I've been up to La Union quite a bit, its nice and quieter, and close enough to Subic.
But if your moving and need to rely on local business or farm, would warn against it. Neither is going to provide much in way of money unless you plan on subsistence living. Really need to have enough from a pension before moving here. You have support in the US, none in the phils.
I would highly suggest renting for a while before buying property.
I am a closet farmer and like gardening and animals, I like to grow stuff and figured to sell some. I can't see living there with nothing to do.
My wife is still not too keen on living there. She wants to come vacation next spring, I am waiting to see what happens with my job, I am in Afghanistan again and my contract ends March.
Now we have this Obamacare starting up and people are already broke. I have relatives bairly hanging on now, this will push a lot of people over the edge. I really fear the country is going to revolt before too long.
I have been preping just in case. Crime is really really bad in some places. People are cutting down power lines to get the copper wire.
I probably won't be able to leave my kids behind, just worry about them.
Well its a lot to think about...
thanks for the relies!
People will steal anything of value whether in US or Philippines. About killed myself while riding my motorcycle on EDSA (main road through Manila), they stole the manhole covers and no one bothered to put up a cone (prob stole it). Of course the biggest crooks here are the politicians - well same as the US but they are less subtle here.
I changed jobs and I am now in Korea. I am hoping to make a trip this fall. I'll only have maybe 10 days there so hopefully we get to travel around a little. I want to try and get up to the north end of Luzon and check it out. See how it feels and see whats there. Just kind of playing it by ear, subject to change by the wife.
Duder wrote:Well I am back again.
I changed jobs and I am now in Korea. I am hoping to make a trip this fall. I'll only have maybe 10 days there so hopefully we get to travel around a little. I want to try and get up to the north end of Luzon and check it out. See how it feels and see whats there. Just kind of playing it by ear, subject to change by the wife.
Let me know when, will be there about 20 days beginning of November 2014
Henry wrote:also offering long term rates if you are interested, get in contact with us
thanx much
Duder wrote:I spent 4 years in Afghanistan and almost got killed last year so I came home. I have tried to get rid of my bills here but it cost so much just to breath. I have been looking for a job 9 months now and nothing, it is getting very bad here now. So I am trying to figure a way out. I think I could work out some sort of retirement but would like a back up plan like a small business, but that can be a headache.
 I have a bad feeling that these countries where retirees collect at may have a change of heart when they run out of money. To tax foriegners is a good way to raise money while the citizens wouldn't care. Kind of like taxing the rich. I think as the global economies start to implode you will see this. But then smaller more backward countries may not be affected so bad.
 My other option is to buy land here in Florida and put a large shed on it and convert it to a house. 5 acres run about 25000 here,
Charlie thanks for the info, lots to think about.
One things for sure you're not going to get 2 hectres of land in a decent area in the Philippines for 25,000 dollars unless it is in an extremely remote area...I would stick with Florida...I have a home in Sarasota County and am considering moving back there because of the corruption, skyrocketing prices of food and land, bad medical care in the Philippines...Just too much deceit and greed and the Philippines now...
I am an Aussie with gf from Iloco Sur and we are currently in thailand,but will move to Phils in the next 12=24 months.
I have a friend who says it is very nice up the area you were thinking - have you managed to get there yet.?
If so, would enjoy hearing reports from you as to what is it like.
mogo51 wrote:Hi ,
I am an Aussie with gf from Iloco Sur and we are currently in thailand,but will move to Phils in the next 12=24 months.
I have a friend who says it is very nice up the area you were thinking - have you managed to get there yet.?
If so, would enjoy hearing reports from you as to what is it like.
My wife and I have a house in central Ilocos Sur, about 20 minutes south of Vigan,
Just spent 21 days there in November, please ask any questions you may have.
She is from an area an hour or so out of Candon City, her parents are aged but still there, other family, dont want to be too close. But she tells me Vigan is a beautiful City?
Could you tell me a few things, near to the beaches, cost of living including accommodation long term costs (we would be seeking 2/3 b/room, 1 or 2 bathrooms, western kitchen, etc, in preferably gated community (or safe area), safety issues if any, and whether there are some places where westerners gather for a chat and a beer? Your overall satisfaction of the area. We would rent first and need furnished accommodation.
That would be most appreciated.
We are both mature aged and not into discos and rubbish, but a few nice restaurants would be nice. Cost of dining out:Thank you.
My wife is on 50, I am the oldie in the team, 64 last month. I am not worried so much about gated areas up there, I am told they really don't exist and not necessary. I saw from a map there is a SM mall also in Vigan?
I did see a nice apartment complex on internet just a few minutes ago that looks really nice, with pools etc. that might be of interest to us also.
Is getting around there on public transport ok, not sure I want to start driving over there, we are on tje other side of the road where I am from Australia.
My gf knows of Partas buses and says they are quite good. I am not sure whether you answered this, is there a Robinson Mall in Vigan, I think I saw it on a map?
Up early this morning as usual, gf leaves for her teaching job. I do appreciate your time.
Browsing the net, it seems there are quite a few estates being build around Vigan?
Have a good day.
Not sure about the mall in Vigan, my wife does not like me to go shopping with her as my white face compromises her bargaining position. I get to go grocery shopping, and there is a nice big super grocery right outside Vigan with more help than you will ever need. Also Two Brothers store in Vigan gives a better exchange rate for cash as long as you have 5 or less big ($100) bills, usually a half peso per dollar more than the banks. When I cashed in $400 I got more than 200 pesos more than the bank was offering and a shorter line, less paperwork, also one guard.
My gf and I live about 40,000bht month (about 55k pesos), I own a house here (trying to sell) but fees associated with maintenance, management etc are about 5000bht month (4000pesos). From a check of web, I am thinking maybe 10k pesos month for a modest residence (unit or small house), would that be about the right amount?
We live well, dine out a couple of.times a week (cheap but nice restaurants). A few beers with friends,good food,electricity etc. car and bike expenses, medical fees etc.
How often to you go to Vigan and when there how long do you stay, are there any little bars where you can sit and have a beer maybe watch the water, that sort of thing. I love to walk along fhe foreshore and watch the world go by.
I like Subic but the cost of accommodation is off the scale. San Fernando is a bit questionable safety wise I am told.
Thailand is starting to take on some minuses, the Junta is starting to beat its chest and they appear to be an awakening bear and that worries me.
My gf is putting her youngest through Accounting and he will finish in a few months. She will continue to help him till he finds work, possibly overseas. Then selling my house here will not be all that easy in the current climate, we already have it on the market, but just nothing happening here. Russians are all cancelling their holidays and condo purchases due to the crash of the Ruble.
It seems to me that is challenging times again all over the world.
Had a look at some information about the islands, seems a nice place. Hope you enjoy it.
CHEMTRAILS wrote:Understandable. Azores (Pico island) always +10C to 27C but most of the time 16 to 20C and never below +10C. Not cold, not hot. No predators, no snakes, no spiders, no mosquitos, no crime, no taxes for first 8 years. Northern Luzon must be nice, not too far from East Asia. Not so sure about safety there? Mail theft? Personal safety concerns? Hot and humid? Snakes? Malaria? Kidnapping?
If I were going to live on isolated islands like the Azores, I would prefer Hawaii.
If Azores is so great, why is it not popular with expats?
- Expensive to get to, may cost about $1000 roundtrip
- Too "cold" in summer, or rather not enough heat as it rarely gets over 25C
- No sandy beaches
- Local government keeps it a secret and low profile to preserve the traditional way of life
- Perhaps some people are scared of a dormant volcano?
- Scared of earthquakes, which almost never happen here
- Not enough shopping and eat out opportunities and places
- Too far away from the mainland, a 2 hour flight to Lisbon and a 4 hour flight to Boston (so is Hawaii)
- Not hot enough? Did I mention, not hot enough and no sandy beaches? Oh, I did... :-) So is Bogota, Colombia :-)
- People think this is Atlantis and it may sink again?
- You name the rest of reasons
There are expats here, but Pico island has 15T inhabitants, while São Miguel has over 130T inhabitants
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